【正文】
of Goods(2) Contents amp。Key points ?Patterns of payment (匯付 )— mercial credit (1)M/T(Mail transfer) (2)T/T(Telegraphic transfer) (3)D/D(Banker’s demand draft) (托收 )mercial credit of credit(信用證 ) (出售應(yīng)收賬款 ) (包買票據(jù) ) Financing credit I. Patterns of payment(付款的方式) (匯付 ) (1)Meaning of remittance Remitting bank transfers funds directly to the payee on the request of remitter(出票人 ) (2)4 parties involving in the remittance Remitter(出票人 ,付款人 ): the person remitting the payment(importer in exportingimporting trade ) Payee/Beneficiary(收款人 ): the person collecting the payment(exporter) Remitting bank(匯出行 ):entrusted by the remitter to remit the payment I. Patterns of payment(付款的方式) (4)Paying bank(匯入行 ):correspondent bank or agent bank to pay for the exporter (obligee/payee /beneficiary ) basic ways to transfer payment to abroad (1)Remittance by airmail—Mail transfer(M/T信匯 ) (2)Remittance by cable/telex/SWIFT—telegraphic transfer(T/T電匯 ) (3)Remittance by banker’s demand draft(D/D票匯 ) I. Patterns of payment(付款的方式) basic ways to transfer payment to abroad (1)Remittance by airmail—Mail transfer(M/T信匯 ) Process: Remitter(Importer)付款人 Hand over application amp。 fund by a check(1) Turning back the stub回執(zhí)單(2) Remitting bank (匯付行 ) Payee(Exporter) 收款人 Paying bank (匯入行)