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匯入行 ? According to different payment instruments, remittance can be divided into M/T, T/T and D/D. Remittance ? Mail Transfer (M/T) 信匯 The buyer gives money to the remitting bank(匯出行 ) (his local bank) which, then issues a trust deed for payment (付款委托書 ) and sends it to the paying bank (匯入行 ) in the seller’s place by mail and instructs the latter to pay a certain amount of money to the seller. Remittance ? Telegraphic Transfer (T/T) 電匯 The procedure under T/T is similar to that of M/T except that the instructions from the remitting bank to the paying bank at the seller’s end are made by cable instead of by mail. 電匯 .jpg Remittance ? Demand Draft (D/D) 票匯 The remitting bank, at the request of the buyer, draws a demand draft (即期匯票 ) on the paying bank and instructs the latter to make a certain amount of payment to the seller on behalf of buyer. 票匯 .jpg Collection ? Under the collection, the exporter issues a draft with shipping documents attached, then forwards the draft to a bank in his place, the remitting bank(委托行 ) and entrusts the remitting bank to collect a certain amount of money from the buyer through its correspondent bank abroad, collecting bank (代收行 ). 托收 Kinds of Collection ? Documents Against Payment (D/P) 付款交單 Under this payment term, the exporter is to ship the goods ordered and deliver the relevant shipping do