【正文】 s financial staff involved in business the whole process of decisionmaking and enterprise management and operation of dynamic constraints, to promote access to highspeed sound business operation. （2）the low quality of financial staff services, financial management functions is not the private sector in the early stage of development, human relations based on kinship and geographical ties to the group of people other than the natural distrust. The sensitivity in the financial sector, loyalty has bee an important symbol of the employer, no blood, rural geographical groups capable of financial management is difficult with the family balance of power. Therefore, the low level of private sector smallscale, real hard to retain financial professionals, most of financial staff without formal professional training, lack of financial management capacity, it is difficult to provide effective senior management of financial information. but different stages of development, different levels of different environmental factors within the private sector, financial management level are also different, showing the characteristics of the stage.（1） the choice of different types of organizational forms of enterprises, and its structure is different capital sources, corporate law applicable to different and differences in financial management activities are carried out in different spatial scales. Select the private limited liability pany form of organization in the majority, but most of the private sector, relatives, family, friends, coorganized enterprises, such enterprises in the construction of the initial bonds of friendship instead of rules and regulations. Different forms of business organization, and its capital structure is also different, capital structure and organizational patterns of corporate finance and financial management oversight of specific content.（2）the owners quality: Private property owners are often not only investors but also managers, and his quality directly affects the financial management activities. Financial management goals can be achieved depends on the owner to take control of military strategy, monitor the quality of financial management.（3）the corporate culture. Owners in the formation of corporate culture plays a very important role. Corporate culture will affect the selection and use of financial management, financial management duties and powers and financial information disclosed in corporate management level. Culture also to some extent and stability to attract an important factor in the financial management personnel.（4）science and technology development. Hightech private enterprises, the human resources are an important resource, business development and growth depends on technological innovation and management innovation. Therefore, development of science and technology enterprise management mechanism and the profit distribution mechanism, but also affect the functions of financial management to play.s economic authorities and law enforcement, supervision departments in the master policy on the private sector rather left than right, Do not loose rather tight, the public economic resources distribution of the difference in treatment still exists, the financial sector credit is still not open to the private sector, few financing channels for enterprises, the total financing is limited. These negative effects lead to the private sector was afraid to expand investment, foreign investment is also a lack of confidence, changes in macrosocial environmental factors on the status of financial management functions, and the space has a direct impact.2. the microenvironmental factorsPrivate organization, structure, production and operation management, quality of state owners and financial officers, corporate culture have affected the financial management of development.外文資料翻譯—英文原文FACTORS THAT AFFECT THE PRIVATE SECTOR FINANCIAL MANAGEMENTFinancial management activities of enterprises is constrained by the financial environment, financial environment, the factors of change on the impact of financial management, financial management in order to analyze the development of law, to seek ways to improve financial management. Of the financial management of private enterprises also macro factors and micro aspects, various factors crisscross each other39。沒有您的幫助，我的畢業(yè)論文不會如此順利的完成。9參考文獻(xiàn)[1] [J].理論探討. 2011（1）：237~239.[2] 、信息不對稱與道德風(fēng)險[J].（6）：59~61.[3] Edward Paul Lazear. Sherwin Rosas Optimum Labor Contracts [J]. Jour 841864.[4] [J].（2）[5] : 一個綜述[J].（2）[6] 陳 春 付 濤. 如何防范信息不對稱所帶來的道德風(fēng)險[J].（4）[7] ,The market for Lemon:Quality Uncertainty and the Market Mechanism, Quality Journy of Economics():488~500.[8] Eugene F Fama. Agency Problems Journal of Political Economy, 2009（8）[9] 鄭燕洪. 信息不對稱、道德風(fēng)險與市場紀(jì)律—，廈門大學(xué) 經(jīng)濟(jì)學(xué)院金融系，福建 廈門，361005.[10] ]慕劉偉，曾志耕，張勤．金融監(jiān)管中的道德風(fēng)險問題[J]．金融研究，2001（11）[11] 范長纓,田夢云,[J]. 石家莊聯(lián)合技術(shù)職業(yè)學(xué)院學(xué)術(shù)研究,2007（12）:24~26.[12] [J].商場現(xiàn)代化,2006年11月(下旬刊)總第486期:202~204.[13] 楊健，王怡然．我國導(dǎo)游誠信問題淺析[J]．特區(qū)經(jīng)濟(jì)，2007年6月：189~190.[14] 李晉寧，朱正萱，王惠霞，欒婕. 信息不對稱下激勵政策的制定—銷售員道德風(fēng)險程度的因素分析[J]. 南京理工大學(xué)學(xué)報,2000（4）:190~193[15] 平狄克,魯賓費爾德. 微觀經(jīng)濟(jì)學(xué)[M].北京,中國人民大學(xué)出版社,1997.[16] 鄧小紅. 基于信息不對稱的建筑市場道德風(fēng)險防范[J]. 合作經(jīng)濟(jì)與科技 20106月號上（總第394期）：38~39[17] 范長纓, 田夢云, 柴美群. 信息對稱的理論和實踐研究[ J ] . 石家莊聯(lián)合技術(shù)職業(yè)學(xué)院學(xué)術(shù)研究, 2 0 0 7 ( 1 ).[18] 張維迎. 博弈論與信息經(jīng)濟(jì)學(xué)[ M] . 上海: 上海人民出版社,2 0 0 4.[19] 鄭慶寰．美國儲貸危機(jī)和次貸危機(jī)的對比分析從道德風(fēng)險視角的考察[J]．經(jīng)濟(jì)問題探索，2008（06）.[20] Fangruo Incentive and Inventory and Service Operations Management,2007,2(2):186~202致　　謝論文寫作終于完成，高興之余，首先想到的是論文寫作過程中對自己幫助最大的個人和單位。這次論文的寫作大大提高了我的動手能力以及理論結(jié)合實際的能力，當(dāng)然由于自己的水平有限，該篇論文的深度還有所不足，缺乏一定的量化分析，說服力略顯不足。通過本次的論文寫作，我對自己的專業(yè)知識有了一次較為系統(tǒng)的回顧，在查詢資料的過程中，了解到了很多最新的研究成果，對于很多的理論知識有了更為深刻的認(rèn)識。在本篇論文之中，主要結(jié)合案例以及相關(guān)的表示形式，探討了信息不對稱與道德風(fēng)險之間的關(guān)系，對信息不對稱情況下的道德風(fēng)險問題進(jìn)行了重點研究。三是要注重企業(yè)文化建設(shè)，積極構(gòu)建和諧健康的企業(yè)文化，將誠實守信的價值觀和勇于擔(dān)當(dāng)?shù)娘L(fēng)險責(zé)任意識融入企業(yè)文化之中，并逐漸內(nèi)化為員工的日常行為規(guī)范乃至主體德行。從道德上加以防范，一是要建立一個職業(yè)道德標(biāo)準(zhǔn)，使得各個行業(yè)成為“以知識和智慧獲取公平利潤，以正直和誠信獲取陽光利潤，以拼搏和創(chuàng)新獲取功德利潤，以人