【正文】 e employees39。 A global medical insurance plan fitted with the domestic ordinary medical plan. ※ 住院津貼保險 Hospitalization Benefit Insurance 若貴公司員工因疾病或意外傷害住院治療，我們可提供每日不低于100元的津貼，員工可用于各種治療和營養(yǎng)用途。s own expenses according to the type of disease. ——結(jié)算時無需交納我們保險責任范圍內(nèi)的費用。s cost. ※ 重大疾病保障 Terminal Disease Cover 大額賠償型醫(yī)療保險，員工一旦經(jīng)確認有以下十大病種之一，立即可獲得大額賠償，為員工提供即時的醫(yī)療資助： Major Reimbursement Medical Insurance. If an employee is definitely diagnosed to have any disease listed in the following, he will get a large amount of reimbursement and handy medical service. 　√ 心臟?。ㄐ募」Ｈ?heart disease(myocardial infarction) 　√ 冠狀動脈旁路手術(shù) coronary bypass 　√ 腦中風 cerebral apoplexy 　√ 慢性腎衰竭 chronic renal failure 　√ 癌癥 cancer 　√ 癱瘓 paralysis 　√ 重大器官移植手術(shù) main organ trasplantation operation 　√ 嚴重燒傷 serious burn 　√ 爆發(fā)性肝炎 fulminant hepatitis 　√ 主動脈手術(shù) arteria operation ※ 健康在握 CCare Plan 我們?yōu)閱T工提供高品質(zhì)的醫(yī)療保險，員工參加健康在握計劃，除了在國內(nèi)的指定醫(yī)院外，還可以在亞洲緊急救援中心（SOS）的廣州、北京、南京和天津的醫(yī)療中心得到醫(yī)療服務(wù)，并可以享受到每年一次的常規(guī)體檢和一流醫(yī)生的跟蹤治療和服務(wù)。 benefit is lowered a lot. To solve these two problems, supplementary medical scheme is remended. We may design specific plans for you at your request. The current social medical insurance covers widely but with low coverage, bined with individual account and social account. Individual shall bear almost all of the outpatient expenses that used to be pensated by mercial insurance panies or their own pany. Instability of employees will occur if panies do not have any supplementary medical insurance plan. Considering the overlapping of social and mercial insurances, as well as the highly increased cost of panies, we remend our supplementary medical scheme. When the employee39。 With carrying out the social basic medical insurance, on one hand pany39。但由于社會統(tǒng)籌醫(yī)療保險和商業(yè)保險有部分重疊，同時考慮到企業(yè)成本的大幅度增長，我們建議可采用補充型醫(yī)療保險，在員工個人賬戶用完后，其余醫(yī)療費用由商業(yè)保險公司承擔，員工自負小部分。 我們可根據(jù)公司對補充醫(yī)療福利的不同要求，為您度身設(shè)計補充醫(yī)療方案。s medical expenses exceed his personal insured amount, due to serious accidents or terminal diseases, he/she can apply for the pool through the pany. Publicshared medical pool offers all the employees a prehensive antirisk guarantee. ※ 補充醫(yī)療方案 Supplementary Medical Scheme 由于社會基本醫(yī)療保險的實施，企業(yè)人力成本大幅度增長，員工的福利大幅度下降。是為貴公司所有員工提供的風險性全面保障。外出治療等其它內(nèi)容與開放式醫(yī)療計劃相同。s maternity expenses, which are in accord with the national family planning policy, including check expenses during the gestation period, laboring expenses, and the abortion expenses for the married. ※ 醫(yī)療室管理計劃Clinic Management 為方便員工治療，我們可協(xié)助建立醫(yī)療室，聘請醫(yī)生，進行管理，并承擔衛(wèi)生防疫、配送藥品等工作。s outpatient or hospitalization expenses, aroused from diseases or accidents in Mainland China (excluding HongKong, Macau and Taiwan area), including expenses of drug, treatment, operation, daily room, examination, and materials. 女性員工符合國家計劃生育法規(guī)的孕期檢查費、產(chǎn)婦分娩的費用、已婚者由于人工流產(chǎn)的費用。 This product is far advantageous than the individual insurance product in coverage, fund accumulation, and premium. ※ 團體定期壽險 Term Life Insurance 保險期間：三年、四年或五年 Period: three, four or five years 保險責任：因疾病或意外傷害導(dǎo)致死亡或高度屑?/p Insurance Liability：death or permanent disability aroused from disease or accidents 返回 人身保障計劃 醫(yī)療保障計劃 養(yǎng)老保險計劃 標準條款為員工健康提供保障的醫(yī)療保障計劃 Medical insurance plan for health care of employee ※ 開放式醫(yī)療管理Open Scheme 基本保險責任Basic Insurance Liability 員工因疾病或意外傷害在中國境內(nèi)（不包括香港、澳門和臺灣地區(qū)）所發(fā)生的門診或住院治療費用，包括：藥品費、治療費、手術(shù)費、住院床位費、檢查費、材料費。 permanent stable life insurance plan. The longterm coverage removes employees39。 Offer double life guarantee for employees, when they take a plane, ship, train, subway, taxi, or bus. And lower the insurance cost of the business trip. ※ 團體終身壽險 Whole Life Insurance 企業(yè)團體終身壽險產(chǎn)品，具備了保障和資金積累的雙重利益，適合企業(yè)為員工建立終身穩(wěn)定的人身保障計劃，保費水平較低，為企業(yè)節(jié)省了成本，長期的保障使員工無后顧之憂，也可作為為企業(yè)留住關(guān)鍵員工的獨特計劃。團體人身保險計劃 Life Insurance 保障范圍：全球二十四小時保障 Range of Cover：Global guarantee for 24 hours 保險責任：因疾病身故；因意外傷害身故或殘疾 Insurance Liability：death aroused from disease；death or disability aroused from Accidents ※ 團體人身意外傷