【正文】 行可以根據(jù)情況暫停發(fā)放購(gòu)買第三套及以上住房貸款；地方政府可以采取臨時(shí)性措施，在一定時(shí)期內(nèi)限定購(gòu)房套數(shù)；同時(shí)，政策中首次出現(xiàn)打擊異地炒房行為，對(duì)異地炒房者暫停買房貸款。除了信貸政策外，稅收政策也明顯加大調(diào)控作用，雖然沒有明確的稅收政策出臺(tái)，但本次政策已經(jīng)釋放出房 產(chǎn)消費(fèi)稅或房地產(chǎn)保有稅的出臺(tái)預(yù)期信號(hào)。言外之意很明顯，就是如果目前的政策調(diào)控對(duì)高房?jī)r(jià)上漲還是不能起到抑制作用的話，稅收工具作為更強(qiáng)有力的殺手锏將隨后登臺(tái)。 “ 新國(guó)十條 ” 出臺(tái)后，各部委、各級(jí)省市政府將陸續(xù)出臺(tái)相關(guān)配套執(zhí)行細(xì)化政策，包括央行、銀監(jiān)會(huì)加強(qiáng)房地產(chǎn)信貸管理、第二套住房的認(rèn)定標(biāo)準(zhǔn)、第三套（含）以上貸款購(gòu)房的首付及利率；財(cái)政部、稅務(wù)總局制定引導(dǎo)個(gè)人合理住房消費(fèi)和調(diào)節(jié)個(gè)人房產(chǎn)收益的稅收政策；國(guó)土資源部改革土地出讓方式；住房建設(shè)部編制和公布住房建設(shè)規(guī)劃；同時(shí)，細(xì)化政策還要落地實(shí)施執(zhí)行。中文資料 1 英文翻譯 I Chapter II Status of China real estate market and the related national policies Current Situation of Chinese Real Estate Market The status of the real estate market has been a hot topic of national concern. Since the niies real estate real estate market, the most mon assessment is that house prices are too high, or too fast. The formation of the reasons for this are manifold. Current housing prices in general are too high, rising too fast The international level to an authoritative measure of house prices index is the price earnings ratio. Price earnings ratio is a country or city average listing prices and average household ine ratio. World Bank study that price earnings ratio of 3 times to 6 times in between the more appropriate. In China, some scholars have pointed out that many real estate hot spots in our cities, housing prices have already exceeded the ine ratio 12:1. And, increasingly soaring real estate market. 2. The cause of property prices in Chinese cities nonnormal increase Currently the price of urban real estate or nonnormal increase in property prices bubbles can be described as follows: (1) National City 39。s price earnings ratio of about 1:8, which more than 10 cities over price revenue, while international standards are 3 to 6. (2) Some urban land prices rose more than tenfold over the past decade or even several times. The reasons for the formation of such a situation, all walks of life from the market demand, supply and other aspects put forward their views, which are more representative as follows: 1) The market demand factors: demand for formation of the urbanization effect, caused by the urban housing system reform needs, the per capita housing area of urban residents due to rising. 英文翻譯 II 2) the market supply factor: the unreasonable structure of housing supply due to factors。 is due to the high cost of mercial housing development and construction。 3) speculation, speculative factors: real estate developers and speculators, market manipulation, malicious speculation result。 4) bank credit, real estate interactive factors: the actors have expected, bank credit and government policy play an important role in the real estate bubble. 5) system, structure, interest groups, and other factors: the current land s upply system, local government tax system, also shelter issue of fiscal policy and moary policy issues such as system contributed to the current real estate prices are not factors in the system normal Shangsheng. Local Government city management, the local government, lifting of behavior, and promote real estate prices。 local governments, developers, banks hope to the bubble (real estate) grows bigger and bigger, the Group acquired a strong discourse right, they are more likely to lead the market. Undoubtedly, the existing literature on market supply and demand, speculation, bank credit and other aspects of the analysis is very pertinent, Du reveals a certain extent, the price of urban real estate in China, Fei normal Shang Sheng, the reason or Dan Shi Xing Zhi Du in the system of Yi Xie factors, in particular the special transition period for our local analysis of this particular factor, it is not deep. In fact, the local government of double pressure under the adoption of the visible hand of the monopoly control of the land market, for vigorously promote the development of urban real estate, real estate market parties look into it to Participants, to promote housing real estate prices rise in a nonnormal systemic factors, this factor can not be ignored. The Chinese Central Government 39。s latest policy on the property market 英文翻譯 III April 17, 2020 the State Council to firmly curb the surge in housing prices in some cities, released the State Council firmly curb the surge in housing prices in some cities of notice referred to as the new country 10 law。 英文翻譯 IV National Policy 2020, the latest State 10 (1)Unity of thinking, awarenessraising. Housing, people 39。s livelihood, not only an economic problem, affecting social sta