【正文】 ............................................................. 80 （二）貸后管理 ................................................................................... 81 五、業(yè)務(wù)查詢 ....................................................................................... 83 業(yè)務(wù)審批查詢 ..................................................................................... 83 六、工作流維護(hù) ..................................................................................... 83 流程監(jiān)控 ......................................................................................... 83 七、貸款歸還 ....................................................................................... 85 （一）已經(jīng)生成還款計(jì)劃表，按流程還款。 ............................................................. 86 還款啟動 .....................................................................................................86 還款審批 .....................................................................................................88 最終確認(rèn)還款 .................................................................................................88 （二）生成還款計(jì)劃表，會計(jì)直接確認(rèn)還款 ............................................................. 89 （三）未生成還款計(jì)劃的，會計(jì)進(jìn)行還款 .............................................................. 90 （四）、收取罰息金額 ............................................................................... 91 八、財(cái)務(wù)管理 ....................................................................................... 92 （一）財(cái)務(wù)處理 ................................................................................... 92 憑證錄入 .....................................................................................................92 憑證審核 .....................................................................................................93 憑證記賬 .....................................................................................................94 憑證查詢 .....................................................................................................94 期末結(jié)賬 .....................................................................................................95 反結(jié)賬 .......................................................................................................96 資產(chǎn)負(fù)債表試算 ...............................................................................................96 明細(xì)帳 .......................................................................................................97 （二）財(cái)務(wù)報(bào)表 ................................................................................... 98 資產(chǎn)負(fù)債表 ...................................................................................................98 損益表 .......................................................................................................98 現(xiàn)金流量表 ...................................................................................................99 總帳表 ......................................................................................................100 貸款明細(xì)帳 ..................................................................................................101 （三）財(cái)務(wù)系統(tǒng)維護(hù) ............................................................................... 101 科目維護(hù) ....................................................................................................101 會計(jì)期間維護(hù) ................................................................................................102 期初賬務(wù)數(shù)據(jù)維 護(hù) ............................................................................................103 小小 額額 貸貸 款款 公公 司司 北北 京京 金金 名名 創(chuàng)創(chuàng) 業(yè)業(yè) 4 現(xiàn)金流量初始數(shù)據(jù) ............................................................................................104 啟用財(cái)務(wù)系統(tǒng) ................................................................................................105 會計(jì)科目升級 ................................................................................................105 （一）現(xiàn)金日記賬 ................................................................................ 107 （二）銀行日記賬 ................................................................................ 107 （三）現(xiàn)金盤點(diǎn)與對賬 ............................................................................. 108 （四）銀行存款對賬 ............................................................................... 108 十、信貸報(bào)表 ...................................................................................... 109 （一）統(tǒng)計(jì)分析 .................................................................................. 109 五 級分類分析 ................................................................................................109 機(jī)構(gòu)貸款余額查詢分析 ........................................................................................110 個(gè)人貸款 ....................................................................................................112 機(jī)構(gòu)貸款余額 (本期 )..........................................................................................113 （二）基礎(chǔ)報(bào)表 .................................................................................. 113 （三）統(tǒng)計(jì)報(bào)表 .................................................................................. 114 人民幣貸款固定利率水平表（可以設(shè)定貸款時(shí)間段進(jìn)行查詢） ......................................................114 行業(yè)五級分類統(tǒng)計(jì)表 ..........................................................................................114 （四）金融辦報(bào)表 ................................................................................ 115 資金來源錄入 ................................................................................................115 機(jī)構(gòu)情況錄入 ................................................................................................116 公司機(jī)構(gòu)情況表公司 ..........................................................................................117 資金來源情況表 ..............................................................................................117 主要經(jīng)營指標(biāo)月報(bào)表 .............................