最新中小企業(yè)融資難的原因及對策研究(5篇)-資料下載頁
2025-08-14 08:45本頁面
【正文】 ，我國中小企業(yè)的發(fā)展面臨著很大的困難。尤其影響我國中小企業(yè)進一步發(fā)展的最重要的因素是中小企業(yè)融資渠道狹窄、融資數(shù)量少、融資結(jié)構(gòu)不合理、融資成本高。如對工業(yè)增加值貢獻率不到30%的國有企業(yè)占用了70%以上的銀行貸款，但創(chuàng)造了70%的國民生產(chǎn)總值的非國有企業(yè)只獲得30%的銀行貸款。如果這種現(xiàn)象得不到充分改善，中小企業(yè)將難以持續(xù)快速發(fā)展，會直接影響整個國民經(jīng)濟的發(fā)展。關(guān)鍵詞：中小企業(yè) 融資 現(xiàn)狀 原因 對策abstract since the reform and opening up, china39。s small and mediumsized enterprises get rapid development of china39。s national economy, the contribution of constantly improve, small and mediumsized enterprises in promoting economic growth, create jobs, increasing the ine of peasants, the transfer of rural surplus labor force is playing a more and more important aspects of the , in recent years, the development of small and mediumsized enterprises facing great ally influence further development of small and mediumsized enterprises in china is the most important factor to small and mediumsized enterprise financing channel is narrow, financing quantity, less financing structure unreasonable, financing cost is the industrial sector contribution to less than 30 per cent of the state
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