【正文】 ...................................................99（三）企業(yè)服務(wù)策略分析及預(yù)測(cè) .........................................................................................100（四）企業(yè)發(fā)展策略分析及預(yù)測(cè) .........................................................................................100第三節(jié) 上海大眾汽車企業(yè)分析 ..........................................................................................................102一、企業(yè)概況 ...................................................................................................................................102二、企業(yè)經(jīng)營(yíng)狀況 ...........................................................................................................................104三、企業(yè)經(jīng)營(yíng)策略分析及預(yù)測(cè) .......................................................................................................106（一）企業(yè)研發(fā)及技術(shù)策略分析及預(yù)測(cè) .............................................................................106（二）企業(yè)銷售策略分析及預(yù)測(cè) .........................................................................................106（三）企業(yè)服務(wù)策略分析及預(yù)測(cè) .........................................................................................107（四）企業(yè)發(fā)展策略分析及預(yù)測(cè) .........................................................................................107第三部分 轎車行業(yè)風(fēng)險(xiǎn)評(píng)價(jià)及信貸建議.............................................................................109第七章 2022年轎車行業(yè)風(fēng)險(xiǎn)評(píng)價(jià).........................................................................................110一、宏觀經(jīng)濟(jì)風(fēng)險(xiǎn)評(píng)價(jià) ...................................................................................................................110（一）轎車行業(yè)與宏觀經(jīng)濟(jì)波動(dòng)的周期分析 .....................................................................110（二）轎車市場(chǎng)波動(dòng)規(guī)律分析 .............................................................................................112（三）2022年轎車宏觀經(jīng)濟(jì)風(fēng)險(xiǎn)分析 .................................................................................113二、環(huán)保節(jié)能風(fēng)險(xiǎn)評(píng)價(jià) ...................................................................................................................113三、技術(shù)風(fēng)險(xiǎn)評(píng)價(jià) ...........................................................................................................................114四、貿(mào)易風(fēng)險(xiǎn)評(píng)價(jià) ...........................................................................................................................115五、信貸政策風(fēng)險(xiǎn)評(píng)價(jià) ...................................................................................................................116六、燃油政策政策風(fēng)險(xiǎn)評(píng)價(jià) ...........................................................................................................117七、關(guān)聯(lián)行業(yè)變化風(fēng)險(xiǎn)評(píng)價(jià) ...........................................................................................................118（一）原材料價(jià)格變化風(fēng)險(xiǎn)評(píng)價(jià) .........................................................................................118（二）零部件行業(yè)風(fēng)險(xiǎn)評(píng)價(jià) .................................................................................................118（三）油價(jià)變化風(fēng)險(xiǎn) .............................................................................................................119八、市場(chǎng)供需矛盾風(fēng)險(xiǎn)評(píng)價(jià) ...........................................................................................................119九、行業(yè)競(jìng)爭(zhēng)風(fēng)險(xiǎn)評(píng)價(jià) ...................................................................................................................120十、行業(yè)風(fēng)險(xiǎn)綜合評(píng)價(jià) ...................................................................................................................121第八章 2022年轎車行業(yè)信貸建議.........................................................................................122一、汽車行業(yè)總體授信策略建議 ...................................................................................................122（一）授信額度的控制 .........................................................................................................122（二）授信期限的控制 .........................................................................................................122優(yōu)化客戶結(jié)構(gòu) ...................................................................................................................123區(qū)域授信政策 ...................................................................................................................123二、轎車行業(yè)授信投向建議 ...........................................................................................................123（一）微型及經(jīng)濟(jì)型轎車為授信重點(diǎn) .................................................................................123（二）中高級(jí)及以上轎車給予長(zhǎng)期授信支持 .....................................................................124（三）利潤(rùn)向服務(wù)業(yè)轉(zhuǎn)移 .....................................................................................................124三、汽車行業(yè)授信標(biāo)準(zhǔn)建議 ...........................................................................................................124四、汽車消費(fèi)信貸建議 ...................................................................................................................125五、汽車行業(yè)授信風(fēng)險(xiǎn)控制策略建議 ...........................................................................................125六、其他建議 ...................................................................................................................................127附 表表1 汽車消費(fèi)稅變化 ..............................................................................................................................16表2 近年來(lái)高速公路、公路、GDP增長(zhǎng)速度比較 ................................................................................24表3 生產(chǎn)企業(yè)產(chǎn)能利用率 ......................................................................................................................40表4 2022年轎車進(jìn)出口狀況 ..................................................................................................................45表5 2022年轎車進(jìn)口結(jié)構(gòu) ......................................................................................................................46表6 2022年轎車出口結(jié)構(gòu) ......................................................................................................................47表7 2022年轎車地區(qū)進(jìn)出口狀況 .....................................................................................................