【文章內(nèi)容簡介】 erequisite condition If any of the following circumstances is not met, the lender will have the right to not provide the loan under the present contract: (1) The guarantor has the necessary qualification for the guarantee of the present contract and / or has obtained lawful and effective authorization. (2) The borrower and the guarantor have provided true, plete and effective files, materials and receipts and pleted the relevant procedures according to the requirements of the lender. (3) The borrower has truly stated its loan purpose and provided relevant certificates and materials according to the regulations of the lender on payment management. (4) If the loan under the present contract has any mortgage, pledge or guarantee, relevant legal procedures for registration, delivery, insurance and etc. have been pleted, and the said security interest and insurance keep effective. (5) No major adverse circumstance which affects the loan security occurs to the borrower, the guarantor and the guarantee object. (6) Other conditions agreed by the borrower and the lender. If the borrower fails to implement the conditions stipulated in Article within 6 months since the signature date of the present contract, the lender will have the right to take one or several of the following measures: adjust and reduce or cancel the loan limit under the present contract, reexamine and reapprove the loan limit under the present contract according to the internal regulations, cancel the present contract, and so on. Article 4 Loan withdrawal Entrustment payment Entrustment payment means that the lender pays the loan amount to the borrower’s transaction object which is in conformity with the purpose agreed in the contract according to the withdrawal application and payment entrustment. The borrower shall fill in the Application Form for Use the Loan under the Personal Loan Contract of Maximum Guarantee, which shall be examined and approved by the lender, and the lender irrevocably applies to and entrusts the lender to directly transfer the loan to the account of the borrower’s transaction object. The borrower promises that: if the lender has transferred the loan amount as agreed, it will be deem that the lender has released the loan to borrower as agreed and the borrower has received the loan amount. The borrower understands and voluntarily bears all the risks related with this article. The borrower shall be responsible for the authenticity, correctness and pleteness of the payment information. If the borrower’s payment application has any inconsistence with the contract, or any inplete or untrue transaction data, and etc., then the lender may refuse to release and pay the corresponding loan。 the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If error loan payment, unsuccessful loan payment, or overdue loan payment is caused due to incorrectness, inpleteness or delay of the payment information provided by the borrower, the lender will not bear any liability for the default of the borrower caused thereby to the transaction object or any other loss occurred thereby. If entrustment payment is adopted, the borrower will have the right to restrict the noncounter payment and universal withdrawal function of the borrower, such as inter banking, telephone banking, and etc. Autonomous payment Autonomous payment means that the lender releases the loan amount to the settlement account stipulated in Article , which will be paid independently by the borrower to its transaction object which meets the agreed purpose. See Article for the applicable circumstances and limit of autonomous payment. For the matters not covered in Article , the relevant national laws, rules and regulations as well as the relevant management regulations of Agricultural Bank of China shall prevail. In case of adoption of autonomous payment, the borrower shall retain the purpose certificate materials, inform the capital payment information as required by the borrower, and provide the loan capital use record as well as the business contracts, invoices and other vouchers and materials corresponding to the capital use in a timely manner as required by the lender. The lender may check whether the loan payment meets the agreed purpose by means of account analysis, voucher examination, onsite inspection and etc. The borrower may file a loan application by means of selfservice or nonselfservice. Selfservice method The selfservice method means that the borrower takes its own bank card (see Article for the card No.) as the settlement tool for loan withdrawal and repayment, to process the loan release and repayment business in a selfservice method through the selfservice channels provided by the lender within the maximum selfservice limit and the validity term of the loan limit. See Article for the selfservice channels that can be provided by the lender when the contract is signed by the both parties. After signature of the contract, the increase or decrease of the selfservice channels is subject to the notice or announcement of the lender. The selfservice terminal, telephone banking and inter banking cannot be opened until the borrower files an application and the application is approved by the lender for signature. Purpose of the selfservice loan For the loan types and purposes of the borrower under the present contract, please see Article 20. The borrower promises to truly select within the purpose stipulated in the present contract at the time of making loans by selfservice channels. The basis for the generation and elimination of the debit and credit relationships is the relevant records generated by the lender business system. The amount, period, performance interest rate of the bus