【正文】
北京電大財(cái)會(huì)專業(yè)本科畢業(yè)論文淺談我國(guó)中小企業(yè)融資問(wèn)題 姓名:劉興茂 學(xué)號(hào):0911001255742 教育層次:開(kāi)放本科 專業(yè):會(huì)計(jì)學(xué) 分校:大興分校 指導(dǎo)教師:范春環(huán)內(nèi) 容 提 要當(dāng)世界經(jīng)濟(jì)的齒輪推動(dòng)著我國(guó)中小企業(yè)迅速發(fā)展壯大的同時(shí),中小企業(yè)的融資問(wèn)題日益突出。目前,中小企業(yè)存在融資方式及渠道缺乏、信用體系、法律、法規(guī)保障體系、金融機(jī)構(gòu)不完善等主要融資問(wèn)題。本文通過(guò)闡述中小企業(yè)融資現(xiàn)狀,分析了中小企業(yè)融資難的原因,并提出了解決對(duì)策。由于造成中小企業(yè)融資難是有多方面的原因,因此只有多方協(xié)調(diào)統(tǒng)籌發(fā)展才能使中小企業(yè)走出融資難的瓶頸,促進(jìn)中小企業(yè)快速發(fā)展。關(guān)鍵詞 中小企業(yè) 融資現(xiàn)狀 融資 對(duì)策AbstractWhen the gear driving the world economy, China39。s rapid development and expansion of medium and small enterprises, the medium and small enterprises financing problems have bee increasingly prominent. Currently, there is financing of medium and small enterprises and the lack of channels, with the system, laws and regulations to protect systems, and other major financial institutions, inadequate financing . This paper describes the status of medium and small enterprises financing, medium and small enterprises financing difficulties of analyzing the causes, and proposed countermeasures. As the financing of medium and small enterprises is causing a number of reasons, only the development of multiparty coordination difficulties in financing to enable small and medium enterprises out of the bottleneck, and promote the rapid development of medium and small enterprises.Key words: medium and small enterprises financing status financing measure目錄一、我國(guó)中小企業(yè)融資現(xiàn)狀 ............................................1(一)融資的含義 ....................................................1(二)中小企業(yè)融資現(xiàn)狀 ..............................................1二、中小企業(yè)融資難的原因分析 ........................................2(一)企業(yè)自身的原因 .................................