【正文】 or your larger purchases是目的狀語(yǔ)，意思是支付大件商品款　　pay (for)付（款）；支付　　例：He paid ￡5 for the book.　　他買(mǎi)這本書(shū)花了五英鎊?！　?2)a permanent address永久居住的地址　　(3) a permanent resident永久居住的居民　　Whenever checks were received for payment, the bank would file them by number in your folder and pare the signatures with the one on your card. 當(dāng)銀行收到你的支票要求付款時(shí)，它將按賬號(hào)存放在你的賬夾內(nèi)，并將簽字與你預(yù)留印鑒卡上的簽字核對(duì)。　　(1)在國(guó)外，到銀行開(kāi)戶(hù)，從某種程度上講比找工作還要難。 把...歸檔　Phrases and Expressions as well go through permanent resident foreign student adviser in order to… individual folderpare…with…　短語(yǔ)與詞組 同，也履行，完成永久居住的居民外國(guó)留學(xué)生的導(dǎo)師為了要…，以便… 個(gè)人賬戶(hù)的賬夾與…比較　　　Notes　　You would find it safer and more convenient to put your money in a bank and write out checks to pay for your larger ，用支票購(gòu)買(mǎi)大件商品更方便。 變化, 不同供應(yīng), , 持久的居民。　　(3)write it on your checks在支票上簽字　　it意思是name　　 check must be endorsed before it can be cashed. 支票在兌現(xiàn)之前必須先背書(shū)。　　(1)make a payment付款　　make a payment on a check兌付支票　　(2)cancel a check注銷(xiāo)支票　　 you have a checking account, the bank sends you your canceled checks along with your monthly ，銀行每月把你的付訖支票連同月度清單送給你。s business　　購(gòu)買(mǎi)他叔父的企業(yè)　　(4)individual single human being considered apart from a society or munity:個(gè)體：被認(rèn)為是社會(huì)或群體對(duì)立面的單個(gè)的人　　例：the rights of the individual.　　個(gè)體的權(quán)力　　 is obvious that banks are playing a very important part in the plex business affairs of our modern world. 很明顯，在經(jīng)濟(jì)事務(wù)繁雜的現(xiàn)代社會(huì)中，銀行正發(fā)揮著越來(lái)越重要的作用。其中的短語(yǔ)是make charges on…　　 get a credit card, you must fill out a form that requires you to tell about your salary and other ，需要填寫(xiě)一張表格，寫(xiě)明你的薪金和其他收入。　　(1)此句是使用形容詞比較級(jí)的一種句型結(jié)構(gòu)the more…the more,意為越…越…　　例:The more,the better.　　越多越好?！　?1)who…and who…引導(dǎo)定語(yǔ)從句　　(2)pay it into their own bank accounts存入他們自己的銀行賬戶(hù)　　 reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. 為了增補(bǔ)現(xiàn)金儲(chǔ)備，銀行以資產(chǎn)的形式保存另外很大一部分資金；這些資產(chǎn)可以迅速轉(zhuǎn)變成現(xiàn)金，沒(méi)有什么損失風(fēng)險(xiǎn)。用于引導(dǎo)一個(gè)獨(dú)立的從句　　例：would have resisted but that they lacked courage.　　如果不是缺乏勇氣她們會(huì)抵抗的　　(3)動(dòng)名詞短語(yǔ)investing and lending its deposits做介詞from的賓語(yǔ)，意思是將儲(chǔ)蓄資金投資出去或借出去　　4. Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them. 他們最關(guān)心的是確保錢(qián)柜里，或儲(chǔ)備有足夠的鈔票，迅速應(yīng)付可能發(fā)生的各種現(xiàn)金支取。 ready cash:現(xiàn)金；預(yù)付金：　　例：short on 　　 cannot keep his deposits lying idle in his safes and strongrooms銀行不能將存款一直閑置在保險(xiǎn)箱和保險(xiǎn)庫(kù)里　　(1)keep cause to continue in a state, condition, or course of action:維持：使…保持某一狀態(tài)、情況或過(guò)程的動(dòng)作　　例：attempt to keep the patient calm試圖使病人鎮(zhèn)靜　　(2)lying idle in his safes and strongrooms是分詞短語(yǔ)，在句中做賓語(yǔ)補(bǔ)足語(yǔ)　　3. A banker also earns money from the charges which he makes for some of his services, but much the greater part of a bank39。 