【正文】 s name need not be repeated next to the signature. Title of documents and bined documents 43) Documents may be titled as called for in the credit, bear a similar title, or be untitled. For example, a credit requirement for a Packing List may also be satisfied by a document containing packing details whether titled Packing Note, Packing and Weight List, etc., or an untitled document. The content of a document must appear to fulfill the function of the required document. 44) Documents listed in a credit should be presented as separate documents. If a credit requires a packing list and a weight list, such requirement will be satisfied by presentation of two separate documents, or by presentation of two original copies of a bined packing and weight list, provided such document states both packing and weight details. DRAFTS AND CALCULATION OF MATURITY DATETenor 45) The tenor must be in accordance with the terms of the credit. a) If a draft is drawn at a tenor other than sight, or other than a certain period after sight, it must be possible to establish the maturity date from the data in the draft itself. b) As an example of where it is possible to establish a maturity date from the data in the draft, if a credit calls for drafts at a tenor 60 days after the bill of lading date, where the date of the bill of lading is 12 May 2002, the tenor could be indicated on the draft in one of the following ways: i. 60 days after bill of lading date 12 May 2002, or ii. 60 days after 12 May 2002, or iii. 60 days after bill of lading date and elsewhere on the face of the draft state bill of lading date 12 May 2002, or iv. 60 days date on a draft dated the same day as the date of the bill of lading,or v. 11 July 2002, . 60 days after the bill of lading date. c) If the tenor refers to xxx days after the bill of lading date, the on board date is deemed to be the bill of lading date even if the on board date is prior to or later than the date of issuance of the bill of lading. d) The UCP provides no guidance where the words from and after are used to determine maturity dates of drafts. Reference to from and after in the UCP refers solely to date terminology for periods of shipment. Where the word from is used to establish the maturity date, international standard banking practice would exclude the date mentioned, unless the credit specifically provides that from is considered to include the date mentioned. Therefore, for the purposes of determining the maturity date of a time draft, the words from and after have the same effect. Calculation of the maturity mences the day following the date of the document, shipment, or other event, . 10 days after or from March 1 is March 11. e) If a bill of lading showing more than one on board notation is presented under a credit which requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and the goods according to both or all on board notations were shipped from ports within a permitted geographical area or region, the earliest of these on board dates will be used for calculation of the maturity date. Example: the credit requires shipment from European port and the bill of lading evidences on board vessel A from Dublin August 16, and on board vessel B from Rotterdam August 18. The draft should reflect 60 days from the earliest on board date in a European port, . August 16. f) If a credit requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and more than one set of bills of lading are presented under one draft, the date of the last bill of lading will be used for the calculation of the maturity date. 46) While the examples refer to bill of lading dates, the same principles apply to all transport documents. Maturity date 47) If a draft states a maturity date by using an actual date, the date must have been calculated in accordance with the requirements of the credit. 48) For drafts drawn at XXX days sight, the maturity date is established as follows: a) in the case of plying documents, or in the case of nonplying documents where the drawee bank has not provided a refusal of documents, the maturity date will be XXX days after the date of receipt of documents by the drawee bank. b) in the case of nonplying documents where the drawee bank has provided a notice of refusal of documents and subsequent approval, at the latest XXX days after the date of acceptance of the draft by the drawee bank. The date of acceptance of the draft must be no later than the date of approval of the documents. 49) In all cases the drawee bank must advise the maturity date to the presenter. The calculation of tenor and maturity dates, as shown above, would also apply to credits designated as being available by deferred payment, . where there is no requirement for a draft to be presented by the beneficiary. Banking days, grace days, delays in remittance 50) Payment must be available in immediately available funds on the due date at the place where the draft or documents are payable, provided such due date is a banking day in that place. If the due date is a nonbanking day, payment will be due on the first banking day following the due date unless the credit states otherwise. Delays in the remittance of funds, such as grace days, the time it takes to remit funds, etc., must not be in addition to the stated or agreed due date as defined by the draft or documents. Endorsement 51) The draft must be endorsed, if necessary. Amounts 52) The amount in words must accurately reflect the amount in figures if both are shown, and indicate the currency, as stated in the credit. 53) The amount must agree with that of the invoice, unless otherwise stated in the credit or as a result of UCP subArticle 37(b). How the draft is drawn 54) The draft must be drawn on t