【導(dǎo)讀】聽下面5段對話。每段對話后有一個小題，從題中所給的A、B、C三個選項(xiàng)中選出最。佳選項(xiàng)，并標(biāo)在試卷的相應(yīng)位置。和閱讀下一小題。每段對話僅讀一遍。個小題，每小題5秒鐘；聽完后，各小題將給出5秒鐘的作答時間。聽第6段材料，回答第6、7題。

　　

【正文】 is own soul and personal quest for enlightenment. “ I came of age at a magical time， ” he reflected later. “ Our consciousness was raised by Zen, and also by LSD.” Even later in life he would credit psychedelic drugs for making him more enlightened. “ Taking LSD was a profound experience, one of the most important things in my life. LSD shows you that there39。s another side to the coin, and you can39。t remember it when it wears off, but you know it. It reinforced my sense of what was important— creating great things instead of making money, putting things back into the stream of history and of human consciousness as much as I could.” 65. Jobs and Wozniak differed in ________． A. approach to freedom B. attitude to requirements C. appetite for knowledge D. affection for college life 66. One factor in Job39。s decision to leave college is that ________． A. his family was in absolute poverty B. he wanted to be independent of his parents C. the college couldn39。t prepare him for his set goal D. he wouldn39。t have his parents39。 money wasted 67. From Jack Dudman39。s statement, we can see that Jobs was ________． A. rather difficult to get along with B. very serious about existing beliefs C. quite good at solving problems D. too stubborn to change his mind 68. The underlined word “audit” in paragraph 3 means “________”． A. give successfully B. miss occasionally C. attend informally D. conduct irregularly 69. Jobs worked on typefaces while suffering from a hard life ________． A. to bring something great into existence B. to prove his value to the whole world C. to make himself wealthy for a better life D. to show college was unimportant to him 70. Which of the following can be the proper title for the passage? A. Stay Out B. Work Out C. Hold Out D. Drop Out 第 Ⅱ 卷 (非選擇題 共 35分 ) 第四部分：任務(wù)型閱讀 (共 10小題；每小題 1分 ， 滿分 10分 ) Troubled by the poor performance of their investments, many people are taking steps to stop decrease of their savings and rethink their financial plans. They are not sure what to do to maximize returns in light of stock market fluctuations, new tax laws, low interest rates and skyrocketing real estate values. “ People are afraid of making a mistake and losing more money， ” says financial counselor Denise Hughes. “ The do it yourself investor of the 1990s is more fortable now doing nothing.” But doing nothing isn39。t better than doing something smart. Here39。s what financial advisors are remending to their clients： Plan for financial aid. Most parents don39。t save nearly enough for children39。s education. They assume that investing in a 529 plan is the best place for your savings. While a 529 plan offers tax173。free growth and withdrawals for college costs, colleges look at these savings when evaluating their qualification and how much they will hand over. Do save aggressively for college in a taxable account in your name if your household ine is below $100， 000. In this case, your child will likely qualify for some financial aid. Do invest in a 529 plan if your ine is higher than $100，000 and will likely remain at or above that level when your child enters college. In this case, the 529 plan is great because you probably won39。t qualify for financial aid anyway. Expect ups and downs. Annoyed by three straight years of stock market declines, many people have been shifting to lower173。risk investments. But just as taking too much risk can hurt your portfolio39。s(投資組合 ) growth rate, so can hiding out in excessive safe investments. Do consider investing in funds that you39。ll hold on to for more than a year. Under the new tax law, long173。term capital gains are taxed at a maximum of 15%, down from 20%. Do look at stock funds that pay dividends(紅利 ). Dividends on stocks used to be taxed at your personal ine tax rate. Under the new law, they are now taxed at no more than 15%. Investing in these funds will not only hold down taxes but also sustain your portfolio39。s value in tough times. Fet high fees. Over the next ten years, achieving the kind of double173。digit returns we experienced over the past 20 years will be much harder. In the 1990s, the average rate of returns for a portfolio allocated 60% to stocks and 40% to bonds was % after taxes and transaction expenses. Over the ing decade, this rate is expected to be closer to %. Don39。t pay unnecessarily high investment costs and fees. For example, if you can save half a percentage point on your fund expense ratio(the fee that funds charge you each year to manage your money), your average investment return could be 6% instead of 5%. Title: How to Manage Your Money Introduction to the topic ● Many people bee passive investors for (71)________ that they make mistakes and suffer a loss of more money ● In face of the trouble, doing something smart makes (72)________ (73)________ on managing your money Plan for financial aid ● (74)________ are made that a 529 plan is the best choice for everyone39。s savings ● If your family earns less than $100， 000, save aggressively for college in a taxable account in your name and chances are that your child will have (75)________ to some financial aid ● If your family earns more than $100， 000 and will possibly remain at or above that level when your child enters college, a 529 plan (76)________ you best because you probably won39。t have the qualification for aid anyway Expect ups and downs ● Excessive safe investments as well as (77)________ ones hurt your portfolio39。s growth rate ● Invest in funds that you will hold on to for more than a year, for under the new tax law long173。term capital gains are (78)________ Taxed ● Invest in stock funds that pay dividends, which can not only hold down the taxes but also make your portfolio39。s value (79)________