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參考文獻1 孫強..互聯(lián)網(wǎng)商務應用.對外經(jīng)濟貿(mào)易大學出版社,20002 網(wǎng)絡財富——電子商務給我們帶來什么? 中國企業(yè)家雜志社,經(jīng)濟日報出版社,20003 蔡巖兵, 賈素彤.電子商務——走進數(shù)字化商務時代.知識產(chǎn)權(quán)出版社,20004 關(guān)翔, 秦瓊 ,婁海, 劉丹.中國電子商務與實踐.清華大學出版社,20005 吳百福.國際貿(mào)易結(jié)算實務.中國對外經(jīng)濟貿(mào)易出版社,1997The Preliminary Explore about the Developmentof Chinese EbankYu Shengrui (Local Revenue of Zhongshan Borough , Dalian )Dong Kun Lu Yu_duo (School of Management, Dalian Univ. of Technol.)Abstract The development of Emerce brings the opportunity to the banking. The revolution of IT makes the Ebank bee the necessary choice of all the banks in the Etime .The perfect mechanism of credit is one of the postulates. This paper contrasts the Ebank in our country with the one in the developed countries . The parallel pattern of the traditional bank operations and Ebank operations should be formed. Walk out a road of development of Ebank that accords with the actual circumstances of Chinese banking.Key words Emerce Ebank mechanism of credit development502 / 6。但是目前我國網(wǎng)絡銀行的發(fā)展還面臨著眾多問題,尤其是一些制度和經(jīng)營環(huán)境問題在短時間內(nèi)還不可能得到解決,因此現(xiàn)階段我國銀行業(yè)應冷靜地對待網(wǎng)絡銀行的發(fā)展,既不能急于求成,也不能消極等待。所以,我國商業(yè)銀行必須從全局角度確立“以客戶需求為中心”的經(jīng)營思想,強化“以客戶滿意為目標”的服務理念,并及時確立以客戶為導向的經(jīng)營戰(zhàn)略, 提高客戶的信任程度,建立固定客戶制度。 確立以客戶為導向的經(jīng)營戰(zhàn)略,不斷進行金融創(chuàng)新,建立固定客戶制度在網(wǎng)絡時代,銀行的經(jīng)營理念將發(fā)生根