【正文】 　　(2)a permanent address永久居住的地址　　(3) a permanent resident永久居住的居民　　Whenever checks were received for payment, the bank would file them by number in your folder and pare the signatures with the one on your card. 當(dāng)銀行收到你的支票要求付款時(shí)，它將按賬號(hào)存放在你的賬夾內(nèi)，并將簽字與你預(yù)留印鑒卡上的簽字核對(duì)?！　?1)在國(guó)外，到銀行開戶，從某種程度上講比找工作還要難。意思是開出支票　　(3)to pay for your larger purchases是目的狀語，意思是支付大件商品款　　pay (for)付（款）；支付　　例：He paid ￡5 for the book.　　他買這本書花了五英鎊。 把...歸檔　Phrases and Expressions as well go through permanent resident foreign student adviser in order to… individual folderpare…with…　短語與詞組 同，也履行，完成永久居住的居民外國(guó)留學(xué)生的導(dǎo)師為了要…，以便… 個(gè)人賬戶的賬夾與…比較　　　Notes　　You would find it safer and more convenient to put your money in a bank and write out checks to pay for your larger ，用支票購(gòu)買大件商品更方便。 最小值, 最小化個(gè)人, 個(gè)體。 變化, 不同供應(yīng), , 持久的居民。s name on the back of a check背書（在支票的背面簽上自己的名字）　　 amount that is left in your account after the cheeks have been deducted and the deposits have been credited is the balance. 在扣除了支票款及貸記的存款額之后，賬戶上剩下的金額就是余額?！　?3)write it on your checks在支票上簽字　　it意思是name　　 check must be endorsed before it can be cashed. 支票在兌現(xiàn)之前必須先背書?！　?1)sign one39。　　(1)make a payment付款　　make a payment on a check兌付支票　　(2)cancel a check注銷支票　　 you have a checking account, the bank sends you your canceled checks along with your monthly ，銀行每月把你的付訖支票連同月度清單送給你。s identity a driver39。s business　　購(gòu)買他叔父的企業(yè)　　(4)individual single human being considered apart from a society or munity:個(gè)體：被認(rèn)為是社會(huì)或群體對(duì)立面的單個(gè)的人　　例：the rights of the individual.　　個(gè)體的權(quán)力　　 is obvious that banks are playing a very important part in the plex business affairs of our modern world. 很明顯，在經(jīng)濟(jì)事務(wù)繁雜的現(xiàn)代社會(huì)中，銀行正發(fā)揮著越來越重要的作用。s largest source of ine is through loans, mainly made to businesses and also to individuals for the purchase of houses. 現(xiàn)在，銀行的絕大部分收入來源是通過發(fā)放貸款獲得的，主要是向企業(yè)，也向購(gòu)買住房的個(gè)人發(fā)放。其中的短語是make charges on…　　 get a credit card, you must fill out a form that requires you to tell about your salary and other ，需要填寫一張表格，寫明你的薪金和其他收入?！　?1)that banks in the big cities provide為定語從句，修飾前面的service　　(2) where you can keep…為非限制性定語從句，對(duì)前面的safedeposit box做補(bǔ)充說明　　 charges made on your card are sent to the bank, and you are required to pay once a month. 你卡上所付的一切費(fèi)用都將通過銀行入賬，你必須每月結(jié)付一次。　　(1)此句是使用形容詞比較級(jí)的一種句型結(jié)構(gòu)the more…the more,意為越…越…　　例:The more,the better.　　越多越好?！　?1)keep one39。　　(1)who…and who…引導(dǎo)定語從句　　(2)pay it into their own bank accounts存入他們自己的銀行賬戶　　 reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. 為了增補(bǔ)現(xiàn)金儲(chǔ)備，銀行以資產(chǎn)的形式保存另外很大一部分資金；這些資產(chǎn)可以迅速轉(zhuǎn)變成現(xiàn)金，沒有什么損失風(fēng)險(xiǎn)。