【正文】 ，失業(yè)是指有勞動(dòng)能力的處于法定勞動(dòng)年齡階段的并有就業(yè)愿望的勞動(dòng)者失去或沒有得到有報(bào)酬得的工作崗位的社會(huì)現(xiàn)象。主體必須同時(shí)具備以下特點(diǎn)：一是在一定勞動(dòng)年齡內(nèi)，具有勞動(dòng)能力，在規(guī)定的時(shí)期內(nèi)無業(yè)；二是本人有就業(yè)要求，能夠就業(yè)，即可以被雇傭或自謀職業(yè)；三是采取各種方式在積極尋找職業(yè)，即有求職愿望。國際勞工組織將失業(yè)定義為：“失業(yè)是指在一定年齡之上，那些沒有工作而且正在尋找工作的人 [1]。對(duì)于什么是失業(yè)，從傳統(tǒng)的經(jīng)濟(jì)分析觀點(diǎn)看：“失業(yè)就是勞動(dòng)者與生產(chǎn)資料相分離的一種狀態(tài)。本文就大連市失業(yè)保險(xiǎn)的材料作為研究依據(jù)，提出了存在的問題，根據(jù)所學(xué)理論知識(shí)，總結(jié)了一些相應(yīng)的解決對(duì)策。建立失業(yè)保險(xiǎn)制度以彌補(bǔ)市場經(jīng)濟(jì)的不足，為這些弱勢群體撐起一片希望的藍(lán)天，保證他們的基本生活，從而維護(hù)了社會(huì)的穩(wěn)定和發(fā)展，顯得尤為重要。當(dāng)今世界，無論是發(fā)達(dá)國家還是發(fā)展中國家，也不管是市場經(jīng)濟(jì)國家還是轉(zhuǎn)軌轉(zhuǎn)型國家，都備受失業(yè)煎熬。因此，失業(yè)問題既是經(jīng)濟(jì)問題，同時(shí)又是政治問題，而且在全球化的今天，是一國甚至是整個(gè)世界社會(huì)經(jīng)濟(jì)、政治穩(wěn)定、健康發(fā)展的重要基礎(chǔ)。 Insurance 。 Finally, unemployment insurance from abroad as well as the establishment and development of unemployment in Shenzhen, China Insurance development is proposed to solve the unemployment insurance for urban workers in Dalian39。s urban unemployment insurance at this stage is still very low. Therefore, the correct understanding of unemployment insurance for urban workers in China at the present stage of development, improve the urban unemployment insurance system proposed specific measures, not only related to the prehensive social security system in China and healthy development, and is related to rapid economic and social harmonious development of the overall situation.In this paper, Dalian, state unemployment insurance for urban workers, the background of the Dalian City, state unemployment insurance for urban workers. First, an overview of unemployment and unemployment insurance, a number of related theories, including the definition of unemployment, the type of the definition of unemployment insurance, functions, features, etc.。s market economy and the deepening of reforms and speed up industrial restructuring, China39。首先概述了失業(yè)與失業(yè)保險(xiǎn)的一些相關(guān)理論，包括失業(yè)的定義、類型，失業(yè)保險(xiǎn)的定義、功能、特點(diǎn)等；其次較為詳細(xì)的介紹了大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)的現(xiàn)狀，主要包括了大連市內(nèi)四區(qū)以及經(jīng)濟(jì)開發(fā)區(qū)和下屬縣級(jí)市的失業(yè)情況，然后通過分析現(xiàn)狀提出了大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)存在的問題及原因；最后通過借鑒國外失業(yè)保險(xiǎn)的建立與發(fā)展情況以及我國深圳市的失業(yè)保險(xiǎn)發(fā)展情況，提出了解決大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)問題的建議，包括完善失業(yè)保險(xiǎn)管理制度、提高失業(yè)保險(xiǎn)保障水平、增加再就業(yè)等等。因此，正確認(rèn)識(shí)現(xiàn)階段我國城鎮(zhèn)職工失業(yè)保險(xiǎn)的發(fā)展?fàn)顩r，提出完善城鎮(zhèn)失業(yè)保險(xiǎn)制度的具體措施，不僅關(guān)系到我國社會(huì)保障制度的全面健康發(fā)展，而且事關(guān)我國經(jīng)濟(jì)社會(huì)協(xié)調(diào)發(fā)展的大局。國內(nèi)外失業(yè)保險(xiǎn)的經(jīng)驗(yàn)借鑒與啟示作者：日期：? 更多資料請(qǐng)?jiān)L問.(.....)更多企業(yè)學(xué)院：...../Shop/《中小企業(yè)管理全能版》183套講座+89700份資料 ...../Shop/《總經(jīng)理、高層管理》 49套講座+16388份資料 ...../Shop/《中層管理學(xué)院》 46套講座+6020份資料 ...../Shop/《國學(xué)智慧、易經(jīng)》 46套講座 ...../Shop/《人力資源學(xué)院》 56套講座+27123份資料 ...../Shop/《各階段員工培訓(xùn)學(xué)院》77套講座+ 324份資料 ...../Shop/《員工管理企業(yè)學(xué)院》 67套講座+ 8720份資料 ...../Shop/《工廠生產(chǎn)管理學(xué)院》 52套講座+ 13920份資料 ...../Shop/《財(cái)務(wù)管理學(xué)院》 53套講座+ 17945份資料 ...../Shop/《銷售經(jīng)理學(xué)院》 56套講座+ 14350份資料 ...../Shop/《銷售人員培訓(xùn)學(xué)院》 72套講座+ 4879份資料 ...../Shop/摘 要隨著我國市場經(jīng)濟(jì)改革的不斷深入和產(chǎn)業(yè)結(jié)構(gòu)調(diào)整的加快，我國城鎮(zhèn)失業(yè)保險(xiǎn)制度將面臨著社會(huì)勞動(dòng)力市場的嚴(yán)峻挑戰(zhàn)。現(xiàn)階段我國城鎮(zhèn)失業(yè)保險(xiǎn)發(fā)展水平仍然很低。本文以大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)狀況為背景，研究了大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)的狀況。