【正文】 模式）和 flow，procedure OR program（流程）作為二次檢索的入口詞。檢索式的構(gòu)建：SUB(Over the counter transaction)ANDLA(English)，SUB（model OR mode）AND SUB(flow OR procedure OR program)檢索策略調(diào)整： 主要是對檢索入口詞調(diào)整 , 開始始選擇的是以O(shè)ver the Counter trading 作為第一次檢索的入口詞，后來經(jīng)過調(diào)整，改為下列入口詞：　Counter transaction(柜臺交易)Over the Counter transaction(柜臺交易)Counter transaction model(柜臺交易模式)Counter transactionflow(柜臺交易流程)三、檢索結(jié)果及文摘翻譯：　所用的數(shù)據(jù)庫：ABI（商業(yè)信息數(shù)據(jù)庫）—— Business –ABI/INFORM Trade amp。 Industry(第1—13篇)ABI（商業(yè)信息數(shù)據(jù)庫）——BusinessproQuest Asian Business（第14—20篇）檢索的時間范圍是：All dates　檢索結(jié)果列出：（1——13）篇：所用數(shù)據(jù)庫名稱：proQuest Business –ABI/INFORM Trade amp。 Industry檢索的時間范圍：All Dates論文題目（Title）：New pvt banks set to hike transaction fees文摘（Abstract）：Another approach that is being mulled is of 39。zero balance accounts with a fee for each transaction or enquiry39。.This would mean that the customer need not maintain any balance in the account but instead pay a charge for each account statement, check on balance amount, ATM withdrawal and over the counter thrown by bankers explain the logic: a branch transaction costs the bank the most at Rs 75, an ATM transaction costs Rs 12, the call centre costs Rs 10 and the Internet the least at Rs HDFC Bank and ICICI Bank charges are already in place for frequent ATM withdrawals in case the minimum account balance is not ICICI Bank imposed a fee for cash deposits in nonhost branch is the particular branch in which the customer39。s account is maintained譯文：正被仔細(xì)考慮的另一種方法具有39。對每筆交易來說具有零平衡帳戶的費(fèi)用的功能。這將意味著用戶不必再保持帳戶的平衡，而是改為支付每份帳單的費(fèi)用，檢查差額，ATM 收回，和在柜臺交易上方。銀行家扔的數(shù)目解釋邏輯： 一分支交易費(fèi)用銀行最多在Rs 75，一臺ATM 交易費(fèi)用Rs 12，電話中心在Rs 2花費(fèi)Rs 10 和因特網(wǎng)最小。在HDFC銀行和ICICI銀行控告已經(jīng)在適當(dāng)?shù)奈恢眠m合最小帳戶結(jié)余沒保持如果的頻繁的ATM 收回。最近ICICI銀行在非總部為現(xiàn)金付款存款強(qiáng)加一項(xiàng)費(fèi)用。總部是用戶的賬被保持的特別的分部　刊名及卷、期數(shù)：Sunday :　Mar 10, 所用數(shù)據(jù)庫名稱：proQuestBusiness –ABI/INFORM Trade amp。 Industry檢索的時間范圍：All Dates論文題目（Title）：East West Bank rolls out new car financing program文摘（Abstract）：Repayment is convenient with the issuance of postdated checks, automatic debit arrangement or overthecounter transaction at any of East West Bank39。s 55 personalized Banking Centers(pBC).譯文： 償還帳款對推遲日期的審查，自動借方安排或者柜臺交易在東部西岸的55個性化的銀行中心(pBC)中任何人來說都顯的很便利?？熬怼⑵跀?shù)：:Mar 8, 所用數(shù)據(jù)庫名稱：proQuestBusiness –ABI/INFORM Trade amp。 Industry檢索的時間范圍：All Dates論文題目（Title）：SEC set to release alternative trade rules文摘（Abstract）：If the SEC gets a favorable BIR ruling, the alternative electronic trading system will be treated as an informal exchange and trades will only be charged a tax rate of one and onehalf percent per transaction just like in the the BIR will not consider that, then securities traded electronically will be considered as an overthecounter transaction and will have to be charged a 10% capital gains ： 如果證交會得到有利的BIR制約，這個選擇電子貿(mào)易系統(tǒng) 將被看作一次非正式交換，貿(mào)易只將被正如在證券交易所一樣收費(fèi)一個每交易百分之一個半的稅率，實(shí)習(xí)報(bào)告《信息檢索課程實(shí)習(xí)報(bào)告_實(shí)習(xí)報(bào)告》。如果BIR 將不考慮那，然后通過電子買賣的證券將被認(rèn)為是一次柜臺交易并且必須被收費(fèi)10%的資本收益稅。作者及單位名稱：Leilani 、期數(shù)：:　Dec 23, 所用數(shù)據(jù)庫名稱：proQuestBusiness –ABI/INFORM Trade amp。 Industry檢索的時間范圍：All Dates論文題目（Title）：Solon evaded taxes?