【文章內(nèi)容簡介】 ..................................................29. 八種國家限制買賣的房屋 .........................................................................................29. 四種不應(yīng)購買的房屋 .................................................................................................30. 國家對土地使用權(quán)出讓的年限規(guī)定 .........................................................................30. 建立房地產(chǎn)開發(fā)企業(yè)應(yīng)具備什幺條件 .....................................................................30. 房地產(chǎn)開發(fā)企業(yè)的資質(zhì)標(biāo)準(zhǔn)劃分 .............................................................................30A. 資質(zhì)一級企業(yè) .................................................................................................................30B. 資質(zhì)二級企業(yè) .................................................................................................................31C. 資質(zhì)三級企業(yè) .................................................................................................................31 ...................................................................................................................31. 商品房保修規(guī)定 .........................................................................................................31. 房屋頂層平面使用權(quán)可否出售 .................................................................................32. 房地產(chǎn)開發(fā)企業(yè)的成本構(gòu)成 .....................................................................................32. 商品房銷售必備的“五證” .....................................................................................33. 貸款 .............................................................................................................................33. 個(gè)人住房貸款 ...................................................................................................33. 個(gè)人住房貸款的種類 .......................................................................................335 / 55. 住房按揭貸款 ...................................................................................................34. 辦理個(gè)人住房貸款業(yè)務(wù)的銀行 .......................................................................34. 個(gè)人住房貸款發(fā)放對象 ...................................................................................34. 申請個(gè)人住房貸款需具備的條件 ...................................................................34. 個(gè)人住房貸款的期限和利率 ...........................................................................34. 申請個(gè)人住房貸款的大致程序 .......................................................................34. 申請個(gè)人住房貸款需提供的材料 ...................................................................34. 個(gè)人住房貸款的發(fā)放數(shù)量 ...............................................................................35. 個(gè)人住房貸款的擔(dān)保方式 ...............................................................................35. 可作為個(gè)人住房貸款的抵押物 .......................................................................35. 個(gè)人住房貸款的保證 .......................................................................................35. 申請個(gè)人住房貸款需辦理的手續(xù) ...................................................................36. 個(gè)人住房貸款的提取 .......................................................................................36. 個(gè)人住房貸款的償還 .......................................................................................36. 辦理個(gè)人住房貸款的注意事項(xiàng) .......................................................................36. 各銀行辦理個(gè)人住房貸款的具體手續(xù) ...........................................................3612. 合同、住宅使用說明書和質(zhì)量保證書 ..............................................................................38. 購房合同 .....................................................................................................................38. 住宅使用說明書 .........................................................................................................38. 住宅質(zhì)量保證書 .........................................................................................................3813. 現(xiàn)代建筑觀念簡介 ..............................................................................................................39. 智能住宅功能及發(fā)展 .................................................................................................39. 智能住宅產(chǎn)生的背景 .......................................................................................39. 智能住宅的功能 ...............................................................................................39. 發(fā)展前景 ...........................................................................................................40. 二十一世紀(jì)居住小區(qū) .................................................................................................41. 優(yōu)美的環(huán)境 .......................................................................................................41. 建筑功能要齊全。 ...........................................................................................42. 配套設(shè)施要到位 ...............................................................................................43. 科技先導(dǎo)要貫徹 ...............................................................................................43. 物業(yè)管理要規(guī)范 ...............................................................................................43. 住宅性能認(rèn)定制度 .....................................................................................................44. 認(rèn)定內(nèi)容 ...........................................................................................................446 / 55. 認(rèn)定程序 ...........................................................................................................44. 認(rèn)定的變更與撤銷 ...........................................................................................4514. 名詞解釋及客戶關(guān)心問題參考材料 ..................................................................................47. 常用名詞解釋 .............................................................................................................47. 客戶關(guān)心問題參考材料 .............................................................................................481. 公司情況介紹2. 形式、政策、與企業(yè)應(yīng)對. 2022 年上半年商品房供求狀況和價(jià)格走勢據(jù)中房指數(shù)，2022 年全國在房地產(chǎn)行業(yè)狀況：? 投資總額 4010 億元，比上年增長 11%，其中住宅建設(shè)投資 2430 億元，增長24