【正文】 第一篇：銀行業(yè)務(wù)詞語acquiring pany 收購公司 bad loan 呆帳 chart of cash flow 現(xiàn)金流量表clearlyestablished ownership 產(chǎn)權(quán)清晰 debt to equity 債轉(zhuǎn)股diversity of equities 股權(quán)多元化 economy of scale 規(guī)模經(jīng)濟(jì) emerging economies 新興經(jīng)濟(jì) exchangerate regime 匯率機(jī)制 fund and financing 籌資融資global financial architecture 全球金融體系 global integration, globality 全球一體化，全球化 go public 上市g(shù)rowth spurt（經(jīng)濟(jì)的）急劇增長 have one39。s 39。two mas39。 百萬富翁 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 holding pany 控股公司 initial offerings 原始股initial public offerings 首次公募 innovative business 創(chuàng)新企業(yè) intellectual capital 智力資本 interbank lending 拆借 internet customer 網(wǎng)上客戶 investment payoff period 投資回收期 jointstock 參股mall rat 愛逛商店的年輕人 means of production 生產(chǎn)要素(the)medical cost social pool for major diseases 大病醫(yī)療費(fèi)用社會統(tǒng)籌 mergers and acquisitions 并購mobilephone banking 移動電話銀行業(yè) moods 人氣 net potato 網(wǎng)蟲 nonstore seling 直銷 offering 新股onlinebanking 網(wǎng)上銀行業(yè) onlinefinance 在線金融online client（銀行的）網(wǎng)上客戶 paper profit 帳面收益 physical assets 有形資產(chǎn) project fund system 項(xiàng)目資本金制度 pyramid sale 傳銷 recapitalize 資產(chǎn)重組 regional corrency blocks 地區(qū)貨幣集團(tuán) regulate 調(diào)控 sell off 變現(xiàn)share(stock)option 期權(quán)，股票認(rèn)購權(quán) smart card 智能卡 slash prices 殺價(jià)spare capacity 閑置的生產(chǎn)能力 strong growth 強(qiáng)勁的增長勢頭 switch trade 轉(zhuǎn)手貿(mào)易 take…public 上市tap the idle assets 盤活存量資產(chǎn) transaction（銀行的）交易 transfer payment from the exchequer 財(cái)政轉(zhuǎn)移支付venturecapital 風(fēng)險(xiǎn)資本 virtual bank 虛擬銀行 wire transfer 電子轉(zhuǎn)帳account number 帳目編號 depositor 存戶 payin slip 存款單 a deposit form 存款單 a banding machine 自動存取機(jī) to deposit 存款deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler39。s cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandar39。s note 莊票，銀票 banker 銀行家 president 行長 savings bank 儲蓄銀行 Chase Bank 大通銀行National City Bank of New York 花旗銀行 Hongkong Shanghai Banking Corporation 匯豐銀行 Chartered Bank of India, Australia and China 麥加利銀行 Banque de I39。IndoChine 東方匯理銀行central bank, national bank, banker39。s bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行mercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國內(nèi)銀行 overseas bank 國外銀行 unincorporated bank 錢莊 branch bank 銀行分行trustee savings bank 信托儲蓄銀行 trust pany 信托公司 financial trust 金融信托公司 unit trust 信托投資公司trust institution 銀行的信托部 credit department 銀行的信用部 mercial credit pany(discount pany)商業(yè)信貸公司（貼現(xiàn)公司）neighborhood savings bank, bank of deposit 街道儲蓄所credit union 合作銀行 credit bureau 商業(yè)興信所 selfservice bank 無人銀行 land bank 土地銀行construction bank 建設(shè)銀行industrial and mercial bank 工商銀行 bank of munications 交通銀行 mutual savings bank 互助儲蓄銀行 post office savings bank 郵局儲蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實(shí)業(yè)銀行home loan bank 家宅貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行 corresponding bank 往來銀行merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank(EXIMBANK)進(jìn)出口銀行joint venture bank 合資銀行 money shop, native bank 錢莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public accounting 公共會計(jì) business accounting 商業(yè)會計(jì) cost accounting 成本會計(jì)depreciation accounting 折舊會計(jì) puterized accounting 電腦化會計(jì) general ledger 總帳 subsidiary ledger 分戶帳 cash book 現(xiàn)金出納帳 cash account 現(xiàn)金帳 journal, daybook 日記帳，流水帳 bad debts 壞帳 investment 投資surplus 結(jié)余 idle capital 游資economic cycle 經(jīng)濟(jì)周期 economic boom 經(jīng)濟(jì)繁榮 economic recession 經(jīng)濟(jì)衰退 economic depression 經(jīng)濟(jì)蕭條 economic crisis 經(jīng)濟(jì)危機(jī) economic recovery 經(jīng)濟(jì)復(fù)蘇 inflation 通貨膨脹 deflation 通貨收縮 devaluation 貨幣貶值 revaluation 貨幣增值international balance of payment 國際收支 favourable balance 順差 adverse balance 逆差 hard currency 硬通貨 soft currency 軟通貨international monetary system 國際貨幣制度 the purchasing powe