外文翻譯-----小額信貸與經(jīng)濟(jì)增長(zhǎng)，對(duì)印度經(jīng)驗(yàn)的思考-其他專業(yè)-文庫(kù)吧資料
2025-01-27 09:06本頁(yè)面
【正文】 needs to bee more accessible, more customised and more prehensive. To scale up activity in this area, we must build financial skills in microfinance institutions and establish linkages to the debt and equity capital markets. Microfinance can then truly contribute to transforming rural India into an engine of economic growth. 外文題目： Microfinance and Economic Growth —— Reflections on Indian Experience 出 處： Managing Director amp。 Delivery of services at appropriate costs: Reduction in the cost of intermediation would have a direct impact on the profitability of MFIs. This could be achieved through increased efficiency in operations and through greater outreach. Securitisation: In this model the mercial bank identifies a portfolio based on fulfillment of minimum criteria and past portfolio performance. Though the MFI continues to collect receivables from the borrowers, its leverage is reduced which 4 enables it to originate further assets. This product gives the bank the advantage of differentiating between the financial and operational risk of the MFI while credit enhancement improves the rating of the portfolio and enables petitive product has highlighted the potential for creating a large secondary market in India for microfinance receivables. Bonds may also be issued against securitised microfinance assets, creating linkages between MFIs and capital markets. the clients have developed an appropriate financial 2021, several banks have entered the microfinance sector with innovative scalingup strategies. In addition to term loans, some of the innovative structures offered by banks in India to create access to financial services in the rural areas are: 1 原文 Microfinance and Economic Growth – Reflections on Indian Experience Achieving balanced and inclusive economic growth is a key challenge faced by policymakers in countries around the world. The gains of economic growth are accessible to a greater extent by the relatively advantaged, who find it easier to participate in the growth process. Poorer people, who are separated by distance from the urban areas where economic activity is concentrated, have to wait much longer to reap the benefits of economic growth. Engaging these sections of society in the economic mainstream is essential to achieve balanced growth, which is critical for the longterm sustainability of social development and economic prosperity. Access to financial services is a key element of the process of socioeconomic empowerment. Only by delivering financial services to people in rural areas and lower ine strata can they be brought within the ambit of economic activity. Only then can the full poten
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