【正文】 rpose of these rules: ?Advising bank means the bank that advises the credit at the request of the issuing bank. ?Applicant means the party on whose request the credit is issued. ?Banking day means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed. ?Beneficiary means the party in whose favour a credit is issued. L o g o Company Logo ?Complying presentation means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice. ?Confirmation means a definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a plying presentation. L o g o Company Logo ?Confirming bank means the bank that adds its confirmation to a credit upon the issuing bank’s authorization or request. ?Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a plying presentation. L o g o Company Logo ?Honour means: ? pay at sight if the credit is available by sight payment. ? incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment. ? accept a bill of exchange (“draft”) drawn by the beneficiary and pay at maturity if the credit is available by acceptance. ? hono(u)r 《 英漢簡明辭典 》 – , 敬意 , 榮譽(yù) , 光榮 , 給以榮譽(yù) ? 《 現(xiàn)代英漢綜合大辭典 》 ...以光榮 。 在 “統(tǒng)一慣例”誕生以前，跟單信用證業(yè)務(wù)曾遇到一些困難。 ? ISP98 ? 《 國際備用信用證慣例 》 （ International Standby Practices，簡稱ISP98）， 1999年 1月 1日，國際商會的第 590號出版物，作為專門適用于備用信用證的權(quán)威國際慣例，正式生效實(shí)施。有關(guān)跟單信用證的訴訟案激增也引起了人們極大的關(guān)注。直到其接到單據(jù)以后的第 5天開證行才來電拒付 :裝箱單中對貨物數(shù)量的描述與發(fā)票不符 ,銀行拒付 ,單據(jù)聽候處理。如果受益人提交的單據(jù)為 USD50,，沒有聲明是否接受修改。這對于制單、審單工作是有益的。以非信用證所要求的方式寄送單據(jù)的風(fēng)險有被指定銀行承擔(dān)，而不是受益人承擔(dān)。由于貨物市場行情變化很快 ,交單后的前兩天貨物市場價格均維持在每公噸 300美元的水平 ,未來還有降價的趨勢。 ?“統(tǒng)一慣例 ” 已經(jīng)為許多國家法庭所接受作為處理跟單信用證糾紛的判案依據(jù)。 ? ISBP681 ? 《 審核跟單信用證項下單據(jù)的國際標(biāo)準(zhǔn)銀行實(shí)務(wù) 》 (International Standard Banking Practice簡稱 ISBP)最新版是 ISBP681。 《 UCP》 對于銀行國際結(jié)算業(yè)務(wù)和國際貿(mào)易業(yè)務(wù)，是一份重要的指導(dǎo)性慣例文獻(xiàn)。 賜給 尊敬 。二是決定接受或拒收單據(jù)并通知交單人或者受益人 (在發(fā)出拒付通知前銀行可以自行決定是否聯(lián)系申請人放棄不符點(diǎn)接受單據(jù) )。如信用證對此未作規(guī)定， 只要所提交單據(jù)的內(nèi)容與提交的其它規(guī)定單據(jù)不矛盾，銀行將接受此類單據(jù)。 L o g o Company Logo UCP600與 UCP500的比較分析 ? 拒付電增加了 “ 持單至申請人放棄不付點(diǎn) ” 的選擇 ?the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept it, or receives further instructions from the presenter prior to agreeing to accept a waiver () L o g o Company Logo UCP600與 UCP500的比較分析 ?增加了 “ 第二通知行 ” （ second advising bank） ?《 UCP600》 對跟單信用證業(yè)務(wù)項下費(fèi)用的負(fù)擔(dān)表了態(tài) ,認(rèn)為 :銀行指示其他銀行提供服務(wù)，理應(yīng)負(fù)擔(dān)該行的有關(guān)費(fèi)用 。該筆交易我方共計損失 6萬多美元。 Nominated bank means the bank authorized in the credit to honour or negotiate or, in the case of a freely available credit, any bank. (UCP Draft June) 187。 L o g o Company Logo 跟單信用證統(tǒng)一慣例（ UCP600） ?《 UCP》 是 “ Uniform Customs and Practice for Documentary Credits”的縮寫。國際商會 1996年 7月 1日制定出版并生效 ， 銀行間相互償付是信用證業(yè)務(wù)流程中一項必不可少的環(huán)節(jié)。 ?IN THE EVENT THAT THE DOCUMENTS PRESENTED WITH DISCREPANCY, A DISCREPANT FEE OF OR EQUIVALENT WILL BEN DEDUCTED FROM THE PROCEEDS L o g o Company Logo UCP600產(chǎn)生的背景及過程 ?UCP600修訂的過程 ? FIRST STEPREVISION PROCESS： ? 全面回顧 UCP500實(shí)施以來 ICC發(fā)布的各類出版物、意見書及決定，吸收其中的合理條款。銀行拒付當(dāng)天貨物的市場行情降至每公噸 290美元。 L o g o Company Logo ?議付定義的演變 ? UCP500： Negotiation means the giving of value for Draft(s) and/or document(s) by the bank authorized to negotiate. Mere examination of the documents without giving of value does not constitute a negotiation. ? UCP600： Negotiation means the purchase by the nominated bank of drafts (drawn on a bank o