【正文】 ............................................................4 項(xiàng)目名稱(chēng) ...................................................................................................................................................4 項(xiàng)目性質(zhì) ...................................................................................................................................................4 項(xiàng)目建設(shè)單位 ...........................................................................................................................................4 項(xiàng)目立項(xiàng)及批復(fù)情況 ...............................................................................................................................4 項(xiàng)目建設(shè)地址 ...........................................................................................................................................5 項(xiàng)目建設(shè)內(nèi)容 ...........................................................................................................................................5 項(xiàng)目投融資規(guī)模 .......................................................................................................................................6 項(xiàng)目建設(shè)進(jìn)展情況 ...................................................................................................................................6 項(xiàng)目貸款用途 ...........................................................................................................................................6第二章 客戶評(píng)估 .......................................................................7 客戶概況 ...................................................................................................................................................7 客戶股權(quán)結(jié)構(gòu)和組織結(jié)構(gòu) .......................................................................................................................7 經(jīng)營(yíng)者素質(zhì) ...............................................................................................................................................9 信譽(yù)狀況 .................................................................................................................................................10 客戶經(jīng)營(yíng)狀況 .........................................................................................................................................11 客戶財(cái)務(wù)狀況 .........................................................................................................................................11第三章 項(xiàng)目建設(shè)條件評(píng)估 ..............................................................12 項(xiàng)目建設(shè)背景 .........................................................................................................................................12 必要性分析 .............................................................................................................................................16 項(xiàng)目進(jìn)展過(guò)程評(píng)估 .................................................................................................................................17 項(xiàng)目建設(shè)及生產(chǎn)條件評(píng)估 .....................................................................................................................19 項(xiàng)目環(huán)境保護(hù)評(píng)估 .................................................................................................................................20 項(xiàng)目設(shè)備及施工單位評(píng)估 .....................................................................................................................21第四章 項(xiàng)目水能資源與產(chǎn)品市場(chǎng)評(píng)估 ....................................................22 項(xiàng)目區(qū)水能資源現(xiàn)狀 .............................................................................................................................22 項(xiàng)目水文狀況評(píng)估 .................................................................................................................................23 項(xiàng)目產(chǎn)品市場(chǎng)評(píng)估 .................................................................................................................................24第五章 項(xiàng)目投資估算與資金來(lái)源評(píng)估 .....................................................26 投資估算 .................................................................................................................................................26 投資及資金使用情況 .............................................................................................................................28第六章 財(cái)務(wù)效益評(píng)估 ..................................................................28 財(cái)務(wù)基礎(chǔ)數(shù)據(jù) .........................................................................................................................................28 項(xiàng)目經(jīng)營(yíng)分析 .........................................................................................................................................30 項(xiàng)目融資前分析 .....................................................................................................................................30 融資后分析 .............................................................................................................................................31第七章 不確定性分析 ..................................................................32 盈虧平衡分析 .........................................................................................................................................32 敏感性分析 .............................................................................................................................................33第八章 貸款風(fēng)險(xiǎn)與效益評(píng)估 ............................................................35 客戶還款計(jì)劃評(píng)估 .................................................................................................................................35 貸款相關(guān)風(fēng)險(xiǎn)分析 .................................................................................................................................35 風(fēng)險(xiǎn)防范措施評(píng)價(jià) .................................................................................................................................36 銀行效益評(píng)估 .........................................................................................................................................39 生態(tài)效益和社會(huì)效益評(píng)估 .........................................................................