【正文】 中國(guó)注冊(cè)房地產(chǎn)估價(jià)師 中國(guó)注冊(cè)土地估價(jià)師 中國(guó)注冊(cè)房地產(chǎn)估價(jià)師 經(jīng)濟(jì)師 會(huì)計(jì)師 中國(guó)注冊(cè)房地產(chǎn)估價(jià)師 經(jīng)濟(jì)分析員 二、本次評(píng)估主要參考文獻(xiàn)： 《 MSR 銀行固定資產(chǎn)貸款項(xiàng)目評(píng)估辦法》； MSR 公司提供的項(xiàng)目產(chǎn)品及產(chǎn)權(quán)資料； 3 目 錄 第一章 概 要 ...........................................................................................................................5 一、評(píng)估說(shuō)明 .........................................................................................................................5 二、項(xiàng)目概況 .........................................................................................................................5 三、評(píng)估結(jié)論 .........................................................................................................................7 項(xiàng)目合法性評(píng)價(jià) .........................................................................................................7 借款人經(jīng)濟(jì)實(shí)力 .........................................................................................................7 項(xiàng)目投資估算及籌資方案 ...........................................................................................8 項(xiàng)目財(cái)務(wù)指標(biāo) .............................................................................................................8 項(xiàng)目經(jīng)濟(jì)效益及貸款效益 ...........................................................................................8 項(xiàng)目風(fēng)險(xiǎn) ....................................................................................................................8 第二章 借款人及擔(dān)保情況評(píng)價(jià) .................................................................................................. 10 一、借款人簡(jiǎn)介 ................................................................................................................... 10 二、借款人公司管理及人力資源情況說(shuō)明 ............................................................................. 11 三、借款人經(jīng)濟(jì)實(shí)力分析 ..................................................................................................... 13 四、項(xiàng)目擔(dān)保情況評(píng)價(jià) ......................................................................................................... 15 第三章 項(xiàng)目建設(shè)條件評(píng)價(jià) ......................................................................................................... 16 一、項(xiàng)目合法性評(píng)價(jià) ............................................................................................................ 16 二、項(xiàng)目建設(shè)條件評(píng)價(jià) ......................................................................................................... 17 三、項(xiàng)目建設(shè)規(guī)模和發(fā)展目標(biāo) .............................................................................................. 18 四、項(xiàng)目產(chǎn)品、技術(shù)特點(diǎn)及工藝流程 .................................................................................... 19 第四章 市場(chǎng)評(píng)估 ....................................................................................................................... 29 一、我國(guó)醫(yī)藥行業(yè)發(fā)展現(xiàn)狀分析 ........................................................................................... 29 二、現(xiàn)行國(guó)家政策和加入 WTO 對(duì)醫(yī)藥行業(yè)的影響 ................................................................ 31 三、該公司市場(chǎng)競(jìng)爭(zhēng)力分析 .................................................................................................. 34 四、項(xiàng)目產(chǎn)品經(jīng)營(yíng)策略評(píng)價(jià) .................................................................................................. 35 五、本項(xiàng)目競(jìng)拍的必要性 ..................................................................................................... 36 第五章 投資估算與籌資評(píng)價(jià) ..................................................................................................... 38 一、投資估算 ....................................................................................................................... 38 二、籌資評(píng)價(jià) ....................................................................................................................... 38 項(xiàng)目總投資來(lái)源 ....................................................................................................... 38 企 業(yè)自有資金情況 .................................................................................................... 39 未到位資金情況 ....................................................................................................... 39 第六章 項(xiàng)目財(cái)務(wù)效益評(píng)估指標(biāo)的計(jì)算和分析 ............................................................................. 40 一、項(xiàng)目銷售收入預(yù)測(cè) ......................................................................................................... 40 二、成本費(fèi)用預(yù)測(cè) ................................................................................................................ 42 三、項(xiàng)目投資構(gòu)成各項(xiàng)費(fèi)用來(lái)源 ........................................................................................... 43 三、項(xiàng)目財(cái)務(wù)效益指標(biāo)計(jì)算 .................................................................................................. 45 四、項(xiàng)目財(cái)務(wù)盈利能力評(píng)價(jià) .................................................................................................. 45 五、項(xiàng)目清償能力分析 ......................................................................................................... 46 第七章 不確定性分析 ................................................................................................................ 47 4 一、盈虧平衡分析 ................................................................................................................ 47 二、敏感性分析 ................................................................................................................... 47 第八章 貸款風(fēng)險(xiǎn)評(píng)估與效益評(píng)價(jià) .............................................................................................. 49 一、貸款風(fēng)險(xiǎn)評(píng)估 ................................................................................................................ 49 二、貸款效益評(píng)價(jià) ................................................................................................................ 49 三、評(píng)估建議 ....................................................................................................................... 50 第九章 效益評(píng)價(jià)的基本報(bào)表 ..................................................................................................... 51 表 1：借款人基本情況表 ..........