【正文】
When the beneficiary is allowed to draw the whole sum of the clean draft ,the L/C is called anticipatory L/C. classification of L/C (8)Back to back/ Secondary/Subsidiary L/C(背對背信用證 ) Middle man Advising bank or other banks Another Beneficiary Importer send an(1) original L/C keep the original L/C, but send the secondary L/C IV. Factoring(出售應(yīng)收賬款 ) Financial institution collects accounts receivable of the importer(buyer) for the exporter(seller) Factor V. Forfeiting(中長期貼現(xiàn)融資 ) (1)Definition Discounting of mediumlong term , promissory note, or draft of a foreign buyer before the maturity process Exporter Importer Factor(金融機(jī)構(gòu)) (3)Sign B/E, promissory note (2)Shipping documents Forfeiter 。 draft first, and pay the credit at maturity. (6)Negotiable/Transferable L/C The beneficiary asks the negotiating or correspondent bank to transfer the L/C to another or two beneficiary(ies) classification of L/C (7)Red clause of L/C(紅條款 ) amp。 classification of L/C (3)Confirmed or Unconfirmed L/C(保兌 /不保兌的信用證 ) The confirming bank promises to make the payment of the L/C signed by the issuing bank。draft or only mercial documents。pay/negotiate (9) (12)Payment advice (14)delivery classification of L/C (1)Documentary credit(跟單信用證