【正文】
局一直制約著中小企業(yè)的發(fā)展。 浙江中小企業(yè)在國民生產(chǎn)總值的貢獻率、國內(nèi)就業(yè)率、稅收等方面已經(jīng)起到其它省大中型企業(yè)所無法替代的作用。中小企業(yè)作為市場競爭的主體, 是國民經(jīng)濟中最活躍的成份,是維持經(jīng)濟穩(wěn)定發(fā)展的重要力量,是創(chuàng)造就業(yè)和技術(shù)創(chuàng)新的重要源泉。改革開放20多年來,浙江省中小企業(yè)抓住機遇,快速發(fā)展,已經(jīng)成為浙江城鎮(zhèn)經(jīng)濟的主要力量和國民經(jīng)濟的重要支柱。 credit guarantee。關(guān)鍵詞 中小企業(yè);融資難;信用擔(dān)保;銀行貸款]THE RESEACH INTO THE DIFFICULT OF AND THE SOLUTION TO ZHEJIANG SMES’ FINANCINGABSTRACTSince its economy has developed rapidly, Zhejiang has bee one of the most energetic province in China. It mainly depends on the economic energy of Small and Mediumsized Enterprises (SME). In fact, these SMEs have already been the major power to develop the Zhejiang’s economy. Meanwhile, the difficulty in SMEs’ financing, however, is the main choke point in their development all the time. Therefore, this paper is mainly discussing about how to escape these SMEs from the puzzledom in financing. By analysing the actuality of zhejiang’s SME in financing and discussing the reason why the puzzledom in financing occured, the paper finally gives some solutions to deal with it, such as broading the way for these SME in financing, developing small financial institution actively and building a bridge between the small panies and government.KEY WORDS small and medium enterprise。然而,融資難一直是困擾和制約其發(fā)展的首要瓶頸。探析浙江中小企業(yè)融資“錢”途難覓及尋求破解之道摘 要浙江省經(jīng)濟近幾年發(fā)展一直比較迅速,是全國最具經(jīng)濟發(fā)展活力的省份之一。這主要得益于中小企業(yè)的經(jīng)濟活力,中小企業(yè)已成為浙江經(jīng)濟發(fā)展的生力軍。文章通過分析現(xiàn)階段浙江中小企業(yè)融資現(xiàn)狀及探討融資困局產(chǎn)生的原因,提出了拓寬中小企業(yè)融資渠道、大力發(fā)展中小金融機構(gòu)、搭建銀企合作平臺等策略來破解“錢”途難覓的尷尬。 financial difficulties。 loan in Commercial Banks