【正文】 in more than four 。實(shí)際上，在四年多時(shí)間里，新住宅以最快的步伐拔地而起。At the same time, more homes are being values are back on the foreclosure filings are at their lowest point in the five years since the housing bubble burst and left millions of responsible families holding the ，住宅成交量大增，價(jià)格回暖。自房地產(chǎn)泡沫破裂以來的5年里，登記喪失貸款抵押案例處于最低點(diǎn)，讓數(shù)以百萬計(jì)的家庭保住了房子。Now, we’re not where we need to be many homes are still many families are still having a hard time making the mortgage on their piece of the American ，還不是處于最好境況。還有很多房產(chǎn)處于倒掛狀態(tài)，很多家庭依然為供房而煎熬，以實(shí)現(xiàn)自己那一份美國(guó)夢(mèng)。But one of the heaviest drags on our recovery is getting we have to build on the progress we’ve made, and keep moving ，最嚴(yán)酷的時(shí)候過去了?，F(xiàn)在必須繼續(xù)加大發(fā)展力度，保持向前發(fā)展的動(dòng)力。I never believed that the best way to deal with the housing market was to just sit back, do nothing, and simply wait for things to hit would have been a disaster for all the responsible families who – through no fault of their own – were struggling to make ends ，什么不也做，等著它觸底。對(duì)于那些努力保持收支平衡老百姓來說，那將是一個(gè)災(zāi)亂—盡管這一切不是老百姓的過錯(cuò)。Instead, I’ve made helping those homeowners a ，我的首要任務(wù)是為老百姓謀福祉。Since I took office, my Administration has taken action to help millions of families stay in their ，政府采取了必要的措施，幫助數(shù)以百萬計(jì)的家庭保住了房子。We teamed up with attorneys general in almost every state to investigate and crack down on the practices that caused this in the end, we secured a $25 billion settlement from the biggest banks – one of the biggest settlements inhistory – and used it to provide relief to families all across 。而且最終使那些最大的銀行的250億美元的資產(chǎn)盤點(diǎn)得到安全保證—有史以最大的銀行資產(chǎn)盤點(diǎn)之一—這些資產(chǎn)為全美家庭提供救濟(jì)。We’ve taken action to help responsible homeowners refinance their a result, just this year hundreds of thousands of Americans who were stuck in highinterest loans have been able to take advantage of historically low rates and are saving thousands of dollars every ，以幫助老百姓為還房貸提供資金支持。正因如此，僅今年，成千上萬的老百姓曾經(jīng)在高利率的打壓下，現(xiàn)在能夠享受有史以來的最低利率，每年可節(jié)省數(shù)千美元。And now I want every homeowner in America to have that just wish it didn’t require an act of it , back in February, I sent Congress a plan to give every responsible homeowner the chance to save about $3,000 a year on their mortgage by refinancing at historically low ’s the equivalent of a $3,000 tax ，我想讓每個(gè)家庭有同樣的機(jī)會(huì)。我希望這樣的機(jī)會(huì)不需要國(guó)會(huì)立法。但事實(shí)并非如此。追溯到今年2月份，我提交了一份計(jì)劃給國(guó)會(huì)，該計(jì)劃通過降低利率方式，為還貸家庭提供資金支持，為每個(gè)家庭每年節(jié)省大約3,000美元。這等同于為每個(gè)家庭減稅3000美元。It’s a plan that we know will has the support of independent, nonpartisan economists and leaders across the housing ’s a nobrainer that should have passed ，這個(gè)計(jì)劃是可行的。而且該計(jì)劃得到中間派、無黨派人士以及房地產(chǎn)行業(yè)的領(lǐng)頭羊的支持。想都不用想，這個(gè)計(jì)劃應(yīng)當(dāng)很容易獲得通過。But Republicans in Congress banded together and kept this plan from even ing to a ，國(guó)會(huì)共和黨人拉幫結(jié)派極力阻止該計(jì)劃通過。They banded together and prevented millions of Americans – including many of you listening today – from saving $3,000 a ’s money that could have gone back into the value of your home, or your kid’s college savings ’s money that could have gone into your local businesses, so they could hire and create more jobs in your ，阻止數(shù)百萬老百姓包括正在收聽演講的各位，每年節(jié)省大約3000美元。這些錢可以幫每個(gè)家庭急之所急，或存入小孩的大學(xué)教育帳戶上。這些錢，也可以流通到當(dāng)?shù)匦∩鈴臉I(yè)者，為當(dāng)?shù)貏?chuàng)造更多的就業(yè)機(jī)會(huì)。But Republicans in Congress still won’t let that that’s only held back the economy, when we should be doing everything we can to accelerate oureconomic ，大老黨人還是想法阻止計(jì)劃實(shí)現(xiàn)。當(dāng)政府竭盡所能加速經(jīng)濟(jì)發(fā)展時(shí)，大老黨的所作為只能拖經(jīng)濟(jì)發(fā)展的后腿。Let’s be honest – Republicans in Congress won’t act on this plan before the maybe they’ll e to their senses afterward if you give them a contact your Representative, especially if this plan will help you or someone you him or her that American homeowners have waited long them that it’s time for Congress to stop standing in the way of our recovery and to start standing up for —在大選之前，大老黨人根本不想通過該計(jì)劃。但是，如果大家敦促大老黨人，或許他們會(huì)良心發(fā)現(xiàn)。因此，如果該計(jì)劃有益于你或你所認(rèn)識(shí)人，聯(lián)系你們的國(guó)會(huì)代表。告訴他/她，老百姓等得太久了。告訴他們，在振興經(jīng)濟(jì)的道路上，是停止充當(dāng)拌腳石，開始充當(dāng)老百姓?qǐng)?jiān)強(qiáng)后盾的時(shí)候了。Thanks and have a great ，并祝各位周末愉快.