s only concern was how to improve the quality of their products.　　總經(jīng)理心里想的全是如何提高產(chǎn)品質(zhì)量。用于引導(dǎo)一個(gè)獨(dú)立的從句　　例：would have resisted but that they lacked courage.　　如果不是缺乏勇氣她們會(huì)抵抗的　　(3)動(dòng)名詞短語investing and lending its deposits做介詞from的賓語，意思是將儲(chǔ)蓄資金投資出去或借出去　　4. Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them. 他們最關(guān)心的是確保錢柜里，或儲(chǔ)備有足夠的鈔票，迅速應(yīng)付可能發(fā)生的各種現(xiàn)金支取。　　(1) earn money from the charges從（其提供服務(wù)的）手續(xù)費(fèi)中獲得貨幣收入　　(2)but much(that):with the exception that。 ready cash:現(xiàn)金；預(yù)付金：　　例：short on 　　 cannot keep his deposits lying idle in his safes and strongrooms銀行不能將存款一直閑置在保險(xiǎn)箱和保險(xiǎn)庫里　　(1)keep cause to continue in a state, condition, or course of action:維持：使…保持某一狀態(tài)、情況或過程的動(dòng)作　　例：attempt to keep the patient calm試圖使病人鎮(zhèn)靜　　(2)lying idle in his safes and strongrooms是分詞短語，在句中做賓語補(bǔ)足語　　3. A banker also earns money from the charges which he makes for some of his services, but much the greater part of a bank39。　?、俅司渲械膇t是形式主語, 真正的主語是to imagine that…。 實(shí)際上等于　　39?！　?check is as good as money to the owner of the pany. 這張支票對(duì)公司的老板來說就跟真正的貨幣一樣。t convenient for him to send money through the mail, so he goes to the bank and opens a checking ，因此，他到銀行開了一個(gè)支票賬戶。 at hand?！　?2)to keep people39?！　?1)此句中的動(dòng)詞不定式短語to keep people39。s checks a safedeposit box valuable papers and articles短語與詞組 開立銀行賬戶開支票儲(chǔ)蓄賬戶籌借（安排）一筆銀行貸款貸款部商號(hào), 廠商投資部旅行支票保管箱有價(jià)證券和貴重物品　　Notes　　 were developed to keep people39。　　此句中的how to ask for…是“how 不定式”結(jié)構(gòu), 做賓語?！　〈司渲械膐rganizing and operating the bank為動(dòng)名詞短語, 在句中做主語?！　〈司錇橹鲝膹?fù)合句, 關(guān)系代詞that引導(dǎo)定語從句, 修飾前面的bank。s jobPhrases and Expressions 業(yè)務(wù)技能。也指資金從一個(gè)投資項(xiàng)目流到另一個(gè)投資項(xiàng)目。利息累積到期限結(jié)束。商業(yè)發(fā)票一般無安全保障（無抵押）。即承擔(dān)債務(wù)發(fā)行的風(fēng)險(xiǎn)?！　?2) debit items貸記項(xiàng)目　　(3) although… ?！　?1) against this is set off notional rate of interest…此句為倒裝語序，正常語序?yàn)閚otional rate of interest is set off against this(cost)　　(2) set off抵銷　　(3) against the account or debt of兌換；提?。鹤鳛閹ど系膽?yīng)收款項(xiàng)或作為…的借項(xiàng)　　例：drew a check against my bank balance.　　開支票支取自己的銀行結(jié)余　　 the notional interest exceeds the cost of the debit items no charge is made, although no interest is credited to the ，但凡是名義上的利率超過借記項(xiàng)目的費(fèi)用，就不收取費(fèi)用。s puter and against this is set off notional rate of interest on the customer39。s money對(duì)銀行資金的承諾（收取特別費(fèi)用），因?yàn)殂y行承諾的資金在承諾期間，處于閑置狀態(tài)，要隨時(shí)應(yīng)付企業(yè)提款，所以不管企業(yè)是否提取，都將對(duì)企業(yè)收取一定的費(fèi)用。s money, whether the facilities are used or ，不管是否使用，銀行對(duì)安排透支與資金的承諾也可以收取特別費(fèi)用。　　Base rate基準(zhǔn)利率，即中央銀行或銀行業(yè)同業(yè)協(xié)會(huì)公布的參照利率。　　(3)(at a rate) based on the percentage over the bank39