信用風(fēng)險(xiǎn)與中國抵押制度-wenkub
2023-01-26 13:35:43 本頁面
【正文】 tegories of nontypical mortgage guarantee ? （ 1）方式例舉： examples ? （ 2）司法態(tài)度： judicial attitude 三、抵押擔(dān)保制度優(yōu)劣的評(píng)判標(biāo)準(zhǔn) Standards of mortgage guarantee system 國際商務(wù)實(shí)踐證明，理想的擔(dān)保交易法需要 遵循的基本規(guī)則： The international business practices proves that the ideal deals of guarantee laws must follow below principles: 簡化設(shè)立擔(dān)保的規(guī)則； Simplify the rules of setting up guarantee 明晰且準(zhǔn)確的優(yōu)先權(quán)規(guī)則； Distinct and accurate rules of priority right 公開、高效及統(tǒng)一的登記制度； public, efficient and unified registering system 強(qiáng)化擔(dān)保權(quán)益的執(zhí)行機(jī)制。 The system of floating mortgage 四、中國抵押制度的評(píng)判：現(xiàn)狀和問題 （續(xù)一） Comment of China mortgage system: current status and problems (Cont’d) ? （二）優(yōu)先權(quán)規(guī)則 The rules of priority right ? 法定優(yōu)先權(quán)優(yōu)于擔(dān)保物權(quán)； statutory priority right superior to security interest in property ? 法定擔(dān)保物權(quán)優(yōu)于約定擔(dān)保物權(quán) statutory security interest in property superior to contracted security interest in property ? 已登記的擔(dān)保物權(quán)優(yōu)于未登記的擔(dān)保物權(quán)。 Check and verify of the registration information. ? 問題： Problem: 登記機(jī)關(guān)不統(tǒng)一，登記時(shí)間長、效率低，登記信息不共享等。 Bureau of Administration for Industry and Commerce 農(nóng)作物和其他農(nóng)業(yè)收獲物 Crops and other harvests 農(nóng)業(yè)局 Bureau of Agriculture 出口退稅款賬戶托管 Trust accounts for export tax refund 國稅局 State Administration of Taxation 果園、樹林 Orchard, wood 林業(yè)局 Forestry Administration 公路橋梁、公路隧道、公路渡口、高速公路收費(fèi)權(quán) Highway bridges。 The implementation system of security interest needs reforming. 五、中國抵押擔(dān)保制度下 AMC的策略 Strategies of AMC under China mortgage guarantee system ? （一）抵押物的管理 Management of the mortgaged property ? 債權(quán)的訴訟時(shí)效維護(hù)：通知或公告 period o
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