【導(dǎo)讀】安裝工程一切險條款。因本保險單除外責(zé)任以外的任何自然災(zāi)害或意外事故造成的物質(zhì)損壞或滅失（以下簡稱“損。司在本保險單項下承擔(dān)的對物質(zhì)損失的最高賠償責(zé)任不得超過本保險單明細表中列明的總。事件，包括火災(zāi)和爆炸。鄰近區(qū)域的第三者人身傷亡、疾病或財產(chǎn)損失，依法應(yīng)由被保險人承擔(dān)的經(jīng)濟賠償責(zé)任，本。否則，針對以上各條，本公司將視為保險金額不足，一旦發(fā)生本保險責(zé)任范圍內(nèi)的損失。以賠償，但本項費用以保險財產(chǎn)的保險金額。（三）本公司賠償損失后，由本公司出具批單將保險金額從損失發(fā)生之日起相應(yīng)減少，并且不退還保險金額減少部分的保險費。如被保險人要求恢復(fù)至原保險金額，應(yīng)按約定的保

　　

【正文】 ravation of the loss or damage and minimize it to least extent。 Preserve the spot affected and defective parts before an inspection is carried out by a representative or surveyor from the Company。 Inform the Public Security Bureau immediately in case of loss or damage due to theft or burglary or malicious acts。 Immediately give notice to the Company in writing whenever having knowledge of any impending prosecution in connection with any accident for which there may be liability under this Policy, and forward to the Company every letter writ, summons or process or other court documents on receipt thereof。 furnish all such information and documentary evidence as the Company may require for supporting the claim. 5. If discovery of a defect in any property insured shall indicate or suggest that similar defect exists in other property insured, the Insured shall, at his own expenses, investigate and rectify forthwith the defect in such other property. Otherwise, all loss or damage arising out of the said defect shall be borne by the Insured. Ⅷ . GENERAL CONDITIONS 1. Policy Effect The due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or plied with by the Insured shall be a condition precedent to any liability of the Company under this Policy. 2. Policy Voidance This Policy shall be voidable in the event of misrepresentation, misdescription or nondisclosure made by the Insured or his representative in any material particular in respect of this insurance. 3. Policy Termination Unless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if: the insurable interest of the Insured is lost。 the risk of loss or damage is increased. After termination of the Policy, the premium shall be refunded to the Insured calculated on pro rata daily basis for the period the date of termination to the date of expiry. 4. Forfeit of Benefit If the claim is in any respect fraudulent, or if any fraudulent means or devices are used by the Insured or his representative to obtain any benefit under this Policy or if any loss or damage is occasioned by the intentional act or in the connivance of the Insured or his representative, then in any of these cases, all the rights and benefits of the Insured under this Policy shall be forfeited, and all consequent losses arising therefrom including the amount of claim paid by the Company shall be indemnified by the Insured. 5. Reasonable Inspection The representative of the Company shall at any suitable time be entitled to attend the site and inspect or examine the risk exposure of the property insured. For this purpose, the Insured shall provide full assistance and all details and information required by the Company as may be necessary for the assessment of the risk. The above mentioned inspection or examination shall in no circumstances be held as any admission to the Insured by the Company. 6. Average If, in the event of loss or damage recoverable under the Section I, it is found that the sums insured in respect of each item insured or total items are less than the amounts required to be insured （ see Sum Insured of Article Ⅳ） , then the difference shall be regarded as selfinsurance by the Insured and the Company shall only be liable to pay such proportion of the claim as the sum insured of the damaged item bears to the amount required to be insured. 7. Double Insurance Should any loss, damage, expenses or liability recoverable under the Policy be also covered by any other insurance, the Company shall only be liable to pay or contribute his proportion of the claim irrespective as to whether the other insurance is arranged by the Insured or others on his behalf, or whether any indemnification is obtainable under such other insurance. 8. Subrogation Where a third party shall be held responsible for the loss or damage covered under this Policy, the Insured shall, whether being indemnified by the Company or not, take all necessary measures to enforce or reserve the right of recovery against such third party, and upon being indemnified by the Company, subrogate to the Company all the right of recovery, transfer all necessary documents to and assist the Company in pursuing recovery from the responsible party. 9. Dispute All disputes under this insurance arising between the Insured and the Company shall be settled through friendly negotiations. Where the two parties fail to reach an agreement after negotiations, such dispute shall be submitted to arbitration or to court for legal actions. Unless otherwise agreed, such arbitration or legal action shall be carried out in place where the defendant is domiciled. Ⅸ . SPECIAL PROVISIONS The following provisions shall be applied to all parts of this Policy and shall override the other terms and conditions of this Policy if any conflict arises.