【正文】 理書面掛失手續(xù)，掛失時客戶應持本人身份證件（身份證、暫住證、護照等）并提供賬戶、戶名、開戶時間、金額、幣種、期限等有關存 款內容，經(jīng)銀行審核無誤后即可辦理掛失，銀行經(jīng)查實確未支付方可受理。n更多企業(yè)學院： 《中小企業(yè)管理全能版》183套講座+89700份資料《總經(jīng)理、高層管理》49套講座+16388份資料《中層管理學院》46套講座+6020份資料 A client sending a letter authorizing the bank to handle the deposits by correspondence may go through the account opening procedures by attaching duplicates of his or her ID card, passport or exit pass and other valid credentials, filling out the Application Form for Opening Account of Deposits by Correspondence, choosing the type of deposits according to the types of services already transacted by the bank (say, current deposit, time deposit and currenttime optional deposits, etc.), and also preassign the method of withdrawal later. 來信委托銀行辦理通信存款開戶的客戶，須附身份證、護照或出境通行證等有效證件的影印件，填寫“通信存款開戶申請書”，根據(jù)銀行已開辦的業(yè)務種類（如活期、定期、定活兩便等）選擇存款種類，并約定日后的支取方式，即可辦理開戶手續(xù)。您只需持外匯管理局審批的出國批件，經(jīng)銀行審核無誤后即可予以供匯。 No matter you’re a domestic or foreign resident, after consuming in over 130,000 shops with Global Refund Tax Free Shopping mark in Austria, Belgium, Denmark, Finland, France, Germany, England, Greece, Holland, Iceland, Ireland, Italy, Luxemburg, Norway, Portugal, Spain, Sweden, Switzerland, Singapore, Argentina, Czechoslovakia, and so on, you can take your identification certificate, shopping receipts, and Global Refund’s refund checks with Customs’ seal acquired from these shops to ICBC to handle spot cash duty refund or collect fund from your designated account. You enjoy convenient service of consumption abroad and refund at home. 無論您 是國內居民還是外國居民，在奧地利、比利時、丹麥、芬蘭、法國、德國、英國、希臘、荷蘭、冰島、愛爾蘭、意大利、盧森堡、挪威、葡萄牙、西班牙、瑞典、瑞 士、新加坡、阿根廷、捷克等國家的13萬多家有Global Refund “TAX FREE SHOPPING”標志的商店消費后，均可持身份證件、購物收據(jù)以及從這些商店獲得的加蓋海關圖章的Global Refund退稅支票等，來工商銀行辦理即時現(xiàn)金退稅業(yè)務或通過您指定的賬戶收取款項，享受到“境外消費、境內退稅”的便捷服務。定活兩便儲蓄存款 Timedemand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account。 I want to close my account with you. 我想結束在你們這兒的帳戶。 Please tell me how you wish to draw your money. 請告訴我你希望怎樣支款。 You can open a savings account at any time with an initial deposit of 50 dollars. 你可隨時以50美圓的起存額開立儲蓄帳戶。 I have a checking account here. 我在這里有一個支票存款帳戶。d like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道開一個支票帳戶200元存款是否夠。re to deposit as well as your name, address and professional unit? 請?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？ I want to deposit 300 yuan in my account. 我想在我的戶頭上存300元。s cheque? 請兌現(xiàn)這張旅行支票好嗎？ I39。 The traveler39。s note 莊票，銀票常見銀行英語詞匯：account number 帳目編號 depositor 存戶 payin slip 存款單 a deposit form 存款單 a banding machine 自動存取機 to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler39。s cheques? 換旅行支票嗎？ I39。d like to convert the full amount of the remittance into . dollars. 我想把全部匯款換成美圓。ll give me ten traveler39。 C: I see, would you tell me what39。t know how to work? 對， 我想開個信用正， 但我不明白如何運作？ T: Ok, Let tell you. A letter of credit is a written payment instrument issued by a bank at the request of a customer (always the importer). It will be sent to the exporter to make shipment and prepare the documents specified in the L/C. As soon as the L/C and documents are presented to the issuing bank, the bank must pay to the exporter (beneficiary). The bank acts as the first payer and this is the most important feature of L/C. 好， 讓我來告訴你。s account when releasing the shipping documents to the importer. The whole transaction now es to the end. 信用證是可以議付的，出口商向議付行提交信用證所要的所有單據(jù)， 只要所提交的單據(jù)和信用證要求的條件是一致的話，銀行將議付。t know how to work? 對， 我想開個信用正， 但我不明白如何運作？ T: Ok, Let tell you. A letter of credit is a written payment instrument issued by a bank at the request of a customer (always the importer). It will be sent to the exporter to make shipment and prepare the documents specified in the L/C. As soon as the L/C and documents are presented to the issuing bank, the bank must pay to the exporter (beneficiary). The bank acts as the first payer and this is the most important feature of L/C. 好， 讓我來告訴你。d like to break this 50 dollar note. 我想把這張50美圓紙幣換開。 Would you mind giving me the six pence in coppers? 勞駕給我6便士的銅幣。s bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 mercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行 issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國內銀行 overseas bank 國外銀行 unincorporated bank 錢莊 branch bank 銀行分行 trustee savings bank 信托儲蓄銀行 trust pany 信托公司 financial trust 金融信托公司unit trust 信托投資公司 trust institution 銀行的信托部 credit department 銀行的信用部 mercial credit pany(discount pany) 商業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 selfservice bank 無人銀行 land bank 土地銀行 construction bank 建設銀行 industrial and mercial bank 工商銀行 bank of munications 交通銀行 mutual savings bank 互助儲蓄銀行 post office savings bank 郵局儲蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準備銀行 chartered bank 特許銀行 corresponding bank 往來銀行 merchant bank