【正文】
Abstract SMEs are an important part of our national economy, and plays an important role in the development of the national economy of our country. Through the small and medium enterprise finance management, strategic management, marketing management, and Enterprise cultural management existing problem analysis and research, resulting in financial strategy to adapt to the scientific view of development, taking the right ways to strengthen financial management, with a view to guiding the financial activities of SMEs, enabling it to pete with big business fair. But due to the small and medium enterprises small, technical position of capital and lower personnel quality and the traditional system and the impact of external factors such as macroeconomic, make it with their own development and financial management are not adapted to the conditions of the market economy, there has been much attention, strengthening research, to promote reforms and the healthy development of Chinese small and medium enterprises. Key words minor enterprises ; Financial management ; Countermeasures 文獻(xiàn)綜述 受 2020年 — 2020年全球性金融危機(jī)余震的影響,不少曾遭受其沖擊的中小企業(yè),當(dāng)下又陷入生產(chǎn)經(jīng)營困境。珠三角、長三角等地區(qū)的不少中小企業(yè)處于停工或半停工狀態(tài),部分中小企業(yè)甚至瀕臨破產(chǎn)倒閉。調(diào)查顯示,導(dǎo)致中小企業(yè)經(jīng)營困難的因素有很多,如銀行信貸收緊,導(dǎo)致資金緊張;各種成本上漲,使得企業(yè)經(jīng)營困難;營銷乏力,難以開拓國內(nèi)外市場;人民幣升值,企業(yè)利潤下降等。 國務(wù)院發(fā)展研究中心課題組, 對 中小企業(yè)發(fā)展 從 長遠(yuǎn)來 看, 要走上良性發(fā)展軌道,必須重視優(yōu)化企業(yè)財(cái)務(wù)管理機(jī)制,加強(qiáng)企業(yè)風(fēng)險(xiǎn)控制,提高科學(xué)決策水平,積極轉(zhuǎn)變發(fā)展方式。 袁寧, 對 我國中小企業(yè)融資困難的成因與對策 中進(jìn)行的分析,并且闡述財(cái)務(wù)管理對企業(yè)融資起到促進(jìn)作用。 淺談中小 企業(yè)財(cái)務(wù)管理 的問題與對策 一、 中小企業(yè)財(cái)務(wù)管理存在的問題 中小企業(yè)是國民經(jīng)濟(jì)的重要組成部分,對經(jīng)濟(jì)發(fā)展和社會穩(wěn)定起著舉足輕重的促進(jìn)作用。但由于其產(chǎn)出規(guī)模小、資本和技術(shù)構(gòu)成較低、受