【導(dǎo)讀】中文word文檔庫(kù)免費(fèi)提供海量范文、教育、學(xué)習(xí)、政策、報(bào)告和經(jīng)濟(jì)類word文檔。銀行英語(yǔ)翻譯成“BankofEnglish”不正確！Terms(這個(gè)還沒(méi)有嗎？social解釋為社會(huì)時(shí)是形容詞）.銀行這一詞來(lái)源于意大利詞，其原意是指長(zhǎng)凳或椅子。最早的時(shí)候，人們把它用作貨。幣兌換商在市場(chǎng)上的工具。后來(lái)，單詞Banca逐漸地轉(zhuǎn)變?yōu)閎ank，并被廣泛接受。功能，包括接受存款，借貸款，出立票據(jù)，兌換銀票，遠(yuǎn)距離匯款。第一張紙質(zhì)的貨幣于。1024年在四川發(fā)行。像這些機(jī)構(gòu)票號(hào)和錢莊在中國(guó)的金融市場(chǎng)上相互合作比競(jìng)爭(zhēng)要多。錢具有歷史范疇，它產(chǎn)生于原始社會(huì)的最后一個(gè)階段。貨幣富有多姿多彩的文化，有5千年。貨幣被定義提供5基本職能：交換媒介，貯藏價(jià)值，價(jià)格單位，支付手段，世界貨。他商業(yè)銀行同時(shí)并存、分工協(xié)作的體系。

　　

【正文】 wait a moment. I39。ll find out the exchange rate between . dollars and RMB. 請(qǐng)等一會(huì)兒，我查一下美圓對(duì)人民幣的兌換率。 These dollars are worth 1,000 Yuan. 這些美圓可換 1000 元 。 取款、結(jié)余 口語(yǔ) I39。d like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款來(lái)支付天津購(gòu)物的費(fèi)用。 I want to withdraw 200 dollars from my deposit account. 我要從我的定期存款中支取 200 美圓。 I want to close my account with you. 我想結(jié)束在你們這兒的 賬戶 。 I39。d like to draw 100 Yuan against this letter of credit. 我想從這份信用證上提款 100 元。 23 May I draw money against the letter of credit here? 我可以在這兒用這份信用證取錢嗎？ Could you tell me my balance? 能否把存款結(jié)余金額告訴我？ Please let me know my balance. 請(qǐng)告訴我結(jié)余金額。 I think you can draw on this account by cheque in payment of goods. 我以為你可用支票提款支付購(gòu)物費(fèi)用。 Your balance at the bank is 300 Yuan. 你在本行的結(jié)余是 300 元。 Your deposit is exhausted. 你的存款支凈了。 Your letter of credit is used up. 你的信用證用完了。 Please tell me how you wish to draw your money. 請(qǐng)告訴我你希望怎樣支款。 Fill a withdrawal form, please. 請(qǐng)?zhí)?寫(xiě)取款單。 The letter of credit is exhausted. 信用證上的款子已提清。 The letter at Counter 6 will pay you against your number slip. 六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。 情景對(duì)話 Clerk: Good morning. May I help you? 職員 : 早上好。有什么要我?guī)兔Φ膯幔? 24 Mrs. Wilson: Yes. My husband and I have just moved here from Florida. We?re just down the street, and you seem to be the closest bank. I?d like to open an account. 威爾遜夫人 : 是的。我和丈夫剛剛從佛羅里達(dá)搬來(lái)這里。我們就在街的那頭，你們好像是最近的一家銀行。我想開(kāi)設(shè)一個(gè)賬戶。 Clerk: Well, let me take you to our new accounts manager, Mr. Green. You sit here and as soon as Mr. Green is off the phone, he?ll be glad to help you. 職員： 哦，我?guī)闳ヒ?jiàn)見(jiàn)我們新來(lái)的賬戶部經(jīng)理，格林先生。你先坐，等格林先生的電話一完，他會(huì)很樂(lè)意幫助您。 Mr. Green: Good morning. I?m Ed Green. What may I do for you today? 格林先生： 早上好。我是埃德 格林。今天需要 我 幫你做些什么？ Mrs. Wilson: I?m here to open an account for my husband and myself. My name is Gretchen Wilson. 威爾遜夫人： 我來(lái)這里想給自己和丈夫開(kāi)個(gè)賬號(hào)。我叫格雷欽 威爾遜。 Mr. Green: Do you want a joint account, Mrs. Wilson? 格林先生： 你想開(kāi)個(gè)聯(lián)名賬戶嗎，威爾森夫人？ Mrs. Wilson: Yes, we?ve always had a joint account. Tell me about your checking account policy. Is there a minimum balance required? 威爾遜夫人： 是，我們總是用聯(lián)名賬戶。給我講講你們活期存款的規(guī)定。是不是需要最低結(jié)存額？ Mr. Green: Yes and no. There is no minimum deposit required, but if you open your account with five hundred dollars or more and keep at least that much in it at all times, then there is no service charge. Also, we now pay interest on your checking account, so there?s no need to keep a separate savings account. 