實(shí)際上等于　　39。t convenient for him to send money through the mail, so he goes to the bank and opens a checking ，因此，他到銀行開(kāi)了一個(gè)支票賬戶(hù)?！　?2)to keep people39。s checks a safedeposit box valuable papers and articles短語(yǔ)與詞組 開(kāi)立銀行賬戶(hù)開(kāi)支票儲(chǔ)蓄賬戶(hù)籌借（安排）一筆銀行貸款貸款部商號(hào), 廠商投資部旅行支票保管箱有價(jià)證券和貴重物品　　Notes　　 were developed to keep people39?！　〈司渲械膐rganizing and operating the bank為動(dòng)名詞短語(yǔ), 在句中做主語(yǔ)。s jobPhrases and Expressions 業(yè)務(wù)技能。利息累積到期限結(jié)束。即承擔(dān)債務(wù)發(fā)行的風(fēng)險(xiǎn)?！　?1) against this is set off notional rate of interest…此句為倒裝語(yǔ)序，正常語(yǔ)序?yàn)閚otional rate of interest is set off against this(cost)　　(2) set off抵銷(xiāo)　　(3) against the account or debt of兌換；提?。鹤鳛閹ど系膽?yīng)收款項(xiàng)或作為…的借項(xiàng)　　例：drew a check against my bank balance.　　開(kāi)支票支取自己的銀行結(jié)余　　 the notional interest exceeds the cost of the debit items no charge is made, although no interest is credited to the ，但凡是名義上的利率超過(guò)借記項(xiàng)目的費(fèi)用，就不收取費(fèi)用。s money對(duì)銀行資金的承諾（收取特別費(fèi)用），因?yàn)殂y行承諾的資金在承諾期間，處于閑置狀態(tài)，要隨時(shí)應(yīng)付企業(yè)提款，所以不管企業(yè)是否提取，都將對(duì)企業(yè)收取一定的費(fèi)用?！　ase rate基準(zhǔn)利率，即中央銀行或銀行業(yè)同業(yè)協(xié)會(huì)公布的參照利率?！　?1)on a daily basis按每天　　(2)(interest is) charged to the account（利息）借記賬戶(hù)　　charge v.（與to, up to連用）記賬；在帳冊(cè)等上記入…　　例：Don39。n. base n. rate n. facility n. mit vt. security n. back vt. overdraw v. quarterly adv. halfyearly adv. notional a. exceed vt. scale n. charge vt. entitle vt.單詞 通用的, 流通的賬戶(hù)轉(zhuǎn)賬服務(wù)貸記持續(xù)的；經(jīng)常的定單直接的借方, 借需求，請(qǐng)求，要求計(jì)算透支安排收費(fèi)基礎(chǔ)，基數(shù)利率便利承諾；委托保證支持，后援透支每季地半年地概念的，名義上的超過(guò)數(shù)值范圍，等級(jí)收費(fèi)授權(quán)Phrases and Expressions current account bank giro credit standing orders direct debit on demand in favour of… overdraft arrangement base rate overdrawn account set off credit balance scale of charges短語(yǔ)與詞組 往來(lái)賬戶(hù)，活期賬戶(hù)銀行貸記劃款單約期付款授權(quán)書(shū)直接借記按需求，按需要以…為受益人，以…為收款人透支安排基準(zhǔn)利率透支賬戶(hù)抵銷(xiāo)，分開(kāi)貸方余額 收費(fèi)標(biāo)準(zhǔn)　　Notes　　 may be withdrawn on demand either by drawing cash by cheque at the branch where the account is maintained or by writing cheques in favour of another ，或者在賬戶(hù)行用支票提款,或者簽發(fā)支票給別人?！　?1)When…, funds can be transferred from one to the other freely主從復(fù)合句，包含一個(gè)以when引導(dǎo)的時(shí)間狀語(yǔ)從句。　　(1)in practice　　practice: n.①the act or process of doing something。　　(1)Payments into a deposit account may be made變?yōu)橹鲃?dòng)語(yǔ)態(tài)的句子may make payments into a deposit account。s name, address and occupation, together with a specimen signature and an initial deposit being all that are ，只需客戶(hù)的姓名、住址、職業(yè)，連同簽字樣本和開(kāi)戶(hù)金額即可。s two mas 百萬(wàn)富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股，所持股份holding pany 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 創(chuàng)新企業(yè)