【正文】
amework for researchmerce linkages is a critical precondition for effective ISME finance. Remendations Governments can play an important role in supporting the SME sector,in particular,in cases of market failures and inplete markets that inhibit the provision of adequate financing or financing on terms suitable for the stage of SME development. Government measures to promote SMEs should be carefully focused,aiming at making markets work efficiently and at providing incentives for the private sector to assume an active role in SME finance. Public policy should improve awareness among entrepreneurs of the range of financing options available from official programmes,private investors, and banks. The pri