關(guān)鍵詞：失業(yè)保險(xiǎn)；保險(xiǎn)金；城鎮(zhèn)職工AbstractAs China39。s urban unemployment insurance system will face serious social challenges of the labor market. The development of China39。 followed by a more detailed description of the Dalian City status for unemployment insurance for urban workers, including the city of Dalian Four districts and countylevel city under the Economic Development Zone and the unemployment situation, and then put forward by analyzing the status of unemployment insurance for urban workers in Dalian City, the problems and causes。s remendations, including improving the unemployment insurance management system to improve the level of unemployment insurance, increase reemployment and so on.Key words: unemployment insurance。Town worker 目 錄引 言 ............................................................................................................................................11 失業(yè)保險(xiǎn)概述 .........................................................................................................................2 ................................................................................................................................2 .........................................................................................................2 .........................................................................................................2 ........................................................................................................................4 .....................................................................................4 .....................................................................................5 ........................................................................................62 大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)的現(xiàn)狀及存在的問題 .................................................................8 ................................................................................8 .....................................................................................8 .........................................................................8 .......................................................................10 ......................................................................11 ...................................................................................12，失業(yè)保險(xiǎn)覆蓋面偏窄 .......................................12 ...........................................................................12，失業(yè)職工難以維持正常生活 .......................................13，執(zhí)法缺乏力度 .......................................................133 國內(nèi)外失業(yè)保險(xiǎn)的經(jīng)驗(yàn)借鑒 ...............................................................................................15 ......................................................................................15 ...............................................................................15 ...............................................................................15 ..............................................................16 ...............................................................16 ..............................................................................................................................194 解決大連市城鎮(zhèn)職工失業(yè)保險(xiǎn)問題的建議 .......................................................................21 ..........................