【正文】
ng banks have been listed on the stock market and attracted overseas strategic investors in succession after 2021. By September 30, 2021, ICBC, CCB and BOC ranked, respectively, the world39。s biggest lender by market value, will acquire a 20percent stake in South Africa39。s undoubtedly an effective way to lower risks. Bigger and stronger The twoway opening up of China39。s bullish stock markets and excess foreign exchange reserves. By the end of the third quarter this year, China39。s Overseas Branch Department, pointed out. But for China39。s first overseas acquisition. China Development Bank (CDB) JulyAugust 2021: The CDB signed a purchase agreement and a cooperation memorandum with Barclays Bank of England on July 23, and paid $3 billion for a stake in Barclays39。 這是北京第一次收購海外中型銀行,以及中資銀行首次對一家美國銀行 進(jìn)行 收購。 中國銀行業(yè)已煥然一新的原因是,實(shí)際上在過去數(shù)年所有主要 的 國有商業(yè)銀行已盡力擺脫自己的歷史包袱,降低不良貸款率和準(zhǔn)備通過股份制改革上市。 作為解決方案,政府已成立了中國投資公司以吸收過剩的流動資金,同時適度增加釋放的流動性和合格境內(nèi)機(jī)構(gòu)投資者( QDII)配額,以鼓勵中國的資本流出。 ” 新興市場是許多中資銀行的收購目標(biāo)。 例如,中國開發(fā)銀行和中國國家外匯投資公司正分別在英國巴克萊銀行和美國黑石集團(tuán) 的 海外投資 中 遭受慘重?fù)p失。 “ 一些西方國家,恐懼中國經(jīng)濟(jì)的快速發(fā)展和全球化的進(jìn)展,將鞏固其政治意圖和煽動民族主義。 中國建設(shè)銀行( CCB) 2021 年 8 月:建行同意 以 12 億美元收購美國銀行的港澳業(yè)務(wù)。 **海外收購中資銀行 ** 中國工商銀行( ICBC) 2021 年 10 月:工行宣布將 以 55 億美元收購南 非標(biāo)準(zhǔn)銀行百分之二十的股份 ,成為其最大股東。 目前, 通過兼并和收購等領(lǐng)域中, “ 中國溢價 ” 是 較 普遍。 這些地區(qū)將 為中資銀行 提供業(yè)務(wù)擴(kuò)展和 業(yè)績 顯著增長的機(jī)會。 “ 世界十大市值銀行去年全年通過了更大的合并和收購活動。 “ 這是中資銀行推行海外擴(kuò)張 的 適當(dāng)時機(jī) ” 羅之珩說,中銀國際有限公司總經(jīng)理說: “ 人民幣升值,國內(nèi)流動性過剩的巨大壓力需要通過海外投 資緩解,而且,這將是中 資 銀行, 在 中國的看漲股市 和 超額外匯儲備 的不利 背景下購買國際金融資產(chǎn)良好 商討條件 。 “ 但是,面臨敏銳的外資銀行關(guān)于確保在中 國 市場上取得更大的 份額 ,中資銀行必須通過海外投資得到加強(qiáng),并且它 將 無疑是一個有效的方法來降低風(fēng)險。 與 數(shù)個月前中資銀行在澳門購買了 小印尼哈利姆銀行和澳門誠 興銀行不同的是,南非標(biāo)準(zhǔn)銀行是一個真正的大型國際銀行。s rapid economic growth and globalization progress, will consolidate their political intentions and foment nationalist agitations in its people. Highquality services are the only key for Chinese banks to tackle overseas markets, according to Guo. The biggest risk rests with whether they can adapt their management style to the needs of overseas operations, said Guo. Guo also pointed out that China39。s market share, said Xia. An impressive size endows a bank with a petitive edge, and acquisition also helps a bank to save resources, optimize resource allocation, increase its market shares, lower its operational costs and augment its profits. Burgeoning markets are the targets of acquisition for many Chinese banks. ICBC will particularly keep an eye on the emerging markets because of the high growth and development potential there, said Jiang Jianqing, ICBC39。s banking industry in recent years, said Peng. China39。s banks are launching overseas expansion projects while multinational banks vie to start operations in China By TAN WEI The Industrial and Commercial Bank of