【正文】 ract. And it will be terminated on the day that the whole loan principal from the Party B under the contract has been paid off. Article 14 Supplementary Provisions Any documentation related to this contract, including but not limited to, loan application documents, materials, certificates, individual loan voucher (receipt) etc. submitted to Party B from Party A, shall be parts under this contract. When there is reflects between individual loan voucher (receipt) and the contract, individual loan voucher (receipt) will prevail. After issuance of loan, any dispute caused by using loan by Party A will have nothing to do with Party B. the contract will be executed normally. The coborrower is undertaking to pay off the joint and several liabilities of loan principal, interest and expenses under this contract. Any notice, requirement or other munications which issued by Party B to Party A or guarantor on the contract, including but not limited to, telex, telegraph, fax, will be regarded as received by Party A or guarantor since delivery。 mail correspondence will be regarded as received at the 3rd day since delivery. Article 15 Detailed Provisions The total amount of loan under this contract is (In Capital): The loan under this contract is used for . Payee under this contract is The annual interest rate of loan under this contract is %, monthly interest rate of loan (Annual interest rate/12) is ‰ (monthly interest rate keeps four decimals). Adjustment for interest rate adopts following method during term of this contract:Interest rate under this contract is subject to interest rate of People’s Bank of China announced for the same period and same class loan on loan release day. According to interest rate policies of People’s Bank of China, on the basis of base rate, upward %, . month interest rate is executed as ‰ (monthly interest rate keeps four decimals).If base rate is in adjustment, interest rate of loan is adjusted as Method . The adjusted interest rate is adopted by People’s Bank of China at the same period and same class according to stipulated agreement in contract. Party A will not be given further notice for interest rate adjustment in written or oral form.A. From fund release day, first date of interest rate adjustment is and the interest rate will be adjusted every 12 month after the first date of interest rate adjustment. Date of interest rate adjustment is the first date of interest rate adjustment in the adjustment of the corresponding day in the month. The last day of the month of adjustment is the date of interest rate adjustment if there’s no first date of interest rate adjustment in the adjustment of the corresponding day in the month. Loan interest rate after adjustment is the benchmark interest rate at the same period and same class, which is issued by People’s Bank of China on date of interest rate adjustment, floated according to the method mentioned in the contract. The term of loan under this contract is months, . . Party A adopts payment method.(1)To repay capital and interest at a time when the loan is due (interest rate in contract is not subject to base rate of People’s Bank of China.)…… Party A sets up account in Party B’s bank for repayment, Account name: , Account No.: Penalty for overdue loan: % of interest rate in contract。 Penalty for misappropriated loan: % of interest rate in contract. Party A shall apply for prepaying the loan to Party B before days。 the loan can not be prepay no more than each year, and the amount can not be less than . The loan can not be prepaid within months when it es into effect. The guaranty method of the contract is _________________ If the method of selfpayment by Party A is adopted, then Party A shall notice Party B the loan payment situation in written form or oral form with the ___method bellow:(1) Monthly report, Party A shall provide relevant material before the 28th day of each month。(2) Each 3 month report, Party A shall provide relevant document before the 28th day every 3 month。(3) Each 6 month report, Party A shall provide relevant document before the 28th day every 6 month Attorney fee, % of total loan amount, for Party B achieves editor’s right should be paid by Party A.. The contract has ___copies, one for each party, one for _____, and one for _____.Party A:Borrower (signature): (signed and fingerprinted)Party B (Official seal/Contract Special Seal): Special seal for Contract of Personal Loan of China CITIC Branch (sealed)Principal of Party B/Entrusted Agent (signature or seal): (sealed with personal seal)Mortgager (signature): (signed and fingerprinted)Appendix 1 to the contractCollateral ListMortgaged House: Unit: m2, RMB YuanMortgager Certificate and number Mobile PhoneAddress of mortgaged house Construction AreaOriginal ValueAssessed ValueCode of property ownership certificate / Mortgager (signature): (signed and fingerprinted)Party B (Official Seal/Special Contract Seal): Special seal for contract of Personal Loan of China CITIC Bank Branch (sealed)Party B’s principal/Entrusted Agent (signature or seal): (sealed with personal seal)Appendix 2 to the contractPledge Goods ListN/AAppendix 3 to the contractPower of Attorney/Application of PaymentN/AAppendix 4 to the contractSelfpayment Application…We confirm,(1) Statement and guaranty made by me in loan contract is true and accurate on the application letter date.(2) There is no item or potential item which breaches the agreements in loan contract.Borrower of Personal Loan Contract (signature): (signed and fingerprinted)