文摘（Abstract）： L Cayetano conducted himself unethically by acquiring his shares of stock in BW Resources ove譯文： 參議員Renato L Cayetano通過通過柜臺交易在BW 資源股份有限公司獲得他的股份引導(dǎo)他自己unethically，參議院少數(shù)派昨天說。作者及單位名稱：Cayetano, Renato L刊名及卷、期數(shù)：:　Jan 16, 所用數(shù)據(jù)庫名稱：proQuestBusiness –ABI/INFORM Trade amp。 Industry檢索的時間范圍：All Dates論文題目（Title）：SpECIAL FEATURE: Cashless Spending: A lifestyle card with practical uses文摘（Abstract）：Diners Club philippines operates under the franchise of Security Diners International Corporation, a wholly owned subsidiary of Security other contenders in the market today, it offers personalized service to its its brand suggests, Diners Club provides cardholders a sense of belonging to an exclusive organization.“We have a personalized approach, unlike other card panies wherein all you are is a card number,” said Ronald Bibonia, first vice president for business development of Diners Club philippines.“We keep track of our clients almost on an individual basis.”Aside from insurance, Diners Club also provides its clients an array of services and Club Cash, for instance, cardholders can avail of up to 50% available credit line which can be accessed via the ATM or overthecounter transactions at the Diners Club Centre, Security Bank and pilipinas Bank branches, and select Cashlink and Banet bills, on the other hand, can be settled through the Club Bill Connection enables cardholders to pay electric bills, Internet subscription, phone bills and the like by just enrolling these services to their Diners Club than these services, Diners Club takes pride in offering Club members free access to exclusive airport and business lounges in major cities worldwide through the Club Lounges doesn39。t have to be a gold cardholder or a member of the frequent buyer program of an airline to enjoy luxuries such as free buffet or the use of private toilets and members are wele to all these facilities by just presenting their Diners Club International card.“Other people would have to pay to have access to those lounges or maybe don39。t get the chance to enter,” said Mr..“B譯文：菲律賓就餐者俱樂部有安全就餐者多國合作的特許權(quán)，并且在一個安全銀行的全資子公司下經(jīng)營。與今天市場上其他競爭者不同，它給它的客戶提供個性化的服務(wù)。作為其品牌建議，就餐者俱樂部為持卡人提供一個屬于一個專有的組織的感覺?！蔽覀冏寕€性化接近，與你的全部是一個卡片號碼的其他卡片公司不同“，羅納德Bibonia，首先就餐者俱樂部菲律賓的商業(yè)發(fā)展的副總統(tǒng)說。” 我們在一個個人的基礎(chǔ)上幾乎跟蹤我們的客戶“。除了保險，就餐者俱樂部也為它的客戶提供一系列服務(wù)和特權(quán)。例如，有現(xiàn)金俱樂部，持卡人能用處的50% 可得到信貸限額的，那個可能通過ATM 或者柜臺交易在就餐者俱樂部中心事物，保安銀行和pilipinas銀行分行訪問，和選擇Cashlink 和Banet自動提款機(jī)。效用賬單，另一方面，可能被通過俱樂部議案連接設(shè)備解決。這使持卡人能夠通過剛剛把這些服務(wù)登記到他們的就餐者俱樂部卡片支付電的賬單，因特網(wǎng)訂購，電話賬單等等。更多的服務(wù)是，就餐者俱樂部對提供俱樂部成員免費(fèi)參與專有飛機(jī)場和生意休息室在通過俱樂部休息室設(shè)備全世界的主要城市感到自豪。一個人不必是 一黃金持卡人或者一頻繁購買者享有奢侈品象免費(fèi)打擊或者私人洗手間和洗澡的使用那樣的一航空公司的計(jì)劃的成員。俱樂部成員通過剛剛為他們的就餐者俱樂部提出國際卡片可以隨意使用這些設(shè)備?！?其他人必須支付能進(jìn)入那些休息室或者或許不得到進(jìn)入的機(jī)會“，帕特里克卡洛斯先生說”。但是正從飛行到飛行等轉(zhuǎn)變的就餐者俱樂部成員實(shí)際上能呆在家里并且很舒適。作者及單位名稱：ANN KATHLEEN Club International(NAICS:　813990)第三篇：信息檢索課程報(bào)告____ __…__…2…49…08…11…1…02…__…__…號…學(xué)…）線_（__…__…__…博…楊…_…__…_…_名…姓… … …）業(yè)封專（_…__…__…_化……體…一…電…機(jī)…_…__…_…）_級_密__（_1…1…02…__…__…_…院…學(xué)…__…_…_工…_…___本科課程考查專用封面作業(yè)題目：信息檢索課程報(bào)告所修課程名稱：信息檢索修課程時間：2012 年2 月至 2012 年 4 月 完成作業(yè)日期： 課程結(jié)束后一周內(nèi)評閱成績：評閱教師簽名：2012年5月日航門戶、hao