【正文】
nternational financial market. Currently, in other fields of merger and acquisition, the term China premium is prevailing. Whether it will be frequently referred to in the banking acquisition lexicon remains a question. Furthermore, lack of experience will also bring Chinese banks great risks in crossborder acquisitions. Apart from economic risks, there are also risks related to politics and sovereignty, said Peng. Some Western countries, in fear of China39。s rapid economic growth and globalization progress, will consolidate their political intentions and foment nationalist agitations in its people. Highquality services are the only key for Chinese banks to tackle overseas markets, according to Guo. The biggest risk rests with whether they can adapt their management style to the needs of overseas operations, said Guo. Guo also pointed out that China39。s mercial banks, except for the Bank of China, all lack experience in overseas operations and remain domestic bank in terms of their management, business concepts, and the petitiveness of their staff. ** Overseas Acquisitions by Chinese Banks ** The Industrial and Commercial Bank of China (ICBC) October 2021: The ICBC announced it would acquire a 20percent stake in South Africa39。s Standard Bank for $ billion to bee its largest shareholder. August 2021: The ICBC paid $583 million for an 80percent stake in the Seng Heng Bank of Macao. December 2021: The ICBC acquired a controlling 90percent stake of the Bank Halim of Indonesia, which marked the world39。s largest lender39。s first overseas acquisition. China Development Bank (CDB) JulyAugust 2021: The CDB signed a purchase agreement and a cooperation memorandum with Barclays Bank of England on July 23, and paid $3 billion for a stake in Barclays39。 existing share capital in August. China Construction Bank (CCB) August 2021: The CCB agreed to buy out the Bank of America39。s Hong Kong and Macao operations for $ billion. 海外拓展 中 資 銀行開(kāi)展海外擴(kuò)張項(xiàng)目,而跨國(guó)銀行爭(zhēng)先恐后地在中國(guó)開(kāi)始運(yùn)營(yíng) 中國(guó)工商銀行( ICBC),全球最大 市值 的 貸款 人 ,將以 55 億美元 收購(gòu) 南非標(biāo)準(zhǔn)銀行百分之二十的股份,工商銀行總裁楊凱生在 11 月 8 日剛剛結(jié)束第四屆國(guó)際金融論壇年會(huì) 宣稱(chēng) 。 如果收購(gòu)順利結(jié)束,這將是中 國(guó)正在努力 登上 全球金融舞臺(tái)更好的 證明 , 中資 商業(yè)銀行的一個(gè)里程碑。 與 數(shù)個(gè)月前中資銀行在澳門(mén)購(gòu)買(mǎi)了 小印尼哈利姆銀行和澳門(mén)誠(chéng) 興銀行不同的是,南非標(biāo)準(zhǔn)銀行是一個(gè)真正的大型國(guó)際銀行。 南非標(biāo)準(zhǔn) 銀行已在 18 個(gè)非洲國(guó)家和在歐洲 19 個(gè)主要 國(guó)家 ,北美和亞洲 的 金融中心存在,目前正集中在新興市場(chǎng)的擴(kuò)張 。 它資產(chǎn)和收益方面 超越 其他所有非洲國(guó)家的銀行 ,去年被 評(píng)為 銀行家 雜志第 106 屆世界 前 1000 家銀行。 除此之外最新消息, 10 月 8 日中國(guó)民生銀行公司還宣布,將支付高達(dá)以 億元(三萬(wàn)三千三百三十點(diǎn)〇 〇 〇萬(wàn)美元) 收購(gòu) 聯(lián)合銀行控股公司在納斯達(dá)克上市的母公司為基礎(chǔ)美國(guó)商業(yè)銀行 個(gè)百分點(diǎn)股份。 這是北京第一次收購(gòu)海外中型銀行,以及中資銀行首次對(duì)一家美國(guó)銀行 進(jìn)行 收購(gòu)。 11 月 8 日,中國(guó)招商銀行在紐約開(kāi)立了第一 個(gè) 中資銀行在美國(guó)境內(nèi)分行 ,自 1991 年實(shí)施 對(duì) 外資銀行監(jiān)管的美國(guó)聯(lián)邦儲(chǔ)備加強(qiáng)法( FBSEA)后。 近年來(lái),更多的 中資 銀行包 括中國(guó)銀行(香港),中國(guó)建設(shè)銀行( CCB)和中國(guó)開(kāi)發(fā)銀行( CDB) 都 已達(dá)成的協(xié)議的海外收購(gòu)。 “ 國(guó)內(nèi)市場(chǎng) 是 中資銀行利潤(rùn)的主要來(lái)源將維持一段頗長(zhǎng)時(shí)間, ” 根據(jù)中國(guó)