格林先生： 這說(shuō)不定。不需要最低存款，但如果你開(kāi)的賬戶是五百美元或 更多，至少隨時(shí)要保持那個(gè)數(shù)額，這樣就不收服務(wù)費(fèi)。同樣，我們給你的活期存款付利息， 25 所以不需要再另持一個(gè)不同的賬戶。 Mrs. Wilson: I see, now, since we?ll be writing checks throughout the month, our balance will vary from day to day. How will you know what amount to use to figure our interest? I?d like to know how much interest you pay. 威爾遜夫人： 現(xiàn)在我知道了，因?yàn)槲覀円粋€(gè)月里會(huì)不斷開(kāi)支票，每天的結(jié)存額都會(huì)不一樣。那你怎么知道以什么存額去計(jì)算利息？我想知道你們付多少利息。 Mr. Green: The rate varies. Right now, it?s six percent. Our puter adds all the daily figures and then divides by the number of days in your statement period. That?s called your average daily balance, we use it to figure the interest you?ve earned daily and we credit it automatically to your account. The interest is printed on your monthly statement so you?ll know to add it into your checkbook yourself. All bank charges and credits are recorded on your monthly statement. 格林先生： 利息率會(huì)變化。目前是百分之六。我們的計(jì)算機(jī)算出每日數(shù)目的總和，然后除去你結(jié)算期的天數(shù)。那就是你每日的平均結(jié)存額，我們用它來(lái)計(jì)算你每日的利息，然后自動(dòng)記入你的賬戶。利息會(huì)在你的每月清單上打印出來(lái)，所以你會(huì)知道把它加進(jìn)你自己的支票本中。所有的銀行費(fèi)率和余額都記錄在你的每月清單上。 Mrs. Wilson: If you mean a service charge for dropping below $500, I can tell you that I?m going to try to avoid it. We should be able to keep more than five hundred dollars in our account all the time. 威爾遜夫人： 如果你是說(shuō)結(jié)存額低于五百美元的服務(wù)費(fèi)，我可以說(shuō)我會(huì)盡量避免它。我們應(yīng)該可以在 賬戶 中隨時(shí)保持五百美元以上的存款。 Mr. Green: Yes, that?s one type of bank charge, but there are others. The checks you?ll be ordering today are an example. We?ll decide what kind of checks you want and then charge your account for them. It will appear on your first month?s statement. Of course, if a check of yours should be returned for insufficient funds, there would be a charge for that too. 26 格林先生： 是的，那是銀行費(fèi)率的一種，但還有別的。今天你要的支票就是其中之一。我們會(huì)決定你需要什么樣的支票，然后把這記入你的帳上。它會(huì)出現(xiàn)在你第一個(gè)月的清單上。當(dāng)然，如果你開(kāi)了一張支票因?yàn)橘Y金不夠被打回，那也要收取服務(wù)費(fèi)。 Mrs. Wilson: Do you mean bouncing a check? Unfortunately, I once had that experience. For a time both my husband and I were careless about recording the checks we had written. We overdrew our account twice and our checks bounced. 威爾遜夫人： 你是說(shuō)空頭支票？很不幸我曾經(jīng)有過(guò)一次這樣的經(jīng)歷。曾經(jīng)，我和我丈夫很大意，沒(méi)有紀(jì)錄我們以往所開(kāi)的支票。我們透支了兩次，支票就被退了回來(lái)。 Mr. Green: Yes, that would be what I?m referring to. But speaking of checks, why don?t we look at the various styles available. 格林先生： 對(duì)，這就是我所指的。說(shuō)起支票，我們來(lái)看看現(xiàn)成可用的幾種不同的類型。 Mrs. Wilson: (She chooses her checks and pletes several forms.) I?d like to open this account with a deposit of one thousand dollars. Will it be all right if I write a check on our old account? 威爾遜夫人： （選擇完支票并填寫(xiě)了一些表格。）我想開(kāi)一個(gè)一千美元存款的賬戶。那我是不是還可以用我們的舊賬戶開(kāi)支票？ Mr. Green: Certainly, as long as the account in your former bank is still active. 格林先生： 當(dāng)然可以，只要你以前銀行的賬戶仍然有效。 Mrs. Wilson: Thank you very much. 威爾遜夫人： 非常感 謝。 Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me? 顧客： 你好，先生。我是日本人。我的英語(yǔ)不太好，你能幫忙嗎？ Cle