【正文】 .............................................. 15 產(chǎn)品研發(fā) ................................................................................................... 15 市場(chǎng)規(guī)劃 ................................................................................................... 16 深圳市中科智擔(dān)保投資股份有限公司商業(yè)計(jì)劃書 7 服務(wù)品牌營(yíng)銷 ........................................................................................... 17 企業(yè)形象與公共關(guān)系 .......................................................................................... 18 市場(chǎng)風(fēng)險(xiǎn)分析 ...................................................................................................... 19 市場(chǎng)容量風(fēng)險(xiǎn) ........................................................................................... 19 競(jìng)爭(zhēng)性風(fēng)險(xiǎn) ............................................................................................... 19 政策性風(fēng)險(xiǎn) ............................................................................................... 20 宏觀經(jīng)濟(jì)環(huán)境下的市場(chǎng)風(fēng)險(xiǎn) ................................................................... 20 入世后的市場(chǎng)風(fēng)險(xiǎn) ................................................................................... 21 管理 ........................................................................................................................ 21 股東大會(huì) .............................................................................................................. 21 股東結(jié)構(gòu)沿革 ........................................................................................... 21 股東背景資料 ........................................................................................... 23 股東大會(huì)權(quán)限 ........................................................................................... 25 公司管理機(jī)構(gòu) ...................................................................................................... 26 董事會(huì) ....................................................................................................... 26 監(jiān)事會(huì) ....................................................................................................... 27 顧問委員會(huì) ............................................................................................... 28 擔(dān)保評(píng)審委員會(huì) /投資決策委員會(huì) ......................................................... 29 公司日常管理機(jī)構(gòu) ................................................................................... 29 經(jīng)營(yíng)團(tuán)隊(duì)與激勵(lì)機(jī)制 .......................................................................................... 30 經(jīng)營(yíng)團(tuán)隊(duì) ................................................................................................... 30 人力資源規(guī)劃 ........................................................................................... 31 培訓(xùn)計(jì)劃 ................................................................................................... 31 激勵(lì)機(jī)制 ................................................................................................... 32 企業(yè)內(nèi)部管理 ...................................................................................................... 32 業(yè)務(wù)管理 ................................................................................................... 32 現(xiàn) 代化管理 ............................................................................................... 33 決策管理 ................................................................................................... 33 研究與開發(fā) ............................................................................................... 33 風(fēng)險(xiǎn)防范與管理 ....................................................................................... 34 .................................................................................................... 34 公司商業(yè)計(jì)劃 ...................................................................................................... 34 經(jīng)營(yíng)計(jì)劃 ................................................................................................... 34 資金計(jì)劃 ................................................................................................... 37 理財(cái)計(jì)劃 ................................................................................................... 37 管理費(fèi)用計(jì)劃 ........................................................................................... 38 經(jīng)濟(jì)效益分析 ........................................................................................... 39 業(yè)務(wù)拓展計(jì)劃 ...................................................................................................... 41 財(cái)務(wù)分析 .............................................................................................................. 43 財(cái)務(wù)預(yù)測(cè) .............................................................................................................. 45 經(jīng)營(yíng)風(fēng)險(xiǎn)分析 ...................................................................................................... 48 業(yè)務(wù)集中度分析 ....................................................................................... 49 風(fēng)險(xiǎn)準(zhǔn)備金 ............................................................................................... 50 反擔(dān)保資產(chǎn)分析 ....................................................................................... 51 深圳市中科智擔(dān)保投資股份有限公司商業(yè)計(jì)劃書 8 ........................................................................................................................ 52 投 資主體和資金投向 .......................................................................................... 52 投資風(fēng)險(xiǎn) .............................................................................................................. 53 增資擴(kuò)股與上市 .................................................................................................. 55 增資擴(kuò)股計(jì)劃 ........................................................................................... 55 民營(yíng)企業(yè)上市方案程序與資格 .............................................................. 56 公司上市方案 .......................................................................................... 60 投資效益分析與分配計(jì)劃 .............................................................................