財(cái)產(chǎn)保險(xiǎn)合同格式涉外(1)-在線瀏覽
2025-02-02 06:50本頁(yè)面
【正文】 anykind or description whatsoever such as atmosphere, land and waterpollutions but this does not include loss or damage caused by pollutionarising from PERILS specified in Article II the Policy。 9. loss or damage arising from any other perils not listed in ArticleII of this Policy. IV. TREATMENT OF CLAIM 1. The Company shall at its option, indemnify the Insured in respectof loss or damage falling within the Scope of Cover of the Policy byeither: paying the amount of the actual value of the property lost ordamaged or。 repairing or restoring the damaged property to a condition near toother property of like kind and quality. 2. Indemnity under this Policy shall be based upon the sound marketvalue of the property prevailing at the time of loss. If the sound marketvalue of the damaged property is lower than the sum insured of suchproperty, the claim shall be settled on its market value。S OBLIGATIONS The following Obligations shall be strictly fulfilled by the Insuredand his representative: 1. The Insured and his representative, when applying for insuranceshall make true answers or descriptions to the questions in the Proposaland Questionnaire or to any other questions raised by the Company. 2. The Insured and his representative shall pay to the Company in duecourse the agreed premium in the manner as provided in the Schedule andEndorsements. 3. During the period of this insurance, the Insured shall at his ownexpense take all reasonable precautions, including paying sufficientattention to and putting into practice the reasonable remendations ofthe Company, prudently selecting the workmen and employees and plyingwith all statutory regulations and safety operation procedures. 4. In the event of any occurrence which gives or might give rise to aclaim under this Policy, the Insured or his representative shall: notify the Company immediately and within seven (7) days or anyfurther period as may be agreed by the Company in writing, furnish awritten report to indicate the course, probable reason and extent of lossor damage。 preserve the spot affected and defective parts before aninspection is carried out by a representative or surveyor from theCompany。 the risk of loss or damage is increased. After termination of the Policy, the premium shall be refunded to theInsured calculated on pro rata daily basis for the period from the date oftermination to the date of expiry. 4. Policy Cancellation This Policy may be canceled at any time at the request of the Insuredin writing or at the option of the Company by giving a fifteen (15) daysprior notice to the Insured. In the former case the Company shall retain apremium calculated on short term rate basis for the time the Policy hasbeen in force while in the latter case such premium shall be calculated onpro rata daily basis. 5. Forfeit of Benefit If the claim is in any respect fraudulent, or if any fraudulent meansor devices are used by the Insured or his representative to obtain anybenefit under this Policy or if any loss or damage is occasioned by theintentional act or in the connivance of the Insured or his representative,then in any of these cases, all the rights and benefits of the Insuredunder this Policy shall be forfeited, and all consequent losses arisingtherefrom including the amount of claim paid by the Company shall beindemnified by the Insured. 6. Reasonable Inspection The representative of the Company shall at any suitable time beentitled to attend the site and inspect or examine the risk ex
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