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ght to save money to ensure a financially secure retirement. Deal with Ex 3 Students do the exercise individually. Then, students pare their answers in pairs. Check answers by having students read out the sentences. Deal with Ex 4 Students do the exercise individually. Then, students pare their answers in pairs. Check answers as a class. Deal with Ex 5 Students discuss the question in pairs. Have one or two students report back on whether their partners thought they needed to change their lifestyles. T: Up to now, we have known some possible problems when we are getting old. As far as your own lifestyle is concerned, do you think you need to change your present lifestyle to ensure you have a healthy and fortable old age! Of course, you can have a discussion about this question with your partner. A few minutes later T: Who’d like to report your discussion result? S: I think I needn’t to change my present lifestyl e. I take exercise everyday. And I have a healthy diet. I feel sure of my health. I also have a habit of saving money. So I don’t worry a lot about my old age. T: Thank you. I hope you have a happy life forever. Step III Expressing regre