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香港匯豐銀行一般保險(xiǎn)條款、聲明、細(xì)則(編輯修改稿)

2025-05-05 07:57 本頁(yè)面
 

【文章內(nèi)容簡(jiǎn)介】 r FirstCare, you shall be deemed to have read, understood and agreed to the Personal Information Collection Statement and Privacy and Security Statement. If you have not read these Statements, please do so by clicking Personal Information Collection Statement and Privacy and Security Statement. 7.Outpatient BenefitIf you have selected the optional outpatient benefit, the valid FirstCare Card must be presented on registration at the network clinic in order to receive the outpatient benefit.Please refer to the Policy Wording for full policy terms and conditions. For further information, please call Insurance Service Hotline on (852) 2867 8678.「摯關(guān)懷醫(yī)療計(jì)劃」「摯關(guān)懷醫(yī)療計(jì)劃」條款及細(xì)則 1.投保資格下列申請(qǐng)人的家屬,有資格受保此計(jì)劃: 75歲以下的合法配偶 (若投保公司增值計(jì)劃或門診保障則為65歲以下) 所有未婚并受供養(yǎng)的合法子女,包括繼子女和合法領(lǐng)養(yǎng)的子女,唯年齡須介乎15天至17歲(包括首尾年齡)或23歲以下而在學(xué)校、學(xué)院或大學(xué)就讀的全日制學(xué)生。 2.保費(fèi)繳付方法保費(fèi)須直接在指定的信用卡戶口內(nèi)扣除。 3.續(xù)保安排 「續(xù)保通知書」會(huì)于您的「摯關(guān)懷醫(yī)療計(jì)劃」保單到期日之前45天內(nèi)寄往最后所知的通訊地址。隨后應(yīng)繳付的每年保費(fèi)會(huì)根據(jù)您投保時(shí)所指定的信用卡戶口內(nèi)扣除。當(dāng)收到續(xù)保保費(fèi)后,我們會(huì)發(fā)出新的醫(yī)療卡及保障項(xiàng)目表。 本保單將自動(dòng)及保證可終身續(xù)保。續(xù)保保費(fèi)及條款可能與到期之保單不同及會(huì)由安盛保險(xiǎn)有限公司全權(quán)厘定。 4.更改投保計(jì)劃在保單承保期內(nèi),不能更改保障計(jì)劃。您可于續(xù)保時(shí)更改保障計(jì)劃,但必須于保單到期日前1個(gè)月遞交有關(guān)申請(qǐng)。有關(guān)更改將于批核后才開始生效。5.保費(fèi)退還申請(qǐng)人須預(yù)繳全年保費(fèi),而有關(guān)保費(fèi)的退回安排,將依據(jù)保單退還保費(fèi)條款而定。除非申請(qǐng)人于接獲保單后15天內(nèi)要求取消該保單。6.私隱與保安聲明您在網(wǎng)上申請(qǐng)「摯關(guān)懷醫(yī)療計(jì)劃」時(shí),將被視為已閱讀、明白及同意所列之「收集個(gè)人資料聲明」及「私隱與保安聲明」。倘若您尚未閱讀該聲明,請(qǐng)按「收集個(gè)人資料聲明」及「私隱與保安聲明」。 7.門診保障若您己揀選門診保障于網(wǎng)絡(luò)醫(yī)生求診時(shí)必需出示有效摯關(guān)懷醫(yī)療卡,否則有關(guān)門診保障將不獲賠償。有關(guān)條款及細(xì)則的詳情,請(qǐng)參閱保單。查詢?cè)斍?,?qǐng)致電保險(xiǎn)服務(wù)熱線(852) 2867 8678。Golfer39。s Insurance PackageDeclaration for Golfer39。s Insurance Package1.I (Insured)/We (Insured and insured39。s spouse) have read and understood the Personal Information Collection Statement.2.I/We understand that this application will form the basis of my/our contract with AXA General Insurance Hong Kong Limited.3.I/We hereby apply for Golfer39。s Insurance Package within the Hong Kong Special Administrative Region and declare that the statements made in or in connection with this application are true and plete and that I/we have not withheld any material facts which are likely to affect acceptance or assessment of the insurance cover requested. I/We understand that in case of doubt as to whether AXA General Insurance Hong Kong Limited should be informed of certain facts, I/we should call Insurance Service Hotline on (852) 2867 8678. Failure to disclose any material facts referred to above may mean that the Policy will not provide the Insured Person(s) with the required coverage, or may invalidate the Policy altogether. I/We further declare that(i)I am /We are both aged between 18 to 65.(ii)I am/We are amateur golfer(s).(iii)I am/We are residents of the Hong Kong Special Administrative Region.(iv)I/We have never had any of my/our applications for personal insurance rejected or have had any of such insurance policies cancelled by any insurance panies.(v)I/We have never made any claim relating to golfer39。