【正文】 Help：Standard effective terms if you have 30 Days EOM（End of Month） terms, the effective terms are 45 days.224。 是161。 Yes161。 填報(bào)說明：　 此題由各地區(qū)公司、地區(qū)公司所屬下級(jí)單位填報(bào)。 填報(bào)說明：1) 此題由總部財(cái)務(wù)相關(guān)部門、地區(qū)公司及地區(qū)公司所屬下級(jí)單位填報(bào)；2) 自動(dòng)信用評(píng)估的比例和人工信用評(píng)估的比例合計(jì)必須是100%。如果對(duì)于客戶的信用評(píng)估和信用決策沒有任何的人為干預(yù)，則被視為自動(dòng)信用評(píng)估，否則計(jì)入人工信用評(píng)估。信用評(píng)估系統(tǒng)為每一個(gè)有助于預(yù)測(cè)誰最有可能償還債務(wù)的因素評(píng)分?？蛻粜畔⒁约八麄兊男庞脿顩r，例如他們的賬單支付歷史、他們賬戶的數(shù)量和類型、逾期付款、付款行為、未償還債務(wù)和賬戶賬齡，能夠從客戶信用系統(tǒng)和他們的信用報(bào)告中獲得。s credit application and their credit report. Using a statistical program, you may pare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor that helps predict who is most likely to repay a debt. A total number of points a credit score helps predict how creditworthy your customers are, that is, how likely it is that they will repay a loan and make the payments when due. If credit evaluation of customers is performed and decision regarding credit made without any manual intervention from your side, please consider this as Automatic Credit Scoring, otherwise count it as Manual Credit Scoring.224。 填報(bào)說明：　 此題由總部財(cái)務(wù)相關(guān)部門、地區(qū)公司及地區(qū)公司所屬下級(jí)單位填報(bào)。對(duì)于新客戶，就是指從客戶提出信用申請(qǐng)到通過信用審查/沒有通過審查的時(shí)間。s the number of working days from the day that a customer applies for credit through final approval or denial of that credit.224。 What is the average time that it takes to plete new credit reviews (., from receipt of credit application to approval of new customer number, in business days)?？ 224。224。審查結(jié)果包括：延長(zhǎng)信用期、擴(kuò)展信用期、減少信用期或拒絕延長(zhǎng)信用期。信用審查包括對(duì)新的和已存在客戶的審查。s financial statements, credit bureau information, and other payment history information gathered on the customer as needed. Each review results in a credit decision, either to extend, expand, decrease, or decline the extension of credit. Business Accounts the total number of business accounts on file (annual credit reviews may not be performed for each business account). Individual Consumer Accounts the total number of individual accounts on file (annual credit reviews may not be performed for each individual account).224。 What are your credit volumes? (Volumes refers to the number of transactions processed on an annual basis).a) Credit reviewsb) Business Accountsc) Individual Customer Accounts？（交易量是指一年內(nèi)處理的交易數(shù)量）a) 年度審查數(shù)量b) 企業(yè)客戶賬戶c) 個(gè)人客戶賬戶224。224。應(yīng)用托管服務(wù)通常指建立在賣方系統(tǒng)上，但是可見的，而且你單位的內(nèi)部員工經(jīng)常使用。外包工作的例子有：戰(zhàn)略咨詢、過程咨詢、人工數(shù)據(jù)錄入、以及其他活動(dòng)；公司在開展這些工作的過程中需要得到支持，但公司沒有應(yīng)用支持工具的顯著能力或者參與員工的足夠數(shù)量。外包成本通常是因其提供過程管理或服務(wù)而支付給第三方的費(fèi)用。s system but is visible and actively utilized by internal staff within your organization. In cases where the third party is providing a package of services for the process including both the hosted application and the support services, the cost should be split between labor and technology related outsourcing costs based on an estimate of the contract value of each of the two services on an individual basis.224。 What are your total outsourcing costs for the process of Credit?a) Labor related Outsourcing Costsb) Technology related Outsourcing Costs 信用管理流程的外包成本是多少？