【正文】 yment, stage losses are divided of payment, the balance shall clear, realtime messaging, financial integration, basic file and system maintenance management system. Implementation of the system of car credit, distribution, recovery, interest settlement, collection, statistics, management and other daily accounting process is very convenient, in time management and security management have unique advantages. It enables corporate customers to the credit business and personal credit management, statistics, analysis, monitoring, approval of the electronic and automation, providing credit and related business information storage, aggregation, collection, reflecting, for all levels of management to provide monitoring , decisionmaking, analysis, early warning functions. Keywords: Consumer credit Message gateway . Losses are Clear paragraph 目 錄 引 言 .....................................................................................................................1 第 1 章 緒 論 .........................................................................................................2 課題的背景 ..................................................................................................2 課題的意義、目的 ......................................................................................2 課題的研究現(xiàn)狀及發(fā)展趨勢 ......................................................................2 課題的主要研究內(nèi)容 ..................................................................................3 第 2 章 開發(fā)平臺及技術(shù)簡介 .............................................................................4 開發(fā)平臺簡介 ..............................................................................................4 短信網(wǎng)關(guān) ......................................................................................................4 數(shù)據(jù)庫開發(fā)平臺簡介 ..................................................................................5 第 3 章 系統(tǒng)分析與設(shè)計 ......................................................................................6 系統(tǒng)分析 ......................................................................................................6 功能需求 ...........................................................................................6 性能需求 ...........................................................................................6 系統(tǒng)的安全性與完整性需求 ...........................................................7 系統(tǒng)設(shè)計 ......................................................................................................8 數(shù)據(jù)庫設(shè)計簡介 ...............................................................................8 主要數(shù)據(jù)庫表設(shè)計 ...........................................................................8 系統(tǒng)架構(gòu)設(shè)計 ...................................................................................9 第 4 章 系 統(tǒng) 實 現(xiàn) .........................................................................................11 系統(tǒng)模塊設(shè)計 ...............................................................................................11 短信網(wǎng)關(guān)模塊簡介 .........................................................................12 系統(tǒng)維護(hù)模塊簡介 .........................................................................12 信貸業(yè)務(wù)管理模塊 ......................................................................................12 首付通知單的新增與審核 ................................................................12 生成還款計劃表 ...............................................................................14 第 5 章 系 統(tǒng) 測 試 .........................................................................................17 功能測試 ......................................................................................................17 性能測試 ......................................................................................................17 結(jié) 束 語 ...................................................................................................................19 致 謝 ...................................................................................................................20 參 考 文 獻(xiàn) ............................................................................................................21 附 錄 .....................................................................................................................22 運城華友物貿(mào)消費信貸系統(tǒng)設(shè)計與開發(fā) 第 1 頁 共 22 頁 引 言 伴隨著我國經(jīng)濟(jì)的飛速發(fā)展， 消費信貸 逐漸 成為我國經(jīng)濟(jì)發(fā)展的一個新 的增長點 ，而汽車消費信貸在消費信貸業(yè)中又處于領(lǐng)頭的地位，對我國經(jīng)濟(jì)發(fā)展起著很關(guān)鍵的作用。 運城華友物貿(mào) 消費信貸 系統(tǒng)是基于 . 設(shè)計實現(xiàn)的信貸管理系統(tǒng)，實現(xiàn)的功能有：首付、分期掛賬、分期付款、余額款清、實時短信、財務(wù)集成、基礎(chǔ)檔案和系統(tǒng)維護(hù)。所以研究開發(fā)運城華友汽車消費信貸系統(tǒng)有重要的意義，對我國汽車消費信貸的的發(fā)展也有著深遠(yuǎn)的影響 。 而汽車消費信貸在消費信貸業(yè)中又處于領(lǐng)頭的地位，對我國經(jīng)濟(jì)發(fā)展起著很關(guān)鍵的作用。 其中汽車信貸尤為關(guān)鍵。它還能夠?qū)崿F(xiàn)法人 客戶信貸業(yè)務(wù)及個人信貸業(yè)務(wù)的管理、統(tǒng)計、分析、監(jiān)測、審批的電子化和自動化，提供信貸及相關(guān)業(yè)務(wù)信息的存儲、匯總、收