【正文】 rgo 11. Losses in South America more than 60 days after discharge of cargo 12. Barge shipments 13. Goods subject to an ondeck bill of lading 14. Losses caused by temperature or pressure (air shipments) 15. Failure to notify air carrier of preliminary loss in timely fashion: a. Obvious damage – 7 days b. Hidden damage – 14 days c. Nondelivery – 120 days 16. Used goods 4) Special additional coverage ? Besides the above categories of coverage, both CIC and ICC have some additional coverage, both CIC and ICC have some additional coverages. 除外責(zé)任 所謂 除外責(zé)任 （ Exclusion） ， 是指保險公司明確規(guī)定不予承保的損失 或費用 。 ④ 被保險貨物的自然損耗 、 本質(zhì)缺陷 、 特性以及市價跌落 、 運輸延遲所引起的損失或費用 。 目前 ， 我國通常采用中國人民保險公司 1981年 1月 1日生效 的貨物運輸保險條款為依據(jù) 。 Legality of the voyage。 ? ② 貨物名稱、數(shù)量。如果以 CIP 價格成交的貨物 , 投保金額可加成 10％。 噸位、建造年份 , 船籍、是否需要轉(zhuǎn)運。 ? ⑦ 航程或路程。提單是一種重要的海上貨物運輸合同的證明 , 它證明海上貨物運輸合同的成立 , 并表明貨物已由承運人收受或裝上船并據(jù)以把貨物交付給收貨人。 ? ⑩ 賠款支付地點。一般說來 , 保險公司與投保人或被保險人確定一個起保日期 , 以避免產(chǎn)生糾紛。 ? ③ 船舶注冊地 (Place of Registry)。 ? ⑦ 航行范圍 (Trading Limit)。 ? ⑾ 簽訂日期 (Date)。s Insurance Company of China dated(1/1/1981), INCLUDING risks ON DECK ? ② 水漬險加保戰(zhàn)爭險。s Insurance Company of China dated(1/1/1981). ? ④ 散裝桐油險加保戰(zhàn)爭險。s Insurance Company of China dated(1/1/1981). ? 5. 船舶保險條款英表達。s insurance pany of China 1/1/1986 ? ② 船舶全損加保罷工險 , 對于小額共同海損 , 每次事故最高賠償限額為 50, 000 美元。 COVERING all risks SUBJECT TO piCC39。S war and STRIKES CLAUSES DATED 1/1/1986, SUBJECT TO SMALL general AVERAGE UP TO USD30, 000 FOR ANY ACCIDENT OR OCCURRENCE ARISING. 10. PREMIUM ? Premium is generally based on the value of goods covered and the statistical probability of loss. Insurance underwriters take a number of specific factors into consideration when they decide on the rate of insurance premium. ? The first factor is the nature of packing used. The stronger the packing, the lower the premium. ? The second is the type and the value of the merchandise to be insured. ? Thirdly, the natures of transit and the related warehouse acmodation will be considered. ? Lastly, the volume of cargo also influences the premium. For a huge traffic, underwriters can often give a discount. ? An assured needs to study those factors that contribute to the rate of insurance premium and try to reduce the cost of insurance by doing the right things such as providing adequate packing and warehouse facilities. 11. CARGO INSURANCE CLAIMS ? 1) Procedures ? 2) Documents required 1) Procedures ? Cargo insurance claim includes a few steps as listed below. ■ The assured should not give clean receipts(清潔收據(jù) ) when goods are in dubious condition. ■ The assured should give immediate notice to the nearest branch or agency in the event of damage giving rise to a claim. This notice means that a claim has been filed. A delay in giving the notice, on the other hand, might result in the underwriter39。 COVERING all risks SUBJECT TO piCC39。S HULL insurance CLAUSES 1/1/1986, INCLUDING STRIKES risks AS per PICC39。但是對于投保人的一些特殊承保要求項目 , 需要重新商定 , 以下是中國人民保險公司 1986 年 1 月 1 日制定的保險條款 , 保單英文措詞如下： ? ① 船舶全損險。s Insurance Company of China dated(1/1/1981). ? ⑤ 冷藏貨物水漬險。s Insurance Company of China dated(1/1/1981). ? ③ 一切險加保戰(zhàn)爭險。 2)海洋貨物運輸保險條款的英文表達 ? ① 平安險加保艙面險。 ? ⑨ 保險費 (Premium)。 ? ⑤ 保險險別及條件 (Insurance Conditions)。 ? (二 )船舶保險單的填寫要求 ? ① 船舶被保險人名稱 (Name of the Shipowner)。 ? ⑾ 承保日期。按國際慣例 , 承保的險別必須和信用證的要求一致 , 必須與貿(mào)易合同上所列的保險條件相符。如果到達目的地的路線有兩條或兩條以上 , 則要寫上自某某港經(jīng)某某港至某某港。如果知道確切開航日期 , 則填上確切的日期 。 FOB 價格或 CFR 價格換算成 CIF 價格的公式如下： ? CIF = ? CFR 價格換算成 CIF 價格的公式如下： ? CIF = ? ⑤ 裝運工具。 ? ④ 保險金額。如果買方為被保險人 , 一般說來 , 保險責(zé)任從貨物裝上運輸工具開始 。 7. MAJOR TYPES OF POLICY ? 1) Time policy ? 2) Voyage policy ? 3) Mixed policy ? 4) Floating policy ? 5) Open policy 1) Time policy ? A time policy is one that runs for a period of time usually not exceeding 12 months. 2) Voyage policy ? This is a policy that operates for the period of t