【正文】 ) (2)actions of pirates海盜行為 Part 3. Institute Cargo Clauses (ICC) 在（ C）險條款中，風險責任也和（ B）險一樣，采用“列明風險”方式，但僅對“重大意外事故”（ major casualties) 風險責任，對非重大事故風險和（ B）險中的自然災害風險均不負責。 ? How is the premium quoted? ? It is quoted as a percentage of the sum insured.保險費是按投保金額的百分之幾計算的。 ? In pliance with your request, we have covered insurance on tablecloths against All Risks for 110% of the invoice value with the PICC. ?我們愿代你方投保。貨物一運到保險單內(nèi)指定的目的地并送交收貨人倉庫后，保險即告終止。 在向保險公司或代理提出索賠時，通常要求投保人遞交下列單證： 、正本或副本提單、發(fā)票、裝箱單； /或短缺備忘錄、檢驗報告； ? 保險索賠應盡快遞交保險公司或其代理，以便給他們充裕時間向有關過失方追索賠款。如果想進一步了解詳情，請與中國人民保險公司或它在貴地的代表聯(lián)系。 ? 在迅速公正解決索賠案件方面，中國人民保險公司享有很高威望。 我們的保險公司 —中國人民保險公司幾乎在世界所有大城市均有代理處理索賠事宜?，F(xiàn)告知你方，對于在 CIF基礎上出售的貨物，我們將按發(fā)票金額110%投保一切險和戰(zhàn)爭險。 ? We have insured/covered the goods FPA and against War Risk at the rate of % for the sum of . $45,000 with the insurance pany. ?我們已按發(fā)票金額的 110%投保水漬險及戰(zhàn)爭險。 Part 3. Institute Cargo Clauses (ICC) Ⅲ . ICC(C) 1. This insurance cover (1)~(5)（ 7）（ 8） 2. The exclusions of ICC(C) are the same as that of ICC(B) 除外責任與（ B）險相同 Part 3. Institute Cargo Clauses (ICC) ICC 各個險別條款的結(jié)構(gòu)統(tǒng)一，體系完整，協(xié)會新戰(zhàn)爭險和罷工險在需要時也可作為獨立的險別進行投保。 Part 3. Institute Cargo Clauses (ICC) Ⅰ . ICC(A) This insurance covers all risks of loss of or damage to the subject matter insured保險標的物 except the following exclusions: 1. Exclusions of general average:沒有共同海損性質(zhì)的除外責任 loss, damage or expense attributable to willful misconduct of the Assured, etc. 由于投保人故意不當行為造成的損失與費用 2. Exclusions of unseaworthiness and unfitness 不適航 ,不適貨除外責任（主要是指被保險人裝船時已知不適航 ,不適貨的情況） 3. Exclusions of war 戰(zhàn)爭除外責任 4. Exclusions of strike 罷工除外責任 Part 3. Institute Cargo Clauses (ICC) 在（ B）險條款中，對承保風險采用“列明風險”方式，即把承保風險一一列舉出來，規(guī)定明確、肯定，便于投保人投保時選擇適當?shù)谋ｋU險別，在除外責任上，基本與（ A）險規(guī)定相同，所不同的是對“海盜行為”風險不負責和惡意損害險的責任也屬除外責任。 協(xié)會戰(zhàn)爭險條款 (貨物 ) (5) Institute Strikes Clause –Cargo。 Give the meaning of warehouse to warehouse ? The term ?marine insurance‘ is somewhat misleading. We may think that marine insurance covers risks to a shipment of goods only associated with sea agreement of the parties or custom of the trade, the contract of marine insurance can be extended so as to protect the insured against losses on inland waters or land which are incidental附帶的 to the sea voyage. In the export trade, it is usual to ? Arrange an extented marine insurance under the ―warehouse to warehouse‖ clause in order to cover the transportation of goods from the warehouse of the seller to the port of dispatch, and from the port of arrival to the warehouse of the overseas buyer. ? What is the usual practice in international insurance market, with regard to the duration of liability of the insurer 保險公司的責任起訖期限 in ocean marine cargo insurance海洋運輸貨物保險條款？ ? The insurer is liable to cover the transportation of goods from the warehouse of the seller to the warehouse of the overseas buyer under the W/W clause. The PICC has its own insurance clauses. China Insurance Clauses (CIC) which are different from the Institute Cargo Clauses (ICC) 倫敦保險業(yè)協(xié)會貨物條款 Part 3. Institute Cargo Clauses (ICC) 協(xié)會貨物條款（倫敦保險業(yè)協(xié)會海洋貨物保險條款） The ICC was initially published in 1912 and has been amended many times. The last version was pleted on , 1982 and came into force from April 2,1983, in which six insurance coverages are provided, namely: (1) Institute Cargo Clause A, or ICC(A)。 Nondelivery)偷竊提貨不著險 (2) Fresh and/or Rain Water Damage Risk (3) Shortage Risk短量險 (4) Intermixture 混雜 amp。 Part 1. Perils and Losses in Ocean Transportation （ ⅱ ） General average loss 共同海損 A loss may be accidental意外的 or intentional人為的 . A general average loss is caused intentionally, and such a loss is beneficial to others, then those who have benefited should share that loss. Thus a general average loss is a loss resulti