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方式進行短期資金融通活動的市場。同業(yè)拆借的資金主要用于彌補銀行短期資金的不足,票據(jù)清算的差額以及解決臨時性資金短缺需要。亦稱“同業(yè)拆放市場”,是金融機構(gòu)之間進行短期、臨時性頭寸調(diào)劑的市場。 Words and Expressions: In finance, …or other moary or paper…. , or in fairly liquid real assets, such as gold, real estate or collectibles . moary [‘m?nit?ri]財政的,貨幣的 estate [i‘steit] n. 財產(chǎn);房地產(chǎn);身份 real estate 不動產(chǎn),房產(chǎn) collectible [k?39。lekt?bl]收藏品 valuation assess Returns on investments will follow the riskreturn spectrum(風險收益組合策略) . spectrum [?spektr?m] n. 光譜;頻譜;范圍;余象 The riskreturn spectrum is the relationship between the amount of return gained on an investment and the amount of risk undertaken in that investment. The more return sought, the more risk that must be undertaken. ….including bonds denominated in foreign currencies. …. 包括以外國貨幣計量的債券 denominate [di39。n?mineit, di39。n?minit] vt. 為 … 命名;把 … 稱作 … v. 以 … 面值發(fā)行以某種給定的貨幣單位發(fā)行或表達 Equity [?ekw?ti] investment [金融 ] 股本投資 Positive (negative)future cash flows 未來正(負)現(xiàn)金流 Trades in contingent claims or derivatives securities do not necessarily have future positive expected cash flows, and so are not considered as assets, or strictly speaking, securities or investments. 或有權(quán)益交易或者衍生品證券不需要有未來正現(xiàn)金流的期望, 因此,他們并非。資產(chǎn),嚴格來說,(它們)不是證券或者投資。 Mutual fund 共同基金 Pension fund 養(yǎng)老基金 Collective investment scheme 共同投資計劃 Investment club 投資俱樂部 collective [k?39。lektiv] adj. 集體的;共同的 scheme [ski:m] n. 計劃;組合;體制;詭計 procedural [pr??si:d??r?l] adj. 程序上的 claim [kleim] n. 要求;聲稱;索賠; A collective investment scheme is a way of investing money with other people to participate in a wider range of investments. Often referred to as a mutual fund. A group of people who pool their money to make investments. Usually, investment clubs are anized as partnerships and after the members study different investments, the group decides to buy or sell based on a majority vote of the members. Club meetings may be educational and each member may actively participate in investment decisions. ? Robert=R Liming=L ? R: Hi, could you tell me something about the Chinese currency? You know, I will have a trip to chin