s equipment, personal effects, holein one expenses, personal liability or personal accident under any insurance in the last 3 years.4.I/We understand and agree that no refund of premium will be made once the insurance is effected.5.I/We understand that AXA General Insurance Hong Kong Limited will send an invitation to renew to us regarding renewal of the Policy in the future and my/our application for renewal of the Policy is subject to the approval of AXA General Insurance Hong Kong Limited.6.I/We have read and understand the Terms and Conditions and the Policy Wording of this Golfer39。s Insurance Package and agree to be bound by the same.Terms and Conditions for Golfer39。s Insurance Package 1.Customers should refer to the Terms and Conditions set out below and the Policy Wording of this Golfer39。s Insurance Package.2.Golfer39。s Insurance Package is specially designed for individuals or couples who are amateur golfers.3.Golfer39。s Insurance Package is only available to individuals or couples who are Hong Kong Special Administrative Region residents.4.Eligibility (age limits) 18 to 65 years of age5.Insurance Coverage (i)Golf Equipment (ii)Personal Effects(iii)Holeinone Expenses(iv)Personal Liability(v)Personal Accident6.Premium Payment Method Premium can only be paid by direct debit to designated credit card account of the Insured.7.Exclusions Please refer to the Policy Wording for details.8.Renewal Agreement Renewal letter will be sent to your last known correspondence address about 45 days prior to your policy39。s premium due date. The policy will be automatically renewed for another year on successfully debiting the annual premium from your designated direct debit account.9.Privacy and Security StatementOnce you submit an online application for this Golfer39。s Insurance Package, you will be deemed to have read, understood and agreed to the Privacy and Security Statement which can be obtained by clicking here.10.Governing Version The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English version and the Chinese version.Please refer to the Policy Wording for detailed terms and conditions. To obtain further information or make a claim, please call Insurance Service Hotline on (852) 2867 8678.「高爾夫球保障計(jì)劃」「高爾夫球保障計(jì)劃」聲明1.本人(投保人)/我們(投保人及受保配偶)已參閱及明白收集個(gè)人資料聲明的內(nèi)容。2.本人/我們明白此申請(qǐng)書為本人/我們與安盛保險(xiǎn)有限公司所簽署合約之依據(jù)。3.本人/我們于香港特別行政區(qū)境內(nèi)申請(qǐng)「高爾夫球保障計(jì)劃」并聲明,本申請(qǐng)書內(nèi)及有關(guān)本申請(qǐng)所作之陳述均屬真確完整,本人/我們并無(wú)隱瞞任何可能影響接受或評(píng)估此投保申請(qǐng)之重要事實(shí)。本人/我們明白如對(duì)應(yīng)否通知安盛保險(xiǎn)有限公司有關(guān)若干事實(shí)存有疑問(wèn),應(yīng)致電保險(xiǎn)服務(wù)熱線(852) 2867 8678 查詢。若投保人(等)未能披露上述之任何重要事實(shí),則投保人(等)將不能獲得保單所列保障,或其保單全面作廢。本人/我們亦聲明: (i)本人/我們的年齡均為1865歲。(ii)本人/我們乃業(yè)余高爾夫球員。(iii)本人/我們均為香港特別行政區(qū)居民。(iv)本人/我們從未被拒絕申請(qǐng)個(gè)人保險(xiǎn)或被保險(xiǎn)公司取消有關(guān)保單。(v)本人/我們于過(guò)去3年,從未就高爾夫球裝備、個(gè)人財(cái)物、一桿入洞開支、個(gè)人責(zé)任及個(gè)人意外提出索償。4.本人/我們明白及同意于保障生效后,保費(fèi)概不獲退回。5.本人/我們明白安盛保險(xiǎn)有限公司日后將會(huì)向本人/我們發(fā)出續(xù)保通知,而本人/我們的續(xù)保申請(qǐng)須以安盛保險(xiǎn)有限公司最后批核為準(zhǔn)。6.本人/我們已參閱及明白「高爾夫球保障計(jì)劃」之條款及規(guī)定以及保單之內(nèi)容,并同意受其約束。 「高爾夫球保障計(jì)劃」條款及細(xì)則 1.申請(qǐng)人應(yīng)參閱下列之條款及規(guī)定以及「高爾夫球保障計(jì)劃」保單之內(nèi)容。2.「高爾夫球保障計(jì)劃」乃特別為業(yè)余的高爾夫球員個(gè)人或夫婦而設(shè)。3.「高爾夫球保障計(jì)劃」只適用于身為香港特別行
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