【正文】 100元作最低存款額夠嗎？ I39。d like to open a deposit account with you. 我想在你們這兒開個(gè)定期存款帳戶。 Can I open a current account here? 我能否在這兒開個(gè)活期存款帳戶？ I want to open a deposit account with you. 我要開個(gè)儲蓄帳戶。 I think I39。d like to know how we open a checkingsavings account. 我們想知道如何開一個(gè)支票儲蓄帳戶。 I need a checking account so that I can pay my bill. 我需開個(gè)支票帳戶，這樣就能付帳。I39。保管好存折，遺失請告訴我們。 Even one yuan is all right. 甚至一元也可以起存。 Five yuan is the minimum original deposit. 最低起存款額是5元。s a service charge for the checking account but no charge for the savings. 支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。 下面我們來總結(jié)一下在辦理銀行各種業(yè)務(wù)時(shí)有用的句型。一般情況下，如果儲戶是第一次在該銀行辦理開戶手續(xù)，營業(yè)員都會做很詳細(xì)的解說，所以大家不要心慌，只要認(rèn)真按他說的步驟來進(jìn)行就可以了。所以一定要看仔細(xì)了。account balance. 就是賬戶結(jié)余，余額。Sam都聽明白了，他說I39。或者一天24小時(shí)中的任何時(shí)間都可以在自動提款機(jī)上辦理手續(xù)，看來真的是很簡單啊。so no one can cash the check if you lose it。營業(yè)員告訴Sam比如說你有一張工資支票或者獎(jiǎng)學(xué)金支票，就是You get a paycheck or a scholarship check made out to you, 支票上注明了你應(yīng)得的現(xiàn)金數(shù)額，比如說是2500美元吧，with the amount due to you, say $ 2,500. 3. 然后在支票的背面簽上你的名字并注明“只要儲蓄”的字樣，支票就存入你的賬戶了。 2. Sam說想開一個(gè)活期賬戶來支付賬單，就是checking account，也可以說current account 。ll be all set. 講解： 1. 對話中Sam想要開一個(gè)銀行賬戶，在詢問營業(yè)員該如何辦理。ll be charged by the bank and again by the person or pany to whom you gave the bad check. Sam: I see. Teller: If you have access to a puter, you can pay most of your bills online instead of by mail with software we provide to you for free. Sam: Is it very plicated? Teller: Not at all. I39。m with you so far.Teller: Be sure to keep a record of your checks you write in this check register, then add up your checks and deduct the amount from our account balance. Make sure you have more money in your account than needed for the checks your write, in case there are any fees. Sam: What happens if I make a mistake. Teller: It39。Dialogue Script 2 對話原文 2 Teller: Can I help you? Sam: Yes. I39。ll need it pretty soon. 你馬上就要用到它。 7. Peter勸Jenny一定要把社會保險(xiǎn)號碼牢牢記住，learn something by heart, 把…記在心里，牢牢記住。但是Jenny總是記不住，每次用的時(shí)候都要在兜子里翻半天才能找到，在…翻東西，這里用的是fish around這個(gè)詞組。Peter還提醒Jenny開戶不要忘了帶社會保險(xiǎn)卡，social security card，在美國就相當(dāng)于身份證，經(jīng)常要用到。 6. 甚至還可以從銀行那里得到免費(fèi)的軟件在網(wǎng)上付款。但是Peter卻不這樣認(rèn)為，因?yàn)橹灰谝粋€(gè)銀行開了戶，就可以在全市、全國甚至全世界的聯(lián)網(wǎng)支行里存取款。teller, 就是在銀行窗口工作的營業(yè)員。 那取款就是withdraw，例如：He withdrew $500 from his bank account yesterday. 他昨天從銀行賬戶里提了500美金。deposit，儲蓄，存放。t know what to do with it. What to do with something和 how to deal with something都表示“如何處理某事”，但是動詞一個(gè)用的是do,一個(gè)用的是deal, 大家要注意區(qū)分了。就是把支票上的數(shù)目兌換成現(xiàn)金。ve no cash on me. Can I pay by check? 對不起，我身邊沒帶現(xiàn)錢，能不能用支票支付？cash這個(gè)詞不僅可以做名詞，還可以做動詞，表示“兌換或兌現(xiàn)，把…換成現(xiàn)款”，例如：I39。coins指硬幣。支票是check, 現(xiàn)金是cash, 是一個(gè)統(tǒng)稱。scholarship, 是指獎(jiǎng)學(xué)金。ll need it pretty soon. Jenny: OK, I see. Peter: Good luck at the bank. See you later. Jenny: Thanks for your help, bye. 講解： 1. 在這段對話中，Peter建議Jenny去銀行開一個(gè)賬戶，這樣用起錢來會比較方便。t remember the number so I had to fish around in my bag to find the card. Peter: Well, I39。s for identification. When you picked up your paycheck, didn39。t forget to take your social security card. You do have one, don39。s actually very convenient. Jenny: I really appreciate the information. I39。t. Everything is managed by a puter network. If you open an account in a local bank, you can deposit or get money from any ATM all over the city or the country。t have either check or an ATM card. It39。t buy anything with a check, can I? Peter: No, you can39。s great. Jenny: Yes, but instead of cash, I got a check. I don39。 Dialogue Script 1 對話原文 1 Peter: Hi, Jenny. You look kind of worried. What39。s bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 mercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行 issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic b