【正文】 the best of my/our knowledge and belief, true and plete, and that this application will form the basis of my/our contract with AXA General Insurance Hong Kong Limited.2.I/We further declare that: (i)I am/We are in good health and free from physical impairment or deformity.(ii)I and my insured spouse are both under 60 years of age and the insured child/children is/are six months of age or over but under 18 years of age or is a/are fulltime student(s) at a school, college or university under 23 years of age.(iii)I am/We are Hong Kong Special Administrative Region residents.(iv)I/We have never been denied personal accident insurance.(v)I/We do not have any inforce AccidentSurance policy with AXA General Insurance Hong Kong Limited that was effected after 27 October 2002, and have not had any AccidentSurance policy cancelled during the last six months.3.I/We understand that insured person(s) who engage in work or activities listed in the Hazardous Activities List, will receive no benefits under the policy for Accidental Injury, Death or Medical Expenses which result from or are caused directly or indirectly by an Accident whilst carrying out such work or activity.4.I/We have read and understood the Personal Information Collection Statement, Terms and Conditions and the Policy Wording of this AccidentSurance and agree to be bound by the same.Terms and Conditions for AccidentSurance 1.Eligibility (age limits)Applicant39。s(ii)Children:Cash Benefit for Accidental Injury or Death: 20% of the InsuredMedical expenses: 20% of the Insured39。s)3.Premium Payment MethodPremiums may be paid by direct debit to a designated credit card account.4.Renewal AgreementAccidentSurance will be renewed upon payment of premium when due, otherwise it will be cancelled automatically.5.Refund of Premium (i)For monthly payment policyThis policy is subject to minimum payment of two months39。本人，并代表配偶及子女（如適用），作出以下聲明：1.本人（投保人）/本人等（投保人及受保配偶與子女）于香港特別行政區(qū)境內申請「意外萬全?！共⒙暶骶捅救耍ǖ龋┧?，本申請書內的各項陳述及細節(jié)均屬真實無訛及完整，且本申請書將會成為本人（等）與安盛保險有限公司所簽署合約的依據(jù)。(iv)本人（等）從未被拒絕申請任何個人意外保險?！敢馔馊f全?！箺l款及細則 1.投保資格 （年齡限制） 申請人的合資格家屬只限于: 2.賠償額 (i)配偶:與投保人相同(ii)子女:意外受傷或身亡的現(xiàn)金賠償: 基本保額之20%醫(yī)療費用: 投保人之20% （每日賠償額與投保人相同）。5.保費退還 (i)月繳保單成功申請人須預繳最少兩個月保費。 6.私隱與保安聲明您在網上申請「意外萬全?！箷r，將被視為已閱讀、明白及同意所列之「私隱與保安聲明」。Fire InsuranceDeclaration for Fire Insurance 1.I (Applicant) have read and understood the Personal Information Collection Statement.2.I hereby apply for Fire Insurance within the Hong Kong Special Administrative Region and declare that the statements and particulars given in this application are to the best of my knowledge and belief, true and plete, and this application will form the basis of my contract with AXA General Insurance Hong Kong Limited. I further declare that: (i)My insured property is built of bricks, stone and concrete and roofed with concrete.(ii)My insured property is less than 40 years of age.(iii)My insured property is not used for mercial purposes and is located in a permanent building in Hong Kong SAR.(iv)I am/will be the legal owner of this insured property by the Policy Commencement Date.(v)I have never had any fire insurance applications rejected or accepted on special terms by any insurance pany.(vi)I do not have any Fire Insurance policy of my insured property with AXA General Insurance Hong Kong Limited cancelled during the last six months.(vii)I understand that, in respect my choice of sum insured, this Policy Wording is subject to Average clause (refer to clause 11 of the policy) and Reinstatement Value Insurance (refer to clause A19 of the policy) in the event of underinsurance.Terms and Conditions for Fire Insurance 1.EligibilityApplicant must be 18 (by last birthday) or over.2.Insurance Coverage and Clauses ClausesStandard CoverComprehensive CoverA7Foundations ExclusionFoundations ExclusionA12Mortgagee/NonOccupying Landlord ClauseMortgagee/NonOccupying Landlord ClauseA13Mortgagee ClauseMortgagee ClauseA19Reinstatement Value Insurance(not applicable to stock)Reinstatement Value Insurance(not applicable to stock)B24Occupancy Warranty AOccupancy Warranty AB25Occupancy Warranty BOccupancy Warranty BX02N/AAircraftX04ExplosionExplosionX5AN/ARiot and StrikeX06N/AMalicious DamageX8AN/AVehicle Impact (by third party vehicle)X10EarthquakeEarthquakeX12Typhoon, Windstorm and FloodTyphoon, Windstorm and FloodX13N/AWater Tanks, Apparatus and PipesE15Landslide and SubsidenceLandslide amp。2.本人于香港特別行政區(qū)境內申請「火險」并聲明就本人所知所信，本申請書內的各項陳述及細節(jié)均真實無訛及完整，且本申請書將會構成本人與安盛保險有限公司所簽署合約的依據(jù)。(iv)本人現(xiàn)時或在保單生效時是此住所的合法戶主。「火險」條款及細則 1.投保資格申請人年齡必須18歲或以上。5.保費退還本保單是依據(jù)最低收費款項港幣400元或以下的短期退還保費表，以較高者計算。有關不受保項目、終止保單及適用文本、條款及細則的詳情，請參閱保單。 All legally dependent unmarried children, including step children and legally adopted children, who are aged 15 days to 17 years (inclusive) or in fulltime education at a school, college or university under 23 years of age 2.Premium PaymentPremium must be paid by direct debit from a designated credit card account. 3.Renewal Arrangement 所有未婚并受供養(yǎng)的合法子女，包括繼子女和合法領養(yǎng)的子女，唯年齡須介乎15天至17歲（包括首尾年齡）或23歲以下而在學校、學院或大學就讀的全日制學生。隨后應繳付的每年保費會根據(jù)您投保時所指定的信用卡戶口內扣除。續(xù)保保費及條款可能與到期之保單不同及會由安盛保險有限公司全權厘定。5.保費退還申請人須預繳全年保費，而有關保費的退回安排，將依據(jù)保單退還保費條款而定。 7.門診保障若您己揀選門診保障于網絡醫(yī)生求診時必需出示有效摯關懷醫(yī)療卡，否則有關門診保障將不獲賠償。s Insurance PackageDeclaration for Golfer39。s equipment, personal effects, holein one expenses, personal liability or personal accident under any insurance in the last 3 years.4.I/We understand and agree that no refund of premium will be made once the insurance is effected.5.I/We understand that AXA General Insurance Hong Kong Limited will send an invitation to renew to us regarding renewal of the Policy in the future and my/our application for renewal of the Policy is subj