中信銀行個(gè)人購(gòu)房借款合同-資料下載頁(yè)
2024-09-07 09:12本頁(yè)面
【導(dǎo)讀】同第條約定的房屋。市場(chǎng)、期貨市場(chǎng)和用于股本權(quán)益性投資，的，不得將固定利率變更為浮動(dòng)利率，合同第208條的約定向乙方支付違約金。是以下條件得到全部滿足。乙方認(rèn)為必要的其他條件。方式，乙方在經(jīng)審查同意發(fā)放貸款后，放日，乙方自此日起開(kāi)始計(jì)收利息。甲方慶根據(jù)乙方有關(guān)貸款規(guī)定，期限內(nèi)每月以相等的額度還貸款本息，還款賬戶被有權(quán)機(jī)關(guān)凍結(jié)時(shí)，甲方。對(duì)逾期或未按合同約定用途使用貸。直至清償本息為止。對(duì)不能按時(shí)支付的。利息，按罰息利率計(jì)收復(fù)利。賬戶中劃收到期應(yīng)付款項(xiàng)。有拖欠貸款率息及已還清當(dāng)期本息后，日前已計(jì)收的利息不作調(diào)整。對(duì)甲方取得該房屋的所有權(quán)并辦。性連帶責(zé)任保證。違約金、賠償金、補(bǔ)償金。拍賣費(fèi)、訴訟費(fèi)、保全費(fèi)、差旅費(fèi)等）。理抵押物的登記手續(xù)。清償或提前清償本合同項(xiàng)下的債務(wù)；未受完全清償?shù)摹?
【正文】 trustment of party a, party b shall deliver the loan fund that party a applies to pay to the account of party a’ s trading object listed by party a in payment authorization/application(suitable for the condition of bank entrusted payment). selfpayment method by party a upon application by party a, party b shall agree to adopt selfpayment method is involved in one of the following situations: (1) party a cannot confirm detailed transaction object in advance and the amount is less than rmb three hundred thousand yuan。 (2) the transaction object of party b cannot valid use noncash method for settlement。 (3) loan fund used for production and operation and amount is less than rmb five hundred thousand yuan。 (4) other situation regulated by law and regulation. if selfpayment method is adopted, party a shall fill appendix four: selfpayment application with detailed application reason. upon checked and approved by party b, party a can use selfpayment method to pay for loan fund. article 6 repayment of the loan party a, based on relevant regulations of party b, shall select ways of loan repayment under article . the party a shall pay off the principal, interest and other items in full prior to the stipulated due repayment day under this contract (details under article ), by depositing one of any repayment account opened by party b (account name and account no. are given in article ), and irrevocably authorizes party b to draw the funds receivable directly from the account above on the due repayment day. article 7 repayment in advance if party a is able to pay off the loan ahead of time, it shall submit to party b the irrevocable loan repayment application and repayment plan. after checking and confirming that party a has no delay of loan principal and interest and has paid off the current interest, party b will approve the repayment ahead application, then party a can repay the loan in advance. the interest repayable before repaymentinadvance day shall not be adjusted. for repayment in advance, party b can charge penalty to party a under refer to term of this contract for details. with party b’ s agreement, party a executes according to the convention of repayment in advance if party a automatically repay in advance. refer to term of this contract for details. article 8 guarantee of loan the guarantee type for the loan is specified in article . scope of guarantee expenses arising from realization of liability and guarantee right(including, but not limited to attorneys fees, assessment fee, auction fee, law suit fee, allrisk fee, travel expense etc.). mortgage guarantee the mortgager voluntarily mortgages the property (guaranty for short in the afterward contents) in guaranty list the attachment a of this contract, and agrees to be restricted by this contract. the coowner of the mortgaged property under this contract agrees to mortgage the property and be restricted by this contract. party b can exercise the mortgage right in case one of following situations happens: (1) party a fails to repay the due loan payable and/or other items payable based on this contract。 (2) party breaches the contract, party b claims to take back the loan in advance,
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