0a) 與人工相關(guān)的外包成本b) 與技術(shù)相關(guān)的外包成本224。224。一般職員：指主要從事例行重復(fù)性任務(wù)（如數(shù)據(jù)錄入、檔案管理、打字和其他相關(guān)管理性任務(wù)）的員工。業(yè)務(wù)專家有特殊的學(xué)歷和資格證書。業(yè)務(wù)專家：指主要從事分析和技術(shù)職能的人員。管理人員是直接管理員工的人員。在確定人員構(gòu)成時(shí)，請(qǐng)確保按照Hackett公司對(duì)員工的定義進(jìn)行分類。Hackett公司建議采用提供的FTE工作表分崗位統(tǒng)計(jì)全職員工當(dāng)量（FTE）和人工成本（全口徑）。備注：不包括股票期權(quán)、因重組支付的一次性遣散費(fèi)、或簽約獎(jiǎng)金。人工成本（全口徑）：需要全口徑計(jì)算，包括加班工資。 加班時(shí)間不計(jì)算在內(nèi)。如果一名員工一周工作了20小時(shí)。 wages, Overtime/vacation/sick pay/personal leave, Social Security/Medicare/health, Pension/retirement/savings/401k plans, Bonuses, and Benefits weighting is typically utilized. Note: Do not include stock options, onetime severance pay due to restructuring, or signing bonuses. Include independent contractors in the determination of headcount (and fully loaded labor cost) if they are actively managed (., defined work hours or productivity levels). Hackett remends that you use the FTE worksheet provided to account for the FTEs and costs by role. The worksheet will summarize the required information to enter the required information for this question. Please ensure that Hackett staff definitions are used when determining staff mix. Managers Managers are persons primarily responsible for leading a department (or a number of departments) and performing oversight, planning, administrative and personnel functions. A manager is any person that directly supervises staff. Exclude those employees that may have a manager title but do not have any staff reporting to them or performance management responsibility for another employee. Professionals Professionals are persons primarily performing analytical and technical functions. They work in highlyskilled positions, are normally considered professionals, and are typically exempt from overtime. Professionals are typically degreed and may hold certifications. Persons holding a managerial title but having no supporting staff should be considered as professional. Clericals Clericals are persons primarily performing routine data entry, filing, typing and other related administrative tasks. These persons typically work in hourly positions that are normally eligible for overtime.224。 FTEs and Costs信用管理全職員工當(dāng)量（FTE）和成本 What are your FTE counts and fully loaded labor costs for the process of Credit?a) Manager FTEsb) Manager Fully loaded labor costsc) Professional FTEsd) Professional Fully loaded labor costse) Clerical FTEsf) Clerical Fully loaded labor costs（FTE）是多少？相應(yīng)的人工成本（全口徑）是多少？a) 財(cái)務(wù)管理人員的全職員工當(dāng)量（FTE）b) 財(cái)務(wù)管理人員的人工成本（全口徑）c) 財(cái)務(wù)業(yè)務(wù)專家的全職員工當(dāng)量（FTE）d) 財(cái)務(wù)業(yè)務(wù)專家的人工成本（全口徑）e) 一般職員的全職員工當(dāng)量（FTE）f) 一般職員的人工成本（全口徑）224。224。財(cái)務(wù)人員除了要審核原始憑證外，可能還要遵照不同的公司政策要求進(jìn)行審核。E report to ensure that pany policy was met on all charges. There may be several different pany policies that finance is checking for in addition to the physical presence of a receipt. If all reports are checked please answer this as 100%.224。 What percent of travel expense reports do you sample for pliance (., matching and/or auditing of receipts for validation that pany policy was met)?，報(bào)銷單據(jù)被審核的比例是多少？（比如：審核原始