【正文】 International Financial Leasing。小微企業(yè)在中國(guó)融資困難，是一個(gè)普遍存在的問(wèn)題。促進(jìn)金融租賃和債券的對(duì)接市場(chǎng)，資本市場(chǎng)，研究出管理辦法對(duì)租賃公司發(fā)行債券或上市，有效地解決租賃公司的資金來(lái)源。由于融資租賃具有很強(qiáng)的跨行業(yè)的特點(diǎn)，面臨的稅收，執(zhí)照，注冊(cè)產(chǎn)權(quán)，進(jìn)口和出口退稅等一系列政策問(wèn)題，此外，各個(gè)地方的政策 不一致的標(biāo)準(zhǔn)，優(yōu)先租賃政策不統(tǒng)一，金融租賃在實(shí)際操作過(guò)程中存在一定的風(fēng)險(xiǎn)。政府應(yīng)該設(shè)立一個(gè)全國(guó)性租賃協(xié)會(huì)， 建立統(tǒng)一的管理系統(tǒng)，實(shí)現(xiàn)了 統(tǒng)一管理的融資租賃。要加快金融發(fā)展租賃，應(yīng)該團(tuán)結(jié)金融租賃管理制度，加強(qiáng)租賃管理。第三，貨幣供應(yīng)量的問(wèn)題。事實(shí)上，租賃可以大大提高設(shè)備利用率。 存在的問(wèn)題及原因。在一些綜合租賃企業(yè)業(yè)務(wù)的發(fā)展，售后回的比例租金是太大了。四，金融租賃公司的風(fēng)險(xiǎn)意識(shí)還比較薄弱。在第二個(gè)方面，融資租賃業(yè)務(wù)各地發(fā)展不 均衡。在中國(guó)，目前還處于發(fā)展的初級(jí)階段，外部市場(chǎng)環(huán)境，法律環(huán)境還不夠完善和成熟。與此同時(shí)，由于金融租賃是一種管理行為，出租人與租戶保持持續(xù)的良好的溝通條件，承租人可以根據(jù)顧客采取行動(dòng)反饋的信息，進(jìn)行更新和完善的產(chǎn)品，保持產(chǎn)品的良好。 促進(jìn)小微企業(yè)，以開(kāi)拓市場(chǎng)。由于融資租賃此外，不包括在本公司的資產(chǎn)負(fù)債表，通過(guò)融資租賃企業(yè)可以降低資產(chǎn)負(fù)債率，為企業(yè)的發(fā)展奠定了其他與籌資活動(dòng)奠定了基礎(chǔ) 促進(jìn)小微企業(yè)的技術(shù)創(chuàng)新 融資租賃可以使供需雙方見(jiàn)面直接，減少了中間環(huán)節(jié)，以便利于設(shè)備快速使用，并驅(qū)動(dòng)企業(yè)的生產(chǎn)發(fā)展，融資租賃成為鏈接企業(yè)的生產(chǎn)和銷售凝聚力。 通過(guò)金融租賃，承租人支付租金的方式獲得使用機(jī)器設(shè)備的權(quán)利，融資和投資的組合，創(chuàng)造經(jīng)營(yíng)利潤(rùn)。雖然沒(méi)有得到該設(shè)備的所有權(quán)，但企業(yè)支付租金比需要的量遠(yuǎn)不如一筆投資資金量。由于融資租賃的優(yōu)點(diǎn)，因此，它在服務(wù)小微企業(yè)的獨(dú)特的作用。買(mǎi)不起的生產(chǎn)設(shè)備 ，承租人通過(guò)融資租賃的設(shè)備，從該項(xiàng)目獲得投產(chǎn)，從早投早受益提高運(yùn)營(yíng)效率。相比與銀行信貸，融資租賃的承租人要求資產(chǎn)和負(fù)債不高，不需要嚴(yán)格的審批，只需要調(diào)查的未來(lái)現(xiàn)金流量的承租人。租賃公司往往會(huì)選擇一些特定的行業(yè)開(kāi)展租賃業(yè)務(wù)，可以為企業(yè)提供專業(yè)的服務(wù)。 2 。第五，到期后租賃 設(shè)備的承租人使用的處置這三個(gè)選項(xiàng)仍然購(gòu)買(mǎi)，續(xù)約或投降租賃權(quán)。金融租賃融資的方式有幾個(gè)明顯的特點(diǎn)：一，承租人可以有充分的融資。對(duì)債權(quán)人的權(quán)利融資，目前中國(guó)的形式的債權(quán)融資單一，主要是銀行信貸渠道。公眾籌集資金是 IPO 融資。 。金融租賃作為一種新的交易方式，它把傳統(tǒng)的租賃，貿(mào)易與金融方式有機(jī)的組合起來(lái)，可以理解為融資銀行貸款而后的第三條道路資本市場(chǎng)。 建議 介紹：小微企業(yè)在中國(guó)的經(jīng)濟(jì)過(guò)程發(fā)展起著越來(lái)越突出的作用，但是，中國(guó)的小微企業(yè)普遍面臨資金短缺的困難。為了促進(jìn)金融租賃的發(fā)展，中國(guó)應(yīng)建立統(tǒng)一的管理制度，完善的 相關(guān)政策，擴(kuò)大財(cái)政資金來(lái)源租賃。s financial leasing, through topdown design of the system, to establish a unified financial leasing management system, and improve related policies, and effectively expand the funding sources of financial leasing 翻譯一： 金融租賃和中國(guó)的小微企業(yè)的研究 摘要：融資難是中國(guó)的小微企業(yè)存在的一個(gè)普遍問(wèn)題，它已成為小微企業(yè)發(fā)展 一個(gè)主要的瓶頸。s financing problem, moreover the help enterprise has developed the market. May reduce the selling expenses through financial leasing, reduces purchases the threshold, enhancement customer purchase ability, to reduce sells link39。 Problems。 2021 屆本科畢業(yè)設(shè)計(jì)（論文） 文 獻(xiàn) 綜 述 題目 我國(guó)中小企業(yè)融資租賃發(fā)展對(duì)策研究 學(xué) 院 法商學(xué)院 專 業(yè) 金融專業(yè) 文獻(xiàn)一： The Research on Financial Leasing and China’s Small Micro Enterprises Abstract： The financing difficulties is China’s small micro enterprises existence a universal problem, it has bee the main small micro enterprises development of a bottleneck. The financial leasing in the service of small micro enterprises has marked effect. First, to broaden the financing channels of small micro enterprises, second, reduce the fund pressure of small micro enterprises, and the third, promote the technology innovation of small micro enterprises, fourth, promote the market development of small micro enterprises. Due to lack of necessary knowledge on financial leasing, corresponding policies imperfect, lack of the necessary capital supply, affecting the development of financial leasing. To promote the development of financial leasing, China should establish uniform management system, improve the relevant policies, expand the funding sources of financial leasing. Key words: Small micro enterprises。 Suggestions INTRODUCTION： Small micro enterprises in the process of economic development of China plays a more and more prominent role, however, China’s small micro enterprises generally faced the difficulty of shortage of funds. How to solve the financing problems of small micro enterprises is a hot issue in China’s economic development. Studies have shown that financial leasing is an effective way to solve the financing difficulties of small micro enterprises in China. Positive development of financial leasing, can effectively resolve the financing problems of small micro enterprises, thereby promoting economic development. Financial Leasing as a new way to trade, it put the traditional rental, trade and financial way all anic bination up, be understood as a financing bank loans and capital markets after the third road. Financial leasing has the dual function of financing and financial objects, has its unique advantages in the service of the real economy, especially in services to small micro enterprises. In 2021 June, Chinese financial authorities issued further pletes the small micro enterprise financial service work certain opinions, requirement to the development of the financial leasing business. The full display financial leasing’s function, may promote the small micro enterprise’s development effectively. 1. FINANCIAL LEASING IS THE IDEAL FINANCING OPTIONS FOR SMES IN CHINA Because China’s small micro enterprises financing channel is narrow, the financial leasing in service for small panies can give full play to the advantages provided a enterprise financing way has stockholder’s rights financing and the creditor’s rights financing two types. Stockholder’s rights financing can be divided into two forms: public offering and private collect. The public to raise financing is IPO financing. From the present situation of the development of China’s capital market see, through the IPO of the financing of enterprise are only a small part, thousands of panies listed on the inside and outside is only a very small part of the tens of millions of enterprises. Do not need to undergo a rigorous listing of the audit through a private placement financing, relatively speaking, easier to achieve financing, however, due to the operation of the private equity funds to achieve legalization, even though the public has a lot of private equity funds exist, but really be able to supply the amount of money is relatively limited. On the creditor’s rights financing, at present China’s form of creditor’s rights financing is single, mainly bank credit channel. Bank considering security problems, often to provide money for a credit ratings, the strength of large enterprises, in addition, due to the bank credit market degree is relatively low, not establishe