lecturetworiskandinsurance-資料下載頁
2025-07-17 15:21本頁面
【正文】 insurance transfers mercial insurance Risk management matrix type of loss loss frequency loss severity appropriate risk management techniques 1 low low retention 2 high low loss control and retention 3 low high insurance 4 high high avoidance 風(fēng)險管理矩陣圖 損 失 高 程 度 低 風(fēng) 險 頻 率 高 低 回避 減損、轉(zhuǎn)移 預(yù)防、自留 自留 Summary ? There is no single definition of risk. Risk traditionally has been defined as uncertainty concerning the occurrence of a loss. ? Peril is defined as the cause of loss。 hazard is any condition that creates or increase the chance of loss. There are three types of hazards. ? The basic types of risk include the following: pure and speculative risks, fundamental and particular risks ? Risk entails three major burdens on society ? There are five major methods of handling risks: ? avoidance ? loss control ? retention ? noninsurance transfer ? insurance Review questions Ⅰ . Key concepts Risk pure risk amp。 speculative risk, hazard, peril and loss physical hazard, moral hazard, morale hazard, legal hazard Review questions Ⅱ . Review questions ? Explain briefly the meaning of risk. ? How does objective risk differ from subjective risk ? Define peril, hazard, physical hazard, moral hazard ? Explain the difference between pure and speculative risk. ? Identify the major types of pure risk that are associated with great financial insecurity ? Describe briefly the five major methods of handling risk. Give an example of each method. Application Questions Search for Information 1. 中國汶川大地震的各類保險補(bǔ)償 2. 美國 1993年洛杉磯大地震的保險補(bǔ)償 3. 2022年 1月我國雪災(zāi)損失及保險賠償給付 兩國巨災(zāi)補(bǔ)償體系有什么差別？ Preview Read and prepare the questions from “Insurance and Risk” ( P1528） ,
教學(xué)教案相關(guān)推薦
鄂ICP備17016276號-1