【正文】
12022 屆會計專業(yè)畢業(yè)生作業(yè) 民營企業(yè)財務(wù)風(fēng)險分析與管理 學(xué)生姓名: 指導(dǎo)教師: 江南大學(xué)網(wǎng)絡(luò)教育學(xué)院2022 年 2 月 2摘 要企業(yè)財務(wù)風(fēng)險存在于企業(yè)財務(wù)管理工作的各個環(huán)節(jié),特別是對于中小型企業(yè)來說,其財務(wù)決策幾乎是在風(fēng)險和不確定性的情況下做出的,尤其是在中國市場經(jīng)濟(jì)發(fā)育不健全的條件下更是不可避免的。企業(yè)財務(wù)風(fēng)險是指在各項財務(wù)活動過程中,由于各種難以預(yù)料或控制的因素影響,財務(wù)狀況具有不確定性,從而使企業(yè)有蒙受損失的可能性。因此,對中國企業(yè)財務(wù)風(fēng)險的現(xiàn)狀、成因及其防范措施分別進(jìn)行探討,然后整合以期降低風(fēng)險、提高效益就顯得具有十分重要的意義。關(guān)鍵詞:風(fēng)險,成因,管理措施 3ABSTRACT Enterprise financial risk exists in enterprise financial management to each link, especially for small and medium enterprises, its financial decisions for almost at risk and uncertainty made, especially in the Chinese market economic growth is not sound conditions is inevitable. Enterprise financial risk in the financial activities refers to the process, because all sorts of unpredictable or control factors, financial condition is uncertainty so that enterprises have the possibility of loss. Therefore, the present situation of Chinese enterprise financial risk, causes and prevention measures were discussed respectively, and then integrated in order to reduce risk, improve efficiency bees has the extremely vital significance. Keywords: risk,causes, management measures 4目 錄一、民營企業(yè)財務(wù)風(fēng)險的現(xiàn)狀 ........................................................6(一) 資金結(jié)構(gòu)不合理 .....................................................................6(二) 投資缺乏科學(xué)性 .....................................................................6(三) 資金回收策略不當(dāng) ...................................................................6二、民營企業(yè)財務(wù)風(fēng)險形成的原因分析 ........................................7(一) 企業(yè)理財與外部經(jīng)濟(jì)環(huán)境不適應(yīng) .........................................7(二) 企業(yè)內(nèi)部財務(wù)關(guān)系管理的科學(xué)程度低 .................................7(三) 內(nèi)部財務(wù)監(jiān)控機(jī)制不健全 .....................................................7(四) 企業(yè)理財人員素質(zhì)的欠